Life insurance articles

Your life insurance coverage should be higher than the sum of your financial obligations & should last as long as your longest debt.Read on to know more about how much life insurance you'll need.

Term life insurance is the most affordable type of life insurance. Read on to learn more about how it works, how much it costs and how to shop for it.

There are different types of life insurance and choosing a policy is an important decision. Read our guide on types of life insurance and how to find the right coverage.

Final expense insurance is an affordable option for seniors and those seeking funeral coverage and can help your loved ones with financial obligations.

Mortgage insurance helps pay a portion or all of your mortgage if you were to die. Read on to learn about how does mortgage protection insurance works.

Discover if whole life insurance is right for you. Know more from our expert Barry Flagg. Make an informed decision today.

We weighed rates from 10 online life insurance companies to find the most affordable online life insurance premiums by gender, age, and smoking status.

Individuals with a high-net-worth have unique needs to consider when buying life insurance.

CUNA Mutual Group offers two types of life insurance -- term-life and whole life insurance.

Genworth Financial offers life insurance, long-term care insurance, Medicare supplement, mortgage insurance and payment protection insurance.

ING rebranded in 2013 to become Voya Financial, which serves 14.7 million clients providing health, wealth and investment products.

TIAA-CREF offers life insurance, annuities and other products. It was founded to help teachers optimize their retirement funding.

Life insurance products from WoodmenLife are designed to meet changing needs of their customers, offering term, whole life and universal life policies.

Insurance can play a vital role in protecting loved ones and family caregivers.Here’s how insurance can help and what your family can do now to get prepared.

You may be surprised at the ways your insurance can help adult children achieve financial security.

Coronavirus may make you think about your mortality and life insurance. Here's what you need to know about life insurance and coronavirus.

Insurance needs shift as we get older. Here are ways to find the right balance.

Discover effective strategies to save money on life insurance without compromising necessary coverage. Explore these 10 essential tips and start saving hundreds each year.

If you've been relegated to the category of uninsurable but have a need for insurance, there are still ways you can get life insurance without going through the underwriting process.

Have a new baby? It's time to learn how life insurance can help protect your new arrival.

You should review your life insurance policy with every major life change. Not doing so risks the financial security of your beneficiaries.

Return of premium term life insurance returns your payments if you outlive your policy term. These policies cost more than traditional term life policies.

By answering a few, short questions about life insurance, the Life Insurance Advisor will assess your life insurance needs and provide recommendations on coverage for