AXA Equitable Life Insurance

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About AXA Equitable Life Insurance Company

AXA Group is a worldwide leader in financial protection and wealth management. AXA’s operations are diverse geographically, with major operations in Europe, North America and the Asia/Pacific area. In the United States, AXA is represented through its holdings in AXA Financial, Inc. and its subsidiaries: AXA Equitable Life Insurance Company, AXA Advisors, LLC, AXA Distributors, LLC and AllianceBernstein, L.P.

Wiki Says

AXA is a French global insurance company group headquartered in Paris. AXA is not the name of a single company but a group of companies independently organized and operated according to the regulations of many different countries. The AXA group of companies are engaged in life, health and other forms of insurance, as well as investment management. The AXA group operates primarily in Western Europe, North America and the Asia Pacific region and the Middle East. The AXA Group encompasses five operating business segments: life & savings, property & casualty, international insurance (including reinsurance), asset management and other financial services.

AXA Equitable Life Insurance Says

AXA Equitable Life Insurance offers term life, whole life and group life insurance. Term life insurance provides coverage for a specific period of time, known as the term. Term life insurance is often referred to as temporary insurance or pure insurance because there is no cash value, only death benefit protection. The insured can typically buy term life insurance for a coverage period of between 1 and 20 years. If the insured dies during the policy term, their beneficiary would receive a death benefit equal to the face value of the policy. Whole life insurance is a type of permanent life insurance. That is, the coverage and possibly the premiums last for the insured’s entire life. As long as their premium payments are made as agreed, their insurance coverage lasts throughout their life and the death benefit is a guaranteed amount. Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection. Contact AXA Equitable Life and Annuity Company at: AXA Equitable Life and Annuity Company 1290 Avenue of the Americas, 16th Floor New York, NY 10104  Telephone: (212) 554-1234 Sources: “What is Term Life Insurance,” AXA web site; “What is Whole Life Insurance,” AXA web site; “What is Group Life Insurance,” AXA web site; “About AXA Equitable,” AXA web site; “AXA,” Wikipedia, June 2009; “AXA Life and Annuity Company,” A.M. Best web site, June 2009
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