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CIGNA, a global health service company, is dedicated to helping people improve their health, well-being and security. CIGNA Corporation’s operating subsidiaries provide an integrated suite of medical, dental, behavioral health, pharmacy and vision care benefits, as well as group life, accident and disability insurance, to more than 46 million people throughout the United States and around the world.
CIGNA can trace its roots back to 1792, with the founding of the Insurance Company of North America (INA), the US’s first marine insurer. In 1865, the Connecticut General Life Insurance Company (CG) was formed in Hartford, Connecticut. Nearly 120 years later, in 1982, CG and INA merged to form CIGNA. In 1993 CIGNA introduced its Tree of Life brand identity. CIGNA’s business segments include CIGNA Healthcare, CIGNA Group Life & Disability, and CIGNA International, all core businesses designed to help customers improve their health, well-being and security.
Term Life insurance provides coverage during a specific period of time — typically, in employer-sponsored plans, during the period of employment. Because the coverage expires at a specific time, Term Life insurance premiums can be far lower than those of whole-life policies. CIGNA offers a variety of valuable benefit options that an employer may choose to offer individually or in combination. These options include:
CIGNA’s Group Universal Life (GUL) Insurance is a voluntary employee-paid, highly flexible financial planning tool that allows employees to receive life insurance and financial protection for the future. It combines substantial amounts of guaranteed issue life insurance with a Cash Accumulation Fund that earns tax-deferred interest at competitive rates. Benefits of CIGNA’s GUL include:
Contact Cigna at: CIGNA Corporation 2 Liberty Place, 1601 Chestnut St. Philadelphia, PA 19192 Telephone: (215) 761-1000
Sources: Cigna press release, June 15, 2009; “Cigna”, Wikipedia, June 20, 2009; Cigna Web site.