National Western Life Insurance

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About National Western Life Insurance Company

Founded in 1956, National Western Life is a stock life insurance company now doing business in 49 U.S. states, 4 U.S. territories and various parts of Central and South America, the Caribbean and Pacific Rim countries.  Domestically, the company concentrates its marketing efforts on federal employees, seniors and specific employee groups in private industry, in addition to individuals.  Using individual agents and brokers to distribute their products, National Western Life has a large focus on building relationships and understanding the needs of each individual client.

National Western Life Insurance Says

National Western Life focuses on helping each indiviudal select a life insurance policy based on both need and affordability.  Term life and universal life are the two life insurance options National Western Life offers.  Term life is a type of coverage that remains in force for a limited amount of time, usually a contracted number of years.  If the insured dies within that set time period, the death benefits will be paid to the beneficiary of the policy.  This type of insurance is usually the least expensive.  In general, the younger you are the cheaper the premiums.

Universal life is a type of permanent life insurance that lasts for the lifetime of the insured. With this flexible premium product, premium payment varies each year. The payments go into an account that earns interest, a cash accumulation.  Insurance charges are taken directly from the account and the coverage remains in force as long as the acount has enough money in it to pay the insurance charges. 

Contact National Western Life Insurance Company at:

National Western Life Insurance Company
850 East Anderson Lane
Austin, TX 78752-1602  
Telephone: (800) 922-9422

Sources: “About the Compnay,” National Western Life web site, 2003, “Life Insurance Basics,” National Western Life web site, 2003

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