Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics. Read full bio >>
Penny is an expert on insurance procedures, rates, policies and claims. She has extensive knowledge of all major insurance lines -- auto, homeowners, life and health insurance. She has been answering consumers’ questions as an analyst for more than 15 years and has been featured in numerous major media outlets, including the Washington Post and Kiplinger’s. Read full bio >>
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Gerber Life, which was founded in 1967 by the Gerber Products Company (known for baby food), focuses on providing life insurance especially for young families on a budget.
Gerber Life is now part of Western & Southern Financial Group, a worldwide life insurance company. The company sells life insurance for people of all ages, but is best known for its Gerber Life Grow-Up Plan, a whole life policy that keeps premiums the same but automatically doubles the death benefit when the child turns 18, builds cash value, and can remain in force for life as long as any required premiums are paid. The child can also buy more coverage as an adult, with rates based on their age, regardless of their health or occupation.