Home Home insurance Average Home Premiums Home insurance estimate by state Home insurance estimate by state Get a homeowners insurance estimate today and know how much home insurance costs in your state or city. By Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on December 28, 2022 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Home insurance rates can vary significantly from one state to another. Several factors contribute to the difference in premiums, including the value of homes in each state and the frequency of natural disasters. Regardless of where you live, shopping around and comparing rates before buying home insurance is important. Get a homeowners insurance estimate today and know how much home insurance costs in your state or city. AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming How much is home insurance in your state or city Compare home insurance rates by state and learn about how home insurance works in your area. Select your state or city from the below list to get an estimate of home insurance cost. Alaska ($1,799/year) Anchorage|Fairbanks|Juneau|Sitka|Wasilla Alabama ($2,981/year) Beaverton|Gardendale|Huntsville|Mobile|Tuscaloosa Arkansas ($3,439/year) Fayetteville|Fort Smith|Jonesboro|Little Rock Arizona ($1,976/year) Chandler|Gilbert|Mesa|Phoenix|Tucson California ($1,166/year) Anaheim|Brisbane|Chino|Clovis|Costa Mesa|Huntington Beach|Los Angeles|San Francisco|Santa Clarita|Temecula Colorado ($3,082/year) Arvada|Colorado Springs|Mesa Connecticut ($1,961/year) Bridgeport|Hartford|New Haven|Stamford|Waterbury Washington D.C. ($1,488/year) Washington Delaware ($1,521/year) Dover|Middletown|Newark|Smyrna|Wilmington Florida ($3,439/year) Boca Raton|Fort Lauderdale|Havana|Melbourne|Mount Dora|Pensacola|San Antonio|Sydney|Tampa Georgia ($2,555/year) Atlanta|Columbus|Savannah Hawaii ($499/year) Iowa ($2,540/year) Cedar Rapids|Davenport|Des Moines Idaho ($1,842/year) Caldwell|Idaho Falls|Meridian|Nampa Illinois ($2,201/year) Aurora|Chicago|Joliet|Naperville|Rockford Indiana ($2,423/year) Evansville|Fishers|Fort Wayne|Indianapolis|South Bend Kansas ($3,931/year) Olathe|Overland Park|Topeka|Wichita Kentucky ($2,862/year) Bowling Green|Covington|Owensboro Louisiana ($3,270/year) Baton Rouge|Lafayette|Lake Charles|New Orleans|Shreveport Massachusetts ($1,920/year) Boston|Leeds|Milton|Norfolk|Richmond|Rochdale|Springfield|Tewksbury|Wilmington|Worcester Maryland ($1,518/year) Baltimore|Bowie|Frederick|Gaithersburg|Rockville Maine ($1,833/year) Auburn|Bangor|Lewiston|Portland|South Portland Michigan ($2,153/year) Ann Arbor|Detroit|Grand Rapids|Sterling Heights|Warren Minnesota ($3,010/year) Bloomington|Duluth|Minneapolis|Rochester|St. Paul Missouri ($3,111/year) Kansas City|Mountain View|Spokane Mississippi ($3,340/year) Biloxi|Gulfport|Hattiesburg|Jackson|Southaven Montana ($2,809/year) Billings|Bozeman|Great Falls|Missoula North Carolina ($2,009/year) Cary|Charlotte|Durham|Fayetteville|Frisco|Greensboro|Nashville|Raleigh|Vaughan|Winston Salem North Dakota ($2,601/year) Bismarck|Fargo|Grand Forks|Minot|West Fargo Nebraska ($3,133/year) Bellevue|Grand Island|Kearney|Lincoln|Omaha New Hampshire ($1,455/year) Concord|Dover|Manchester|Nashua|Rochester New Jersey ($1,744/year) Birmingham|Columbus|Highland Park|Jersey City|Lakewood New Mexico ($2,299/year) Albuquerque|Las Cruces|Rio Rancho|Roswell|Santa Fe Nevada ($1,486/year) Fernley|Incline Village|Las Vegas|Mesquite|Pahrump|Reno|Silver Springs|Sparks|West Wendover|Yerington New York ($1,840/year) Appleton|Atlanta|Bloomington|Denver|Hamilton|Memphis|New York|Philadelphia|Phoenix|Stafford Ohio ($2,107/year) Cincinnati|Fresno|Grand Rapids|Roseville|Toronto Oklahoma ($4,445/year) Broken Arrow|Edmond|Norman|Tulsa Oregon ($1,608/year) Eugene|Gresham|Hillsboro|Portland|Salem Pennsylvania ($1,720/year) Allentown|Erie|Philadelphia|Pittsburgh|Reading Rhode Island ($2,125/year) Cranston|East Providence|Pawtucket|Providence|Warwick South Carolina ($2,678/year) Charleston|Columbia|Mount Pleasant|North Charleston|Rock Hill South Dakota ($3,172/year) Aberdeen|Brookings|Sioux Falls|Watertown Tennessee ($2,692/year) Chattanooga|Clarksville|Knoxville|Memphis Texas ($3,429/year) Austin|Chico|Chula Vista|Dallas|Fort Worth|Houston|Pasadena|Plano|San Antonio|San Diego|Sunnyvale Utah ($1,378/year) Redmond|Santa Clara|South Jordan|West Jordan Virginia ($1,956/year) Ashburn|Carrollton|Markham|Reston|Saint Paul|Virginia Beach Vermont ($1,212/year) Barre|Burlington|Essex Junction|Rutland|South Burlington Washington ($1,514/year) Bellevue|Seattle|Spokane|Tacoma|Vancouver Wisconsin ($1,732/year) Green Bay|Kenosha|Madison|Milwaukee West Virginia ($2,486/year) Charleston|Huntington|Morgantown Wyoming ($2,083/year) Casper|Cheyenne|Gillette|Laramie Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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