Last updated June 16, 2009
Cincinnati Life Insurance Company, a division of Cincinnati Financial Corporation, was formed in 1968. The company’s primary focus is having the ability to build long-term relationships with clients, which is the reason why Cincinnati Life follows an independent agency system. It’s their mission to work with locally based agents to address the needs of individual policyholders and businesses.
The Cincinnati Life Insurance Company markets life and disability income insurance and annuities. CFC Investment Company supports the insurance subsidiaries and their independent agent representatives through commercial leasing and financing activities. CinFin Capital Management Company provides asset management services to institutions, corporations and individuals.
Cincinnati Life Insurance Company’s LifeHorizon product line offers term life, guaranteed whole life and universal life insurance policies. Term life insurance is a low cost option that provides coverage for a specified number of years. If the insured was to die within that time frame, death benefits would be paid to their beneficiaries.
Whole life insurance is designed to provide coverage for a lifetime. This is a permanent life insurance that will be in force as long as the premiums are paid. Cincinnati Life’s guaranteed whole life is accompanied with a wide range of additional guarantees such as guaranteed level premiums, guaranteed cash value accumulation and guaranteed insurability (even if your classifications change).
Universal life insurance also has a cash value accumulation, providing more flexibility in premium payments. This type of policy allows you to make changes in your payment amounts as your needs for insurance change.
Contact Cincinnati’s Life Insurance Company at:
Cincinnati Life Insurance Company
6200 S. Gilmore Road
Fairfield, OH 45014-5141
Telephone: (513) 870-2280
Sources: “Cincinnati’s Financial,” Wikipedia, May 2009; “Who We Are,” Cincinnati Life web site, 2009 “Protecting Your Lifestyle,” Cincinnati Life web site, 2009