See Rankings of Other Top Insurance Companies

Allstate Life Insurance Ratings

Ranked No. 2 Overall
Customer Satisfaction Ratings (based on 143 survey results)
Customer ServiceValue for PriceWebsite and Apps% Who Would Recommend to a FriendA.M. Best
Effective as of:

A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.

A.M. Best's rating is NOT used to calculate the overall score but it is important information to consider when choosing an insurance company.

out of 100
May 29, 2019
See How Much You Can Save
Compare free quotes from companies near you
Please enter a valid zip
Go to Allstate site now to get a quote
Other Companies to Consider:

Reasons for Buying from Allstate

Customers of Allstate originally decided to purchase from the company for these reasons:
Recommended by friend or family member27%
Offered best price12%
Saw TV commercial10%
Saw online ad9%
Financial Strength rating4%
The company website and mobile apps are easy to use and helpful4%
Was the company my parents had3%
I had other insurance with this company1%

How likely are you to recommend this company to a friend, coworker or family member?

I would definitely recommend this company. 55%
I probably would recommend this company. 36%
Neutral 8%
I probably would not recommend this company. 1%
I would not recommend this company. 0%

What kind of insurance do you have?

Whole 43%
Both 31%
Term 26%
Other - fill in 0%

How much do you pay annually for your life insurance policy

$251 - $500 24%
$501-$750 18%
$1,001-$1,500 18%
$751-$1,000 13%
$1,501-$2,000 13%
less than $250 6%
$2,001-$2,500 4%
More than $2,501 4%

Website and Apps

How easy to use and how helpful they are
45%Good - Fulfills my needs
45%Excellent - Gives me what I need and more
10%Just okay - Fulfills some but not all of my needs
0%Never visited/used website or mobile app
0%Unsatisfactory - Doesn?t fulfill my needs, website/app is severely lacking

How You Prefer to Deal with Insurers

41%In person
23%Interactive website
8%Smartphone app
Share Your Opinion About Your Current Insurance Company?
Read Reviews
Write a Review

About Allstate

Products offered:

  • Term life
  • TrueFit
  • Permanent life
  • Whole life

Additional products offered:

  • Auto
  • Motorcycle
  • Home/Renters/Condo
  • Business
  • 529 College Savings Plan
  • Annuities
  • Mutual funds
  • IRA
  • Accident & Disability
  • Critical Illness
  • Long-term care insurance

Best Life Insurance Companies: How Allstate Life Stacks Up

Allstate came in near the top of the pack with a second place rank overall and score of 88.68 and 4.5 stars. Allstate also earned second place for customer service and in the top five, fifth place, for the all-important value for price rating category. A higher percentage, 91, of surveyed policyholders said they would recommend Allstate life insurance to others.

Gauging an insurance company

Before buying with a company it is wise to check on a company's financial strength and complaint record. The A.M. Best rating listed above gives you an idea of Allstate's financial strength to pay claims. A complaint ratio can be found on the National Association of Insurance Commissioners (NAIC) site. The median complaint ratio from the NAIC is always 1.00. This means half of the insurers have a complaint ratio of under 1.00 and half have a ratio above. Basically, numbers lower than 1.00 are better with fewer complaints than the median and a number higher than 1.00 has more complaints than the median. For life insurance, Allstate (NAIC# 60186) had a complaint ratio of 0.78 for individual life insurance and 1.81 for group life insurance for 2018. 2019 complaint numbers will be available in 2020.

Company Background

'In good hands'

Consumers are no doubt familiar with the insurers famous slogan, but consumers might be surprised to find the breadth of products offered by the company. Allstate offers insurance products for auto, home and life insurance, through Allstate agencies, independent agencies and Allstate exclusive financial representatives, as well as additional investment accounts. Not only can you set up and access accounts via phone or online, but Allstate boasts local agents in every state.

Allstate offers customers a couple of innovative solutions. LifeTrek, a simple questionnaire, helps evaluate your life insurance needs and goals. This tool provides a personal coverage plan for your life insurance needs as well as financial resources for future needs, like retirement income or college funding.

TrueFit is a type of term life coverage that allows the policyholder to pay for the protection they need, when they needs it.

Contact information

Corporate Headquarters

2775 Sanders Rd,

Northbrook, IL 60062

General correspondence

Allstate Insurance Company
P.O. Box 660598
Dallas, TX 75266-0598

General/claims: (800)255-7828

0 Responses to "life_allstate"

No Comments

What do you think? You can add a helpful comment to this page by filling out the form below.
Was this page helpful?
How was your experience?

Thanks for your interest in our coverage! Your feedback is valuable to us.

Please write any more feedback or suggestions in the comment section to help us serve you better.