Home Insurance Home insurance estimate by state Get a homeowners insurance estimate today and know how much home insurance costs in your state or city. By Shivani Gite | Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. Updated on December 28, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Home insurance rates can vary significantly from one state to another. Several factors contribute to the difference in premiums, including the value of homes in each state and the frequency of natural disasters. Regardless of where you live, shopping around and comparing rates before buying home insurance is important. Get a homeowners insurance estimate today and know how much home insurance costs in your state or city. AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming How much is home insurance in your state or city Compare home insurance rates by state and learn about how home insurance works in your area. Select your state or city from the below list to get an estimate of home insurance cost. Alaska ($1,799/year) Alabama ($2,981/year) Mobile|Beaverton|Gardendale|Huntsville|Tuscaloosa Arkansas ($3,439/year) Arizona ($1,976/year) California ($1,166/year) Los Angeles|Santa Clarita|Temecula|Costa Mesa|Huntington Beach|Chino|Anaheim|Clovis|San Francisco|Brisbane Colorado ($3,082/year) Colorado Springs|Arvada|Mesa Connecticut ($1,961/year) Washington D.C. ($1,488/year) Delaware ($1,521/year) Florida ($3,439/year) Fort Lauderdale|Pensacola|Boca Raton|Sydney|Melbourne|Tampa|Mount Dora|San Antonio|Havana Georgia ($2,555/year) Hawaii ($499/year) Iowa ($2,540/year) Idaho ($1,842/year) Illinois ($2,201/year) Indiana ($2,423/year) Kansas ($3,931/year) Kentucky ($2,862/year) Louisiana ($3,270/year) Massachusetts ($1,920/year) Boston|Springfield|Worcester|Norfolk|Milton|Rochdale|Tewksbury|Wilmington|Leeds|Richmond Maryland ($1,518/year) Maine ($1,833/year) Michigan ($2,153/year) Minnesota ($3,010/year) Missouri ($3,111/year) Spokane|Kansas City|Mountain View Mississippi ($3,340/year) Montana ($2,809/year) North Carolina ($2,009/year) Frisco|Fayetteville|Nashville|Raleigh|Cary|Durham|Charlotte|Vaughan|Greensboro|Winston-Salem North Dakota ($2,601/year) Nebraska ($3,133/year) New Hampshire ($1,455/year) New Jersey ($1,744/year) Jersey City|Lakewood|Birmingham|Columbus|Highland Park New Mexico ($2,299/year) Nevada ($1,486/year) Mesquite|Las Vegas|Incline Village|Pahrump|West Wendover|Reno|Fernley|Silver Springs|Yerington|Sparks New York ($1,840/year) New York|Bloomington|Denver|Philadelphia|Hamilton|Atlanta|Memphis|Phoenix|Stafford|Appleton Ohio ($2,107/year) Fresno|Roseville|Cincinnati|Grand Rapids|Toronto Oklahoma ($4,445/year) Oregon ($1,608/year) Pennsylvania ($1,720/year) Rhode Island ($2,125/year) South Carolina ($2,678/year) South Dakota ($3,172/year) Tennessee ($2,692/year) Texas ($3,429/year) Pasadena|Houston|Sunnyvale|Chico|San Diego|Dallas|Plano|Fort Worth|San Antonio|Austin|Chula Vista Utah ($1,378/year) Redmond|South Jordan|West Jordan|Santa Clara Virginia ($1,956/year) Virginia Beach|Carrollton|Saint Paul|Markham|Reston|Ashburn Vermont ($1,212/year) Washington ($1,514/year) Wisconsin ($1,732/year) West Virginia ($2,486/year) Wyoming ($2,083/year) Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. Related Articles Does homeowners insurance cover mold? By Geoff Williams Are pools and hot tubs covered by homeowners insurance? By Nupur Gambhir Does homeowners insurance cover fireworks damage? By Nupur Gambhir Home replacement cost calculator By Nupur Gambhir Does homeowners insurance cover storage units? By Lena Borrelli How to file a successful mold claim By Mark Vallet Get instant quotes now ! Please enter valid zip Get quote