Gerber Life Insurance

Customer service/Claims 1-800-704-2180

Corporate Headquarters 445 State Street
Fremont, MI 49412

Gerber Life, which was founded in 1967 by the Gerber Products Company (known for baby food), focuses on providing life insurance especially for young families on a budget.

Gerber Life is now part of Western & Southern Financial Group, a worldwide life insurance company. The company sells life insurance for people of all ages, but is best known for its Gerber Life Grow-Up Plan, a whole life policy that keeps premiums the same but automatically doubles the death benefit when the child turns 18, builds cash value, and can remain in force for life as long as any required premiums are paid. The child can also buy more coverage as an adult, with rates based on their age, regardless of their health or occupation.

Gerber Life Insurance Coverages

Term life insurance
Universal life insurance
Guaranteed life insurance
Child life insurance
Accident protection insurance

Best Life Insurance Companies 2021: Gerber Life Insurance

Providing budget-friendly life insurance for children and adults for more than 50 years.

How Gerber Life Insurance stacks up

Gerber Life Insurance earned a 3.0 out of 5-star overall rating in our annual review of Best Life Insurance Companies. They earned 3 and 4 out of 5-star ratings across the board in price, customer service and website & apps.

When we asked Gerber Life Insurance customers if they would recommend the company to others, 78% said yes.

Customer Reviews

Our survey asked policyholders to share experiences or give feedback that they would like to share with others looking to potentially buy from their current insurance company. Here's what they had to say:

Customer Reviews

132 Reviews. 3.5 Stars out of 5

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"Do it it would change your life"

Age 18, Texas

"They are very corrdinated, accepted my online application."

Age 18, Virginia

"Good"

Age 18, West Virginia

"If you have the chance to buy from them, definitely do it."

Age 18, California

"Shopping with them it is a great opportunity since it is being tested with how life policies are working the covid 19. "

Age 18, California

"Mine was decent, but you want to make sure you are secure so I wouldn't go for mine."

Age 18, South Carolina

"Good for younger ones and affordable"

Age 19, North Carolina

"It doesn't take a lot of time or interaction to get a policy with them."

Age 19, Ohio

"It's been good for me so far."

Age 20, Florida

"It's good"

Age 20, Georgia

"It has been an easy and fairly inexpensive experience."

Age 20, New Jersey

"Hate it. "

Age 22, Florida

"It's a pretty basic and pretty average experience you're not gonna get something super horrible but something super great either to fair an average price."

Age 22, Florida

"I don't like it very much so that I need life"

Age 23, California

"It has great deals"

Age 24, Georgia

"Use this company they help and are very caring"

Age 24, Illinois

"They are awesome and make everything so easy to understand"

Age 24, Missouri

"No, don't use them."

Age 25, Illinois

"Good for what I need."

Age 25, New York

"I have had no issues with the company"

Age 25, Pennsylvania

"Not grand"

Age 27, California

"They are good with payment processing but the prices could be better."

Age 27, California

"Anytime I had a question, it was easy to get an answer. They have great prices for policies and the billing/payment process is simple and easy."

Age 27, South Carolina

"I bought it and done nothing so seems to be good."

Age 28, DC

"The cost of this life insurance is decent, and you get address labels in the mail too. With this insurance just like the auto insurance, it's better to have two people on the same policy than it is to have one person."

Age 28, New Mexico

"Better than average I'd say."

Age 28, New York

"Good company for what I need and my family."

Age 29, Louisiana

"Call and speak with an agent . They'll answer all of your questions and get you the best rates and policies ."

Age 29, New York

"It's okay for price"

Age 30, Arkansas

"My experience has been great with them for so many years and would definitely recommend this one as a first choice."

Age 30, California

"Read the fine print. Know what you are buying."

Age 30, South Carolina

"My insurance company make sure that your loved ones will be protected."

Age 31, Georgia

"Satisfactory"

Age 31, Pennsylvania

"Easy to manage the account"

Age 31, Tennessee

"It would be a good way to save by purchasing a policy with Gerber."

Age 32, Louisiana

"Not good."

Age 33, Texas

"The policy offerings are good but they are difficult to deal with to the point I would not trust them with a claim."

Age 33, Illinois

"It's an amazing company and would recomemn to others to switch immediately."

Age 34, Alabama

"They work with you...just ask questions."

Age 34, California

"Gerber is alright"

Age 34, Connecticut

"I don't know enough about them to judge them yet."

Age 34, Indiana

"Great customer service and low payments."

Age 34, Tennessee

"It's very, very good."

Age 35, Alabama

"Good company and good people to talk to."

Age 36, Texas

"I would say that it works out just fine for me."

Age 36, Arizona

"It's a good company and the policies are very reasonable"

Age 36, Louisiana

"Like the price very affordable"

Age 36, New York

"Very good reputation"

Age 38, Alabama

"Super easy way to buy a life insurance policy."

Age 38, New York

"It is good."

Age 38, Ohio

"Good affordable prices"

Age 38, Oklahoma

"I love my life insurance company. The policies and rates are great"

Age 39, Texas

"They are attentive and easy to work with."

Age 39, Florida

"Mine has been great on adding a child and changing amounts."

Age 39, Mississippi

"I'm sure they aren't the best."

Age 39, New Mexico

"They are helpful and good pricing"

Age 40, Connecticut

"Has the best policy choices I thought."

Age 40, New York

"They meet my needs well enough."

Age 40, Ohio

"very good"

Age 40, Tennessee

"I have been with this company for many years and the experience has been very positive. This company has affordable rates, convenient ways to pay and good customer service."

Age 42, New York

"The online experience is poor."

Age 43, Virginia

"Above average but not awesome."

Age 43, Pennsylvania

"This company that I use for life insurance is very reputable and they are a well known company. They offer competitive rates and have good customer service."

Age 45, Florida

"I have never had a bad experience with my insurance company."

Age 45, Pennsylvania

"I Have whole life coverage for all of my children for under 10 dollars a month. What a bargain."

Age 45, Pennsylvania

"It's got good prices."

Age 48, Texas

"They offer good customer service."

Age 49, Delaware

"Easy to purchase. Good rates."

Age 50, Virginia

"I have had no problems."

Age 54, Maryland

"Great service and price, that is all I have to say."

Age 54, Mississippi

"Consistent since day one"

Age 57, Texas

"Yes, they are good."

Age 57, Indiana

"I usually don't recommend anything to anyone, but this company is alright."

Age 57, Pennsylvania

"I have only been paying on the policy for a few months, but so far I have nothing bad to say about them. They have a good reputation."

Age 58, Massachusetts

"They come to your house and explain everything in detail."

Age 60, Florida

"Easy to sign up with and great rates."

Age 64, New Hampshire

"Affordable."

Age 66, West Virginia

"I am happy with them and you should check with them"

Age 68, West Virginia

"If you have preexisting issues this is a good company"

Age 68, Nevada

"Easy billing and payments, good customer service, everything can be done on app"

Age 70, California

Gerber Life Insurance Reviews And Ratings

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