Ratings
Overall Rating
AM Best Financial Strength Ratings
May 01, 2021
May 01, 2021HOW WE WEIGH OUR SCORE
- Price50%
- Customer service40%
- Website and app5%
- Recommend5%
WHAT IS THIS RATING?
A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
A.M. Best's rating is NOT used to calculate the overall score but it is important information to consider when choosing an insurance company.
Go to Allstate site now to get a quote
Customer Complaint Ratio
( Allstate’s customer complaint ratio for Individual Life insurance is 2.16 )
Lower number is better
0 to 1.00
1.01 to 3.00
3.01 and above
Best life insurance companies 2021: Allstate
You're in good hands with Allstate.
How Allstate stacks up
Allstate earned the number a Top 5 spot in our annual review of fifteen Best Life Insurance Companies. They got 4 out of 5-star ratings in price, customer service and website & apps.
When we asked Allstate customers if they would recommend the company to others, 90% said yes.
How likely to recommend?
- 70%I would definitely recommend this company
- 20%I would probably recommend this company
- 8%Neutral
- 2%I would probably not recommend this company
- 0%I would not recommend this company
Allstate coverages
- Term
- Universal
- Whole Life
- Variable universal life insurance
With options:
- Flexible length of term life insurance
- Flexible payment plans
- Option to convert term to permanent life insurance
- Death benefit that pays like a monthly benefit
- Some universal life insurance policies offer you the choice of how to receive your annual return: based on the markets or a set annual return rate
- Earn excess credits with Whole Life Advantage policies
Allstate life insurance discounts
- Multi-policy discount
About Allstate
Founded in 1931, Allstate was started as part of the Sears Roebuck and Company. It became a publicly-traded company in 1993, and it became a fully independent company in 1995.
Allstate's focus has always been on safety and consumer rights. It was part of the group that filed to have seatbelts mandatory. It also was involved in coming up with a rate classification system to allow safer drivers cheaper rates.
Today, Allstate provides insurance policies to nearly 16 million households.
What other types of insurance does Allstate offer?
- Roadside
- Business
- Identity
- Phone protection
- Pet
- Event
- Landlord
- Retirement and investments
- Voluntary employee benefits
- Home
- Auto
Contact Allstate
Corporate Headquarters
2775 Sanders Rd,
Northbrook, IL 60062
(847) 402-5000
General correspondence
Allstate Insurance Company
P.O. Box 660598
Dallas, TX 75266-0598
General/claims: (800)255-7828
In which states is Allstate life insurance available?
| States in which Allstate life insurance available |
|---|
| Alabama |
| Alaska |
| Arizona |
| Arkansas |
| California |
| Colorado |
| Connecticut |
| Delaware |
| Florida |
| Georgia |
| Hawaii |
| Idaho |
| Illinois |
| Indiana |
| Iowa |
| Kansas |
| Kentucky |
| Louisiana |
| Maine |
| Maryland |
| Massachusetts |
| Michigan |
| Minnesota |
| Mississippi |
| Missouri |
| Montana |
| Nebraska |
| Nevada |
| New Hampshire |
| New Jersey |
| New Mexico |
| New York |
| North Carolina |
| North Dakota |
| Ohio |
| Oklahoma |
| Oregon |
| Pennsylvania |
| Rhode Island |
| South Carolina |
| South Dakota |
| Tennessee |
| Texas |
| Utah |
| Vermont |
| Virginia |
| Washington |
| West Virginia |
| Wisconsin |
| Wyoming |
| Washington D.C. |
Our survey asked policyholders to share experiences or give feedback that they would like to share with others looking to potentially buy from their current insurance company. Here's what they had to say:
"Very reliable"
-Age 18, California
"That they should definitely do it"
-Age 19, Ohio
"I've had a great experience."
-Age 19, California
"Having a life policy improves their quality of life by feeling at peace."
-Age 19, California
"It's affordable"
-Age 20, California
"Not great by any means."
-Age 20, Kentucky
"You won't regret getting your life policy from this company."
-Age 21, Colorado
"It cares about its customers, offers great prices, and has excellent service."
-Age 22, New York
"It is great. They have a policy for everybody."
-Age 22, Ohio
"Very good and very easy. You can get started on it without a lot of experience and you'll be happy with what you're getting real fast."
-Age 25, Illinois
"It was beneficial to me being in the insurance company to go with Allstate for my life policy"
-Age 26, New York
"Great company I've used for many years for various types of insurance."
-Age 26, California
"I have not had any problem with this company for many years. I am satisfied with their service."
-Age 26, Florida
"Don't think you can't afford life insurance because you probably can with Allstate."
-Age 27, Pennsylvania
"I like the company, no problems to share."
-Age 28, New York
"I'd recommend this company to others for life insurance."
-Age 28, Florida
"Understand where you are going in life and get a policy with Allstate?"
-Age 28, Illinois
"Affordable price reliable and trustworthy"
-Age 29, New Jersey
"Seem to be a pretty good company."
-Age 30, North Carolina
"Good prices and good service."
-Age 30, Texas
"Okay"
-Age 30, Texas
"It's a trusted company"
-Age 30, California
"Great reputation."
-Age 30, California
"Good company to buy from"
-Age 30, Georgia
"They're alright I suppose"
-Age 30, Michigan
"Pretty good."
-Age 31, Maryland
"It is very professional company."
-Age 32, New York
"Alright, nothing special."
-Age 32, Oregon
"Excellent company who will answer the questions you have."
-Age 32, Texas
"I've had a good experience"
-Age 32, Georgia
"Bought it and forgot it in the best way possible as confident the life policy will be there when my family needs it."
-Age 33, Georgia
"There is nothing specific to say other than good price so I went with them."
-Age 34, Florida
"I love them the policy was so easy to buy"
-Age 34, Kansas
"Very good life insurance offerings."
-Age 35, New Jersey
"Best service and plicy offerings."
-Age 35, New York
"This insurance company has good offerings and good service."
-Age 35, Ohio
"Their service is so good and so reliable. I don't have any complaints."
-Age 35, Texas
"Good service always."
-Age 35, Texas
"I got a good deal with them."
-Age 35, California
"They have great benefits."
-Age 35, California
"Ver nice customer service."
-Age 35, California
"I'm not too sure about them, I haven't been in much contact and it seems they should be contacting me more."
-Age 35, Georgia
"They provided a very good service in best price"
-Age 35, Missouri
"Your in good hands for real will Allstate life insurance"
-Age 36, North Carolina
"I agree to use this insurance. I have more experience now with them and like them."
-Age 36, Florida
"Don't look at prices go for places that have better service."
-Age 36, Georgia
"Very good company."
-Age 37, Ohio
"Excellent prices and very responsible"
-Age 37, Florida
"Great innovative facilities and service"
-Age 38, New Jersey
"I tell them one thing and that is my insurance company is so good. So any one can joint with my insurance company."
-Age 38, Ohio
"They offer very good prices and very helpful customer support"
-Age 39, Texas
"I have a very good experience with them"
-Age 40, New York
"Great experience."
-Age 40, Ohio
"I think they are okay."
-Age 40, Pennsylvania
"Very good services always and trusted."
-Age 40, Texas
"I am happy with my insurance company, I would not switch it for anything."
-Age 40, Wisconsin
"It is a good insurance company"
-Age 40, California
"I haven't done much with them but the little I did it was easy. I have no complaints"
-Age 40, California
"I didn't like old company and switched to this one."
-Age 40, Kansas
"Very good company."
-Age 41, Pennsylvania
"It was an awesome insurance company. I feel confident in their privacy and pricing was good."
-Age 41, South Carolina
"Good company."
-Age 41, Florida
"Very good quality service and attractive offers"
-Age 41, Georgia
"Excellent company!!"
-Age 42, New Jersey
"Great reputation and good service."
-Age 42, Maryland
"It's a hassle free company to do business with, and their service comes at a fair price."
-Age 43, California
"I would say to give them a try and see their worth"
-Age 44, New York
"I like them and good customer service."
-Age 44, Florida
"Don't know much about them, just bought the policy and let it sit."
-Age 45, Tennessee
"They have the best prices for the coverage"
-Age 45, Connecticut
"I'v had a great experience with the company"
-Age 48, Maryland
"They have different products and services to offer. And the agents are knowledgeable about the products they offer and explained them in detail."
-Age 49, New York
"Really good company"
-Age 49, Kansas
"Customer service I was not pleased with."
-Age 49, Missouri
"Just read all the facts and visit the website...they are the best!!"
-Age 55, Oregon
"On time billing., good customer service and good value for the dollar."
-Age 55, Georgia
"I don't know, I'm on the fence with this one. In the beginning everything was fine, I took out a loan against my policy and now that I'm getting up in age, I'm feeling they're not so eager to work with me."
-Age 56, Florida
"Good enough for my needs."
-Age 56, Kentucky
"I like them a lot but insurance is personal so I tell people to try out a few companies for price before deciding."
-Age 60, Wisconsin
Share Your Opinion About Your Current Insurance Company?
Thank You! Your review was posted successfully and is awaiting moderation.
Write another review
Other Companies to Consider:
