Life insurance articles

A 35-year-old female pays $440 annually for a 20-year term policy with $500,000 in coverage. Learn more about how much term life insurance costs by age, coverage amount, term length & smoker status.

The trust owns your life insurance policy, pays the premiums, & gives the death benefit to your beneficiaries when you die.Read on to know more.

If you've applied for life insurance in the last seven years, MIB likely has a file on you. We got our own MIB report to find out what it said.

Per capita is the default method for life insurance policies to be distributed.While per stirpes death benefit divided among your beneficiaries according to their family branch.Read on to learn more.

Insure.com spoke with Alison Salka, Ph.D., LIMRA senior vice president & research director.To find out why more single mothers don’t have life insurance, & to discuss the importance of life coverage for all mothers.

Cancer patients may not be able to get a traditional life insurance policy, though they may be eligible for some non-traditional options. However, people in remission can get life insurance coverage depending on their diagnosis.

Insure.com's life insurance calculator offers an individualized analysis of your life insurance needs.Experts recommend getting at least 10 times your income in life insurance coverage.

Find out if Wyshbox online life insurance is right for you. Read an unbiased Wyshbox life insurance review and know its rates and what coverage options it offers.

Life insurance policies often go unclaimed because beneficiaries don’t notify the insurance company when the policyholder dies.Read our complete guide on finding a lost life insurance policy.

Life insurance policies are full of legal and confusing language.Read our full guide on how to read life insurance policy and understand the terms & definitions.

According to the Mother's Day Index, mothers would have made over $126,725 last year.That's an increase of 9.2% over last year findings.Read on the article to know more about mother's day index.

According to Insure.com’s Mother’s Day Index for 2023, the work moms do is worth more than $133,000 a year. The Mother’s Day Index is intended to acknowledge the work that mothers do. Read on to learn more information.

The best life insurance companies in 2023 are State Farm, New York Life and Northwestern Mutual, based on Insure.com’s rankings

An irrevocable life insurance trust holds your life insurance policy.Read on to learn more about when to put your life insurance in a trust, how it works and who needs it.

Term life insurance is the most affordable type of life insurance. Read on to learn more about how does it works,how much does it cost & how to shop for it.

There are different types of life insurance, & choosing a policy is an important decision.Here is a guide on types of life insurance & some tips on finding the right coverage.

Burial or Funeral insurance is a type of whole life insurance policy that helps protect your loved ones from having to pay the last expenses. Read on to know more about what to consider when planning ahead.

Mortgage insurance helps pay a portion or all of your mortgage if you were to die. Read on to know about how does mortgage protection insurance work in case of death.

Demutualization is when a mutual insurance company becomes a publicly traded company that shares joint stocks.Read on to know more about its pros & cons. Also learn how much money you can make.

You can take out a life insurance policy on your spouse because you have an 'insurable interest' in their life.

If the life insurance policyholder stopped making payments, you can still try to collect some money. Here's how.

Variable universal life insurance offers more investment opportunities than other permanent life insurance. Here's what you need to know about variable universal life insurance & how does it works.

An irrevocable beneficiary is guaranteed to receive part of a life insurance policy’s death benefit.Read on to know more about it, how it works & types of beneficiaries.

When you die, any remaining cash value in your life insurance policy goes back to the life insurance company. Read on to learn more about how the cash value works.

An accelerated death benefit allows you to tap into your life insurance policy funds before your death. Read on to know more about how does it works, types of accelerated benefit riders & more.

Life insurance companies make it easier to buy life insurance. Online options provide immediate or nearly immediate approval for coverage.

Read on to learn more about a spouse's right to life insurance benefits.

Here’s what not to do so you can get the best possible life insurance rates. Read on to learn what to do before your life insurance medical exam so you can pay the lowest possible price for coverage.

Northwestern Mutual is the biggest life insurer, according to the National Association of Insurance Commissioners, followed by New York Life, MetLife, and Prudential.

It’s important to have the right people listed in your life insurance policy.Here’s everything you need to know about who’s who on a life insurance policy.

The best time for a parent to get life insurance is before becoming a parent. Learn everything you need to know about incorporating life insurance into your family plan.

A contingent beneficiary receives the death benefit if the policyholder dies and the primary beneficiary can’t collect the payout. Read on to learn more about contingent beneficiaries.

A life insurance beneficiary is who or what receives the death benefits after the policy owner dies. Read on to know about whether you can remove your spouse as beneficiary & how it works.

Cash value life insurance is a permanent policy that offers a savings like component in addition to the death benefit. Read on to know more how does cash value life insurance works.

Guaranteed cash value policies can help you pay for emergencies or temporary needs. Read on to know more.

Universal life is designed to be flexible life insurance. As long as you pay enough in premium to keep the insurance part of the policy in force, you can vary the frequency and amount of your premium payments.

Here's a complete guide on life insurance marijuana. Learn everything you need to know about getting life insurance if you use marijuana.

Whole life insurance is a type of permanent life insurance that comes with a savings like component called the cash value.Read on to know about how does it works & what does it cover.

Find out the benefits of group life insurance — and its limitations.

A wave of lawsuits from policyholders has prompted insurers to issue refunds.Here’s what to do if your life insurance company raised your rates.

Yes. You can get life insurance as a smoker, but you will pay higher rates.Also,read on to know more about how do insurance companies check if you smoke.

Life insurance companies cannot reject applicants or charge them higher premiums for being transgender.Here’s everything else you need to know about transgender applicants getting life insurance.

Certain lifestyle choices, such as smoking, increase how much you pay for life insurance coverage. Read on to know more.

The life insurance underwriting process is an important step to getting coverage & determines how much you pay. Read on to learn how it can affect your life insurance premiums.

Find out how The Massachusetts Mutual Life Insurance fared in the best life insurance companies ranking for 2022. Also, find out information on MassMutual and how to contact it.

100% of AIG customers plan to renew. The insurer, which is rebranding as Corebridge, ranks eighth in Insure.com’s Best Life Insurance Companies ranking.

Amica, a multi-line company, is a well regarded insurer that has the lowest number of customer complaints among those ranked by Insure.com. The insurer comes in 7th place in our Best Life Insurance Companies ranking.

New York Life ranks well for policy renewal, trustworthiness and customer satisfaction.

Northwestern Mutual comes in third place in Insure.com’s Best Life Insurance Companies rankings, receiving positive scores for its ease of service.

Prudential ranks fifth in Insure.com’s Best Life Insurance Companies rankings, getting 3.4 out of 5 stars. Most customers we surveyed said they would renew their policy with the insurer.

AAA ranks sixth in Insure.com’s Best Life Insurance Companies rankings. The insurer scores high for policy renewal and costs less than the industry average.

Mutual of Omaha scores well for renewals and customer satisfaction. The company ranked No. 4 among life insurers.

State Farm ranks first in Insure.com’s Best Life Insurance Companies rankings, with customers giving it high marks in customer service, policy renewal and other areas.

Globe Life ranks well for customer satisfaction and the company placed ninth in the Insure.com list of Best Life Insurance Companies.

If you can’t find the life insurance policy of a deceased family member, you can use life insurance locator services or contact your state’s department of insurance. Read on to know more details.

The Insure.com elves calculate an annual salary for the Man with the Bag each year using U.S. Bureau of Labor Statistics (BLS) salary information for comparable jobs. Read on to know more.

Indexed universal life insurance is a type of cash value life insurance that grows value based on the market. Read on to know more how does it work & how to buy it.

If someone dies and you are the beneficiary on the life insurance policy, here are the steps you should take.

Find out if Bestow online life insurance is right for you. Read an unbiased Bestow life insurance review and know its rates and what coverage options it offers.

Find out if Vantis online life insurance is right for you. Read an unbiased Vantis life insurance review and know its rates and what coverage options it offers.

Find out if Lemonade online life insurance is right for you. Read an unbiased Lemonade life insurance review and know its rates and what coverage options it offers.

Find out if Ethos online life insurance is right for you. Read an unbiased Ethos life insurance review and know its rates and what coverage options it offers.

Find out if Ladder online life insurance is right for you. Read an unbiased Ladder life insurance review and know its rates and what coverage options it offers.

Find out if Fabric online life insurance is right for you. Read an unbiased Fabric life insurance review and know its rates and what coverage options it offers.

Find out if SoFi online life insurance is right for you. Read an unbiased SoFi life insurance review and know its rates and what coverage options it offers.

Find out if Haven online life insurance is right for you. Read an unbiased Haven life insurance review and know its rates and what coverage options it offers.

No, you cannot withdraw money from term life insurance.Read on to know more, whether you can get money back from a term life insurance policy or not.

The life insurance health classification you receive determines how much you pay for coverage. Read on to understand the different life health classifications & how insurers determine rates.

No-medical-exam life insurance is a type of life insurance policy that doesn’t require a physical during the application process. Read on to know more about how does it works,

The best wedding insurance company for you depends on what type of protection you need & what your venue requires.Refer the best companies list given to protect your wedding.

Yes, you can make changes to your health insurance plan if you get pregnant but only during the open enrollment period. Read on to know insurance moves you should make.

Insure.com's annual Father's Day Index looks at the value of dads’ household jobs and the need to protect the families’ finances with life insurance.

Insure.com's annual study calculates Dad's 'salary' to be 51,293 for 2021 for all the tasks he does around the house. A big bump from an extra pandemic 'job' at home. It is critical that fathers or any caregiver have life insurance to give their loved ones financial security and protection.

Insure.com compiles its Mother’s Day Index annually. Salaries are rising and a mother’s economic value increased 9.2% in the last year.Read on to know more.

Mom's worth this year is in the six-figure range, $116,022. With an extended task of assisting with children's education during the pandemic.What mom does for 'free' at home would be pricey.

¿Sospechas que un familiar, amigo o vecino quiere beneficiarse en secreto de tu poliza de seguro de vida?

Con una poliza de seguro de vida permanente, no tienes que preocuparte con la posibilidad de sobrevivir a la vigencia de la poliza debido a que tu contrato te da cobertura para toda la vida, siempre y cuando se paguen las primas.

Cuando compres un seguro de vida, tus tarifas de seguro de vida se encuentra en parte por la clase de riesgo que se define por las directrices de suscripcion de una compania de seguros de vida.

Obtener cotizaciones de seguros de vida es la mejor manera de ahorrar dinero. Aqui hay mas maneras de obtener seguro medico de bajo costo de la vida.

Consejos para la compra de seguro de vida si tienes diabetes.

Cuando compres un seguro de vida, podrias estar recibiendo mas de lo esperado.

No se sienta intimidado por pólizas de muchas páginas y con términos confusos. Nuestra guía lo ayudará a comprender las secciones de la póliza de su seguro de vida, ayudándolo a que se sienta más seguro al revisar su póliza o la de un ser querido que falleció.

Seguros de vida a termino es facil de entender. Asi es como encontrar un seguro de vida barato.

El seguro de vida es facil de entender. Para saber como navegar los fundamentos de seguro de vida, seguro de vida, seguro de vida universal, el valor efectivo y seguro de vida variable.

Dezaste de una poliza de seguro de vida inadecuada, despues de pagar las primas durante varios anos es una terrible perdida de dinero. estos son los mayores errores a evitar.

Final expense insurance can help with cost of a funeral.Here are 12 ways to save on funeral.Also,check how much do funerals cost.

Use this site map of Insure.com to find insurance information and insurance quotes.

By answering a few, short questions about life insurance, the Life Insurance Advisor will assess your life insurance needs and provide recommendations on coverage for your current situation

Whole & Term Life Insurance Calculator - Life Insurance Needs Calculator

Whole & Term Life Insurance Calculator - Life Insurance Needs Calculator

Yes, as long as the policy is in-force when the policyholder dies. A standard life insurance policy covers any cause of death--except for suicide within the policy's first two years...

Return of premium term life insurance returns your payments if you outlive your policy term. These policies cost more than traditional term life policies.

A diagnosis of bipolar disorder can affect your life insurance application. Here's how to get the best rate.

Learn how legal instruments can make sure your wishes are carried out for life insurance.

Combination life insurance is a permanent policy with the added benefit of long-term care. Here's what you need to know about the popular option.

Determining how much life insurance coverage you need can be overwhelming and confusing. Our simple steps to a life insurance needs analysis can help.

If you've been relegated to the category of uninsurable but have need for insurance, there are still ways you can get life insurance without going through the underwriting process.

A relative's threat to take life insurance money that should be yours can be devastating.

When you're paid up -- which means you have enough cash value to cover your life insurance premium payments -- you can terminate the policy and take the cash.

High blood pressure doesn't have to mean the end of your life insurance policy. Here's what you need to know about rates and coverage.

Your plans for the life insurance money could go horribly wrong. Here are 10 mistakes.

Learn the options available to you when your term life insurance ends. That way, you know what to do when your term life insurance expires.

Comparison shopping is the best way to save money on life insurance. Here are 10 more ways to cut your premium.

How much is your body worth? Should you insure specific parts of your body? And for how much? That's what AD&D coverage is for.

Shop around carefully for child life insurance quotes, and compare plans, coverage amounts, and premium costs to determine the best life insurance for kids.

If you’re listed as a beneficiary to a life insurance policy but want to forfeit the money, you must contact the insurance company to waive your rights to the benefits.

Your life insurance policy may be a possible revenue source, but is it wise to cash out life insurance?

Cut through the complexity of annuities to determine whether they are the right long-term products for you.

Simplified issue term insurance provides life insurance quickly.Learn how to buy it and when to buy it.

Life insurance can help provide for the long-term needs of special needs children. Parents can buy life insurance through an insurance agent, broker or directly through an insurance company.

Obten cotizaciones y precios de seguro de vida facil y rápido de las principales compa as de seguros. Entiende como comprar seguro de vida y como comparar planes y compa as de seguro de vida.

Taking on additional “jobs” during pandemic, father’s economic value jumps 36% over last year. Dad's annual value is assessed as a reminder that it's important to have life insurance on loved ones.

While “educator” is heaped on to mom’s duties during the pandemic, driving the kids around sees biggest spike in unpaid work for primary caregivers. Mom's annual value is assess as a reminder that it's crucial for her to have life insurance.

Mom's worth this year soars to over $93,000 thanks in part to the extra tasks she has taken on during the pandemic. Replacing what she does for 'free' at home would be pricey. That's why it's important for mothers to have life insurance.

Coronavirus may make you think about your mortality and life insurance. Here's what you need to know about life insurance and coronavirus.

Displaced and laid-off workers have options to secure insurance coverage and receive benefits. Insure.com delves into what choices for insurance those who are unemployed have available.

Insure.com's annual survey of more than 3,700 policyholders reveals insurance companies consumers love.

Those working remotely may benefit from reassessing home, auto, health and life insurance policies and limits.

The Insurance Advisor tool helps consumers review their auto, home, health and life insurance polices and see if any gaps need to be filled or limits changed.

Ninth annual survey asked more than 2,000 consumers to consider cost, customer service, website/app and more; AAA Life Insurance ranks on top in 2021.

The purpose of life insurance is to allow those who depend on you to maintain their lifestyle should you die.

Life insurance companies have lightened up on depression and anxiety. Here's how to get better rates when buying life insurance for people with depression.

People who use e-cigarettes are usually charged the same life insurance rates as smokers. Here's what you need to know if you vape.

You may be surprised at the ways your insurance can help adult children achieve financial security.

Know how to protect yourself and your finances even before you file for divorce.

Have a new baby? It's time to learn how life insurance can help protect your new arrival.

Simplified issue life insurance lets you apply for coverage without undergoing a medical exam.

Is term better than whole life insurance? Learn the difference between term and whole life insurance policies and when it makes sense to buy a whole insurance policy.

Learn how to get instant-approval life insurance, what it costs and what the benefits are of this emerging trend in term life insurance coverage.

Having diabetes can lead to other health problems. That can put you in a lower life insurance classification. This is what you need to know about life insurance if you're a diabetic.

When you apply for life insurance, don’t be surprised if your agent reaches for a Q-tip.

Heirs might discover a tug of war between a will and a life insurance policy.

The whimsical study points to the fact that everyone should have a life insurance policy in place to protect loved ones. The analysis clears up misconceptions and explains that in case of an untimely end, a life insurance policy can allow your loved ones to maintain their current standard of living.

Seniors usually have multiple life insurance options. Permanent life insurance is one way to get coverage, but there are also usually term life options depending on your age and health.

Buying life insurance when you're a senior citizen can be costly, but you be able to find a policy that fits your needs. Here's what you need to know about buying life insurance when you're a senior.

Before you start shopping for an insurance policy, take a look at this list of common questions about life insurance.

It's possible that you could be in good health and yet be told by your life insurance company that your life insurance application has been turned down or put on hold.

Guide answers vital questions about insurance to help family caregivers make tough decisions

A consumer would like to know whether purchasing the waiver of premium in case of disability is a wise decision. A well-researched, comprehensive answer is provided.

If your ex-spouse is paying child support, you have an insurable interest, and, thus, can purchase a life insurance policy on that person. However, it can’t be a secret.

We examine the trade-offs of buying life insurance when you’re a senior.

Learn about what it's like to buy life insurance when you're a senior citizen and when it might be too late to buy life insurance.

Do you suspect that a relative, friend or neighbor wants to secretly profit from your demise? Here's what you need to know about a secret life insurance policy.

Vindictive spouses can cause substantial damage through insurance policies.

Term or perm? This crucial decision is the first you'll face as you evaluate your life insurance options.

Insurance can play a vital role in protecting loved ones and family caregivers.Here’s how insurance can help and what your family can do now to get prepared.

Permanent life insurance guarantees your loved ones receive a death benefit when you die. Learn more about permanent life insurance and how it compares to term life insurance.

Here is a list of today’s top life insurance companies for you to make a more informed choice on which insurer suits you and your family best.

For life awareness month, Insure.com recognizes the importance of life insurance coverage and offers guidance on policy options, tax consequences and more.

There are many times when it's a good to review your life insurance to make sure you have for your loved ones. Here are 10 times when you should reassess your policy.

Life insurance, both premiums and death benefits, are usually not taxable. Here's what you need to know about life insurance and taxes.

Wedding insurance is a way to get protection for your special day. Know how does wedding insurance works & when you should buy.Also, know alternatives for wedding insurance.

Insure.com's 10th annual Father's day Index shows that the tasks many dads do around the home would amount to a salary of $37,835.

Insure.com's annual Father's Day Index shows the value of household jobs Dad do for the family, based on federal wage data, to show the connection between life insurance and the contributions by caregivers.

Father’s Day around the country conjures images of breakfast in bed, grilling burgers and dogs on the patio, and lavishing praise for handmade cards from the kids. Each year, the Insure.com team highlights dad’s responsibilities at home and acknowledges what his salary should be for these tasks.

Insure.com's 10th annual Mother’s Day Index shows that the work many moms typically perform for their households could justify an income of $93,920.

If mom was paid BLS wages for all she does for the household, she'd earn about $71,000, which would be difficult to replace for free. That's why it's important for mothers to have life insurance.

Having pre-existing conditions may make it harder to find an affordable life insurance policy, but you can usually find one that fits your needs. You can also add riders to help with your later care.

Insure.com interviewed life insurance experts to find out how the coronavirus is affecting consumer demand for life insurance policies and what people need to know about getting a policy today.

The Insurance Advisor Tool makes it easy to see if you have gaps in your insurance portfolio.

It's important to not confuse AD&D insurance with standard life insurance. Don't rely solely on AD&D to provide for your dependents if you die.

This year’s Santa Index shows he could bank more than $155K for his work as Insure.com gives a light-hearted reminder about the importance of life insurance.

Insure.com, a comprehensive resource for insurance information, today released a survey showcasing the best rated life insurance companies, as picked by the policyholders who have them.The survey asked over 1,700 current customers to rank the companies by customer service, value for the price, ease of website and mobile apps, and whether they’d recommend the company to others.

You can turn a term life insurance policy into permanent life insurance. Here's how to do it.

Being overweight may make it harder to find an affordable life insurance policy. People who are obese will pay even higher rates or may get declined.

People with Down syndrome may have trouble finding an affordable life insurance policy. Down syndrome is often considered a pre-existing condition.

Buying life insurance when you have autism is possible. You may find fewer options, but by shopping around you can find the life insurance policy for you.

Buying life insurance when you have dementia isn't easy, but it's not impossible. There are options like guaranteed issue and second to die policies that are often available.

A new series of articles helps those with high blood pressure, diabetes, cancer and other high-risk conditions on obtaining life insurance coverage.

Insurance needs shift as we get older. Here are ways to find the right balance.

Insure.com uses labor data to calculate that Dad would earn over $26,000 for all the various tasks he does around the house. Dad's annual value is a reminder that it's critical to have life insurance for parents.

Insure.com's annual Father’s Day Index shows the wages Dad would earn for household jobs, based on federal wage data, and aims to raise awareness about life insurance for caregivers.

Insure.com calculated that mom would earn over $71,000 for all the various tasks she does. Mom's annual value is a good reminder that it's essential to have life insurance for her.

Your employer's group life insurance benefits probably aren't enough to protect your family. Here's why.

Learn why it's paramount for mother's to have life insurance by seeing how much families would pay to have all her household jobs done by someone else.

Your gender affects your term life insurance rates. Here's why insurers often charge men more for life insurance and how much you can expect to pay for term life.

Avoid a tax trap by understanding how to assign the key players in a life insurance policy.

Find out how much your heirs might pay in estate tax, and how life insurance can help them pay the bill -- if it's arranged properly.

Guaranteed issue individual life insurance will insure anyone who comes along, with no medical examination.

Insure.com's annual report on Santa's "salary" for his various tasks puts him in the upper class income bracket.

Policyholders rate top insurance carriers for auto, home, life and health.

Policyholders rate life insurance carriers; find out who they chose as the top companies.

Impaired-risk specialists are insurance brokers who know which life insurance companies tend to offer the most competitively priced policies for applicants with certain medical conditions or risky lifestyles.

When you buy life insurance, your life insurance rates will be set in part by your risk class, which is defined by a life insurance company's underwriting guidelines.

If you can show significant health improvements that you have sustained for a substantial period of time, you might qualify for a life insurance rate that is lower than what you are currently paying.

Insure.com calculated dad's "salary" for all the various household tasks he does. Dad's worth is a gentle reminder of the importance of life insurance.

Learn why the 2017 salary for what Dad does for the household is important to know when mapping out your life insurance strategy.

Insure.com calculated that mom would earn nearly $69,000 for all the various tasks she does. Mom's annual value is a good reminder that it's essential to have life insurance for her.

Mom's pay continues to rise, but only a bit. Learn what the tasks mothers do most are worth if she was paid wages for them in 2017.

Fewer employers are offering group life insurance plans, and even if you have life insurance through work, an individual life insurance policy is the best way to ensure a financial safety net for your loved ones.

Insure.com’s new Insurance Advisor tool reviews your coverage portfolio and provides customized recommendations for ensuring you have the protection you need.

Insure.com annual reports calculats Santa's "value" based on an analysis of wage data from the BLS.

Term-universal life insurance policies combine flexibility and affordability. But are they right for you?

Don't choose a life insurance policy before you understand the financial needs of your beneficiaries.

Just a few of these savings strategies could pay for your life insurance policy.

If you're buying life insurance, find out what's included in a life insurance medical exam and how to get the best results.

Insure.com's annual Father's Day Index finds that Dad's value is over $26,000, the highest "salary" yet for Dad. Knowing how much Dad's tasks are worth can help when determining life insurance needs.

The latest national survey finds Dad would earn a “salary” of $24,738 for all the jobs he does around the house – a 3.8 percent drop from last year.

Insure.com finds that mom would earn over $67,000 for all that she does, if someone handed her a paycheck. Mom's worth is a reminder of the need for life insurance.

AIG was ranked the best life insurance company for GenXers in a new survey released today by Insure.com.

Each year, Insure.com calculates the “value of Santa” based on analysis of wage data from the Bureau of Labor Statistics.

Voya was ranked the best life insurance company in a new survey released today by Insure.com.

AXA Group is a worldwide leader in financial protection and wealth management.

ING was founded in 1991 by a merger between Nationale-Nederlanden and NMB Postbank Group. During the past 15 years ING has become a multinational corporation with very diverse international activities.

Jackson is one of America's largest life insurance companies and a leading provider of variable, fixed and fixed index annuities. The company also offers life insurance and institutional products and, through its affiliates and subsidiaries, offers asset management, retail mutual funds and retail brokerage services.

To ensure a homeowners insurance policy that meets each individual's life and needs, Nationwide provides a variety of coverage options to protect policyholders' homes and the personal propriety within. These coverages options include fire, theft, vandalism, smoke and falling objects damage.

Learn about Aflac Life Insurance Company, including how they ranked on our annual life insurance company customer satisfaction survey.

Life changes such as marriage, divorce, remarriage, the birth of a child or an adoption are the most common reasons for life insurance disputes.

To determine if your relative had a life insurance policy will take legwork because there is no clearinghouse to check.

Learn what to do if a relative withholds information about a life insurance policy.

An accidental death insurance policy has many exclusions. Insure.com's expert answers if an AD&D policy would pay out in the event of a cocaine overdose.

Insure.com’s annual survey finds Dad would earn a ‘salary’ of $24,738 for the jobs he does around the house, but Dad says he doesn’t want anything… except maybe some time to relax.

Dad’s value is up in 2015, but it's still well below Mom's.

The cost to replace Mom's work didn't keep pace with inflation. Learn what a mother's work is worth this year.

The latest annual survey by Insure.com finds Mom’s “salary” isn’t close to keeping up with the cost of living. What gives?

Insure.com finds that mom would earn a “salary” of $65,523 for all that she does, but we’d add another timely job to the list: President of the United States.

Solo algunas de estas estrategias de ahorro podrían pagar por la póliza de su seguro de vida.

Tips for buying life insurance if you have diabetes. Learn how to get life insurance with diabetes and find the best life insurance rates for diabetics.

It doesn't pay to lie on a life insurance application, but here's what some people try to get away with.

If you suspect your family members are taking life insurance money due to you, here's how to handle it.

Life insurance benefits are not considered taxable income by the IRS, however, sometimes the policy owner can owe gift taxes when the policy pays out.

Santa is worth over $140,000 this year according to Insure.com’s annual Santa Index.

Whether you are facing bankruptcy or only considering it, one of the biggest questions you may have is how your lifestyle and property will be affected.

HIV treatments have improved, but HIV-positive people may still have to search widely for life insurance. Here are some options they should consider.

Blood and urine alone can provide a revealing window into your life. Here's what life insurance companies are looking for.

These occupations come with more risk to their workers, and life insurance companies know this all too well.

Insure.com's annual Father's Day Index finds that Dad's value is over $25,000 for the first time. However, his value around the house is still way below Mom's.

Dad’s value is about $24,000 this year, but here’s how to make him feel like a million bucks.

If you worry about earthquakes, plane crashes and storms, the statistics around these events may calm you.

Insure.com's annual Mother's Day Index finds that Mom's value has increased to over $65,000. Is this value too high or too low for what she does around the house?

The cost to replace the work Mom does around the house has risen. Learn what a mother's work is worth this year.

Mom's hard work would cost more to replace in 2014, according to Insure.com's annual Mother's Day Index.

Insure.com calculated wages for Santa’s tasks and finds he gets a tiny raise for 2014.

If your spouse dies due to driving under the influence, a life insurance policy will still generally pay out.

A beneficiary cannot tap into the cash value of a life insurance policy, unless he is also the policy owner.

If you don’t want (or can’t get) a term or whole life insurance policy, burial insurance is an option that will help pay for your funeral costs – so your family doesn’t have to.

Insure.com’s annual Father’s Day Index finds that dads can increase their household value by doing more family finances, plumbing and coaching.

High school reunions aren't just a nostalgic trip down memory lane, they also shine a glaring light on our mortality.

Term life insurance doesn’t give you something for nothing. You have pay for the policy for a beneficiary to be paid out if the insured dies during the policy period.

Insure.com’s annual Mother’s Day Index finds that Mom’s value is up 5 percent over last year at $62,985.

Insure.com’s survey reveals a cold world where Santa is expected to work for free.

Life settlement companies are encouraging seniors to sell their life insurance policies and use the money to pay for their health care. Not so simple, consumer advocates warn.

A handful of states offer databases to help locate life insurance policies purchased in that state.

Fathers can increase their household value by balancing the checkbook and fixing leaky pipes.

Dads: Here’s one more reason to put your feet up and celebrate yourself this Father’s Day: Your household value is up from last year.

Insure.com's annual Mother's Day Index puts the 2013 value of Mom at $59,862.

Someone call Jim Cramer. Moms need to get higher valuations.

Your father may have purchased a pre-need insurance policy.

Insure.com's analysis of wage data puts Santa's salary at about $135,000.

Yikes! These words spell trouble when it comes to life insurance.

Death due to illegal drug use is typically excluded from accidental death and dismemberment insurance policies.

Insure.com is helping Certified Financial Planner Jeff Rose spread the word about the importance of life insurance.

The ex-spouse gets the death benefit if she is the beneficiary listed on the policy.

Learn how to interpret financial ratings for life insurance companies.

When it comes to a life insurance policy, the policyholder controls all the decisions.

You're probably overestimating the cost of a life insurance policy.

If we had to pay Dad for his tasks around the house, we’d cut a check for less than $21,000.

It's easy to get essential information that helps you decide whether to buy that policy.

The index, which takes a look at jobs associated with fatherhood, found that the paycheck for Dad’s domestic tasks this year would be $20,248.

Unearthing an old life insurance policy could be a windfall. Here's what to expect.

Learn how long you have to kick the habit to get nonsmoker life insurance rates.

Life insurance can be used to help fund your golden years.

From hookah to e-cigs to cigars, every insurer has its own way of defining “smoking.”

Life insurance companies have a hard time finding beneficiaries if they don’t know who has died.

You don't want to die without utilizing the cash value built up in your policy. Here are strategies to avoid this mistake.

Find out whether you should opt for optional term life insurance.

Permanent life insurance has cash value. Learn when it's OK to take cash out of your policy.

Trying to cheat a life insurance company will mean always looking over your shoulder.

Life insurance companies are making it easier for breast cancer survivors to qualify for policies and good rates.

Drawing cash from your life insurance may be a good move in these situations.

A consumer would like to know whether an adult daughter can challenge a life insurance beneficiary change days before her father's death.

You may think Dad is tops, but an analysis of federal labor statistics shows that his work around the house probably isn't worth nearly as much as Mom's.

Insure.com's new Father's Day Index shows that a dad's household contribution is worth $20,415 this year. See what a typical father's tasks are worth.

States are hot on the money trail of unclaimed life insurance policies. But for life insurers, not finding policy beneficiaries has substantial rewards.

To determine if you are named as a beneficiary on a life insurance policy, your first step is to find out whether a policy exists and, if one does, to locate the documents or at least find the name of the company that issued the policy.

No, your beneficiary receives only the face value of the policy; however, there are limited exceptions. For example, some insurers offer a rider that gives your beneficiary the face value plus cash value. But, if you did have this option, you?d likely know about it because you'd be paying extra for it. Check your policy to be sure, or call your insurance agent.

Congratulations on kicking the habit. You're correct that you need to refrain from smoking for a considerable period of time before life insurance companies consider you to be a non-smoker.

A new life insurance calculator from Insure.com makes it simple for users to find quick answers to two crucial questions: What type of life insurance do I need, and how much life insurance should I buy?

Did you ever wonder what happens to people who kill for life insurance money?

Here are the reasons you'd want to purchase a survivorship life insurance policy.

It's highly unlikely that anyone has taken out a secret life insurance policy on you. Why? The process of buying a policy makes it difficult for someone to do it without your knowledge.

You can't change your level of coverage on a term life policy.

Press release - Insure.com examines 8 life insurance myths

Your life insurance quotes can be affected by your travel plans.

When you buy life insurance, you may be getting more than you expected.

Si compras para una poliza de seguro de vida, sabes que los problemas de salud se traduciran en una prima mas alta. ¿Pero cuales son las condiciones medicas mas caras?

If you?re shopping for a life insurance policy, you know that health problems will result in a higher premium. But what are the most expensive medical conditions?

Broken collarbones and legs, paralysis, blindness -- even death -- are potential results for those who indulge in extreme sports.

Antes de comprar una poliza de seguros, echale un vistazo a esta lista de preguntas comunes sobre el seguro de vida.

Your life expectancy is everything to your life insurance company.

The subsidiaries of Great American Financial Resources, or GAFRI, offer traditional fixed, fixed-indexed and variable annuities and various forms of supplemental insurance through independent financial professionals and registered representatives.

Americo Financial Life and Annuity Insurance Company offers a variety of life insurance types such as term, permanent, universal and whole.

A life settlement allows you to receive a large sum of cash in exchange for your life insurance policy when you are still alive.

Find out how high blood pressure and cholesterol affect your life insurance rates.

Buying a viatical or life settlement may or may not be the right choice for you. The following tips are provided by the National Association of Insurance Commissioners.

Viatical glossary provides a comprehensive list of terms and phrases for the education of the consumer regarding the sale, purchase and other aspects of the viatical settlement process.

Life insurance provides the option of accelerated death benefits.

Selling your life insurance policy may or may not be the right choice for you. The following tips are provided by the National Association of Insurance Commissioners.

Life settlements and viaticals are regulated at the state level. Find out who oversees them in your state.

Life insurance is hard to get when you have an alcohol problem.

The question of whether life insurance policies will pay out to policyholders who opt for assisted suicide is one that has not been widely addressed.

Low cost life insurance can be obtained even when you have asthma.

AARP, formerly known as the American Association of Retired Persons, is a United States-based non-governmental organization and interest group.

Allianz offers a wide variety of life insurance products, including traditional universal life, single premium options, affordable term coverage and fixed index universal life.

In order to provide policyholders with a strong sense of security, Allstate provides a variety of coverages in their homeowner insurance policies. These coverages include flood, home structure, personal property, liability and guest medical insurance.

