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The Auto Club Group Auto Insurance Reviews and Ratings

Written by: Penny Gusner | Reviewed by: Michelle Megnaquality verified | Updated on
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The Auto Club Group Ratings
Overall Rating: 3.42
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J.D. Power: 2.16
Average Premium: 4.21
Speeding-Increase: 3.07
At-Fault: 4.33
NAIC: 4.75
Multi-Policy Discount: 5.00
AM Best Rating A

About The Auto Club Group (ACG) Auto Insurance Company

Customer service: Customer Service and claims phone numbers vary depending on what state you are a member in.
Corporate Headquarters 1 Auto Club Drive
Dearborn, MI 48126

Company Background

Second largest AAA Club

The Auto Group (ACG) is part of the countrywide AAA-affiliated insurance companies. ACG is the second largest AAA club in North America, servicing over nine million members. ACG started in Dearborn, Michigan in 1916 but now has a long reach nationwide as it offers services in about a dozen states as well as two U.S. territories (U.S. Virgin Islands and Puerto Rico). Look for its car insurance policies in the following states:

  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Michigan
  • Minnesota
  • Nebraska
  • North Dakota
  • Tennessee
  • Wisconsin

Consider ACG for perks and discounts that come with your AAA membership.

AAA has over 56 million members in the U.S. and Canada to which the AAA organization offers considerable offerings of discounts, programs and services. Offerings not only include insurance and road side assistance but also travel agencies, financial services and car buying services. Discounts with numerous partners is an added bonus. Another benefit is AAA Accident Assist, which is a part of your auto policy. When you initiate an accident claim, roadside assistance is dispatched if your vehicle needs towed. AAA then guarantees repairs for the life of the vehicle if you use an AAA Direct repair shop.

The Auto Club Group (ACG) Auto Insurance Coverages

  • Personal Auto
  • Motorcycle
  • Off road vehicles
  • Recreational vehicles (RV)

The Auto Club Group (ACG) Auto Insurance other types of insurance and services(Offerings may vary by state)

  • Boat
  • Homeowners
  • Condo
  • Renters
  • Personal umbrella
  • Life
Coverage Options
Usage-based/Telematics Icon
Usage-based/Telematics
Rates can be based on your mileage and how you drive.
Accident forgiveness Icon
Accident forgiveness
Your rates won"t increase after your first accident.
Pet injury coverage Icon
Pet injury coverage
Pays vet bills for dogs or cats injured in a crash (up to specificed limits).
Mobile app Icon
Mobile app
The insurer offers an app for smartphones.
Discounts
Multi-policy Icon
Multi-policy
Discount for more than one type of policy with the same insurance provider.
Multi-vehicle Icon
Multi-vehicle
Discount for two or more vehicles on the same car insurance policy.
Driver training/Defensive driving Icon
Driver training/Defensive driving
Discount for an approved defensive driving or driver improvement class.
Academic achievement Icon
Academic achievement
Discount for full-time students who meet certain academic criteria.
Passive -restraint (air bag) Icon
Passive -restraint (air bag)
Discount for factory-installed safety devices such as an air bag.
Safe driver/clean driving record/good driver Icon
Safe driver/clean driving record/good driver
Discount for no accidents or traffic violations, usually for three or five years.

In which states is The Auto Club Group available?

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