American Family Insurance Company offers a variety of home insurance coverage options for homeowners, renters, condominium owners, and mobile/manufactured homeowners. American Family also offers flood insurance for coastal homes as well as a variety of available discounts for eligible customers.

American Fidelity offers life insurance that is available to individuals or through an employer/association. 

Business Men's Assurance Co. of America (BMA) has been purchased by Royal Bank of Canada (RBC) through Liberty Life Insurance Co.

All insurance companies are required by law to fulfill their insurance contracts regardless of their corporate structure. You won't see a difference in the long run.

American National Life Insurance offers a wide array of insurance products and services including life insurance, annuities, health insurance, property and casualty insurance, credit insurance and pension plan services.

Important considerations when you're shopping for group life insurance.

When it comes to your investment choices on variable life insurance policies and variable annuities, life insurance companies seem to think that more is better.

American United Life Insurance offers a wide variety of life insurance options focusing on individuals, families and small business. 

Ameritas offers universal and variable universal life insurance plans.

Assurant Health's health insurance policies offer flexible, affordable coverage options including individual medical, small business health insurance, short term health insurance and student health insurance products.

Assurity provides term-life, whole life and universal life insurance options for its customers. 

Aurora National Life Assurance Company offers a variety of individual and group life insurance options, focusing  mainly on term and whole life insurance. 

If you smoke cigarettes or a pipe, you're going to be placed in a high-risk category and will pay more for your life insurance rates.

Aviva is the world's fifth-largest insurance group, the largest insurance group in the UK and the second-largest insurance group in Canada operating as Aviva Canada.

Beneficial Financial Group offers families and businesses in the Intermountain states and western U.S. a wide variety of financial services and products, including life insurance.

Centrian offers a variety of life insurance types and coverage options such as term life, while life, and children's life.

Chubb's homeowner insurance is designed to provide protection to homes with distinct or custom features. Because of this, the company offers higher levels of coverage and services in addition to the basic coverage including a complimentary home appraisal available, extended replacement cost options, rebuilding to code, additional living expenses and replacement cost settlement options.

Cincinnati Life Insurance Company's LifeHorizon product line offers term life, guaranteed whole life and universal life insurance policies.

If you've just taken out a loan, or are in the process of borrowing money or signing up for a credit card, your lender may have suggested you buy credit insurance.

Combined A&H's life insurance policies and coverage options vary widely. Final expenses, housing expenses, and replacement income all all covered under a life insurance policy from combined including financial peace of mind. Combined A&H offers two types of life insurance: whole life and term life.

Conseco offers four different kinds of life insurance:term-life, whole life, universal life and indexed universal life.

In hopes to provide protection and security to their policyholders, Country Financial's homeowners insurance policies offer a variety of coverages to fit each individual's need. These coverages include liability, medical payments, home and personal property protection,identity theft coverage, inflation protection and earthquake protection.

What do you get out of demutualization?

CUNA Mutual Group offers two types of life insurance: term-life and whole life insurance.

Farmers Insurance Company specializes in providing home, condominium, and renter insurance policies based on specific customer needs. They offer a variety of homeowners coverage such as protection for dwellings and other structures, dwelling improvement, alterations, and additions, loss assessment, personal property, and personal liability.

FBL Financial Group, Inc. was developed to serve the needs of members of the Iowa Farm Bureau Federation.

Fidelity offers five different types of life insurance: hybrid life, rapid decision term life, rapid decision mortgage term life, graded death benefit term and whole life, and accidental death benefit.

In hopes to best fit the needs of each individual policyholder, First Central National offers term life insurance with a variety of options and feactures.

If you divorced recently -- or anticipate a divorce in the coming months -- review your insurance to make sure it meets your new obligations and financial situation.

Forethought Financial Group, Inc., through its subsidiaries, provides life insurance, trust programs and annuities.

Life insurance can be hard to get when you're overweight.

Fort Dearborn Life markets and administers group term life, long- and short-term disability, group dental and individual life as well as fixed and index annuity programs. 

Looking at the rating of your life insurance company is just as important as determining how much life insurance you should buy, and what type.

Genworth Financial offers primarily consumer-focused products including life insurance, long-term care insurance, Medicare supplement insurance, mortgage insurance and payment protection insurance.

Grange life insurance policies include term life, whole life, and universal life coverage.

Great-West is a leading provider of employer-sponsored retirement savings plans backed by innovative services. It also provide annuity and life insurance products for individuals, families and corporate executives.

Guardian policies offer coverage for whole life and universal life insurance plans.

Horace Mann Insurance Company offers a variety of life insurance coverage: term, whole, universal and variable universal.

In hopes to best fit the needs of each individual policyholder, Household offers term life insurance with a variety of options and feactures.

In hopes to best fit the needs of each individual policyholder, HSBC offers term life insurance with a variety of options and feactures.

Independent Order of Foresters offers four main types of life insurance: term -life, whole life, universal life and variable universal life insurance.

Kansas City Life health insurance plans include dental and vision insurance. The company offers comprehensive employer-sponsored and voluntary dental plans.

Kemper investors offers individual and group fixed-rate and variable annuity contracts in addition to term and variable life insurance packages.

KMG primarily deals in life insurance through their online individual sales portfolio while specializing in both term life and whole life insurance. 

Permanent life insurance from Knights of Columbus provides coverage for families with level premiums and growing cash value.

Liberty offers five kinds of life insurance policies to new customers: whole life, single pay whole life, term life, return of premium term life, and universal life.

Marquette National Life Insurance Company has been providing health and life insurance plans to seniors since 1967. 

MetLife offers a variety of homeowners insurance options to ensure protection to policyholders homes and their belongings inside. These coverages include Property Damage Protection, Coverage for the Contents of the Home, Court Fees and Liability Coverage. MetLife also offers superior 24/7 claims services to best fit their customers needs.

El uso de la nicotina no puede ser ocultado. Y si has mentido en tu solicitud de seguro de vida, tu familia podria perder los beneficios a la hora de tu muerte.

Minnesota Life offers an array of insurance packages and financial services such as long-term care insurance and annuities, yet its specialty is life insurance. 

los precios de seguro de vida dependera de la severidad de tu enfermedad del corazon y los pasos que has tomado para tratarla.

Modern Woodmen of America offers a variety of life insurance products including permanent life, term life and children's and younger adult's life insurance. 

National Life provides numerous types of life insurance, each designed to help meet specific personal and business needs and objectives.

Life insurance rates will depend on the severity of your heart disease and the steps you've taken to treat it.

National Western Life focuses on helping each indiviudal select a life insurance policy based on both need and affordability. 

Si estas considerando seguro de vida para tu hijo, es una buena idea tomar tu tiempo y considerar tus necesidades y las de tu hijo antes de tomar una decision de compra.

North American Life offers five different forms of life insurance: term, whole, universal, indexed universal and variable universal.

Te has clasificado como no asegurable

Ohio National Financial Services Group is a leading provider of life insurance in the United States, offering term, whole, universal and variable life insurance. 

Old Mutual offers three different types of life insurance. These are whole life, universal life and indexed universal life.

Pacific Life Insurance provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.

Penn Mutual is a life insurance the company that offers term life and permanent life, and advertises family protection, business planning, supplemental income and estate planning with their life insurance policies. 

Although Phoenix Life Insurance Company offers a variety of financial services and insurance products such as estate planning strategies, annuities, and income strategies, their primary focus is centered on permanent  universal, variable, and whole life insurance

Physicians Mutual offers a variety of life insurance options including term-life, whole life and juvenile whole life.

Presidential Life has two main types of life insurance: graded benefit (whole) life and simplified issue (whole) life. 

Primerica Life Insurance offers financial products and services through its affiliates that include term-life insurance, mutual funds, variable annuities, segregated funds, loans, long-term care insurance and pre-paid legal services.

Known simply as The Principal to many, Principal Financial Group has undergone many transformations during its 135 year history

The Progressive Corporation (PGR), Progressive Casualty Insurance Company, through its subsidiaries, provides personal automobile insurance, and other specialty property-casualty insurance and related services in the United States.

Reliance Standard Life hopes to provide a comprehensive benefits package that will best fit the needs of the employees and still remain affordable for the employers. 

Reserve National Insurance Company offers a broad array of insurance products such as accident, individual hospital, hospital indemnity, supplemental outpatient, Medicare supplement, home, and health yet their main line remains life insurance.

SBLI offers a variety of life insurance types and coverage options such as term life, while life, and children's life.

How can I get life insurance if I'm in poor health?

SelectQuote regularly monitors the products, prices and services of highly-rated insurance companies that compete for term life business placed by independent agents.

Sentry Insurance Company offers both term life and permanent life insurance. 

Southern Farm Bureau offers term and permanent life insurance.

Stonebridge Life offers term and whole life insurance to their policyholders.

Sun Life offers dental insurance through its US location Sun Life; United States. Their dental insurance incorporates a full product range with options such as maximun allowable charge (MAC), traditional indemnity, scheduled planes, dual select dental, voluntary dental, DHMO, and self insured (ASO) dental.

Sun Life Financial is a leading international financial services organization providing a diverse range of protection and wealth accumulation products/services to individuals and corporate customers.

Symetra Life offers six different types of life insurance: term life, whole life, universal life, variable universal life, flexible premium variable life, and worksite.

The Standard is a leading provider of financial services and products such as individual disability insurance, dental insurance, retirement plans, annuities and group life insurance.

Thrivent Financial offers four different kinds of life insurance.

Although it may not have the same level of name recognition as some other life insurance companies, TIAA-CREF has a long and distinguished history.

ULLICO offers two types of life insurance for groups and individuals: term-life and whole life. 

United American offers life insurance policies for term and whole life tailored to their customer's unique needs.

United States Life offers four different kinds of life insurance and cancer care insurance. These policies are term life, universal life, variable life and whole life.

Unum offers term life, interest-sensitive whole life, and universal life policies.

West Coast life insurance policies include term life, universal life and survivor life options.

Current contact and company information about Western and Southern Financial Life Insurance. Read about term life, whole life, universal life, and accident insurance options.

Life insurance products from Woodmen of the World are designed to meet changing needs of their customers, offering Term Life Insurance, Whole Life Insurance, and Universal Life Insurance.

Ameriprise Financial health insurance offers coverage options for long-term care and disability income.

If you are healthy and unemployed, employed part-time, going to school, graduating from college, leaving home for the first time, or even retiring early, you might consider carrying short-term health insurance coverage.

If you've taken Xanax or Zoloft for anxiety, or if you once used Paxil or Prozac for depression, there's a chance you won't have to pay higher life insurance rates.

PennCorp Financial Group Inc. is selling two of its life insurance companies to Reassure America Life Insurance Co.

Transamerica began as the vision of a young entrepreneur named A.P. Giannini, who took the first step towards realizing his dream by starting a small business known as Bank of Italy (later to be known as Bank of America).

Check out what discounts and coverage options Gerber Life Insurance offer. Also, learn what type of life policies it offers.

Brighthouse Financial traces its roots back to Travelers Insurance Company, which was founded in Hartford, CT, in 1863. In February 1923, Travelers issued a life insurance policy that would become the oldest policy on the books when Brighthouse Financial launched 94 years later.

Allstate Life, together with its subsidiaries, provides life insurance, retirement and investment products for individual and institutional customers.

Since 1862, John Hancock has been providing leading insurance and financial service products including life insurance and mutual funds.

Lincoln Financial Group is a diversified financial services organization headquartered in the Philadelphia region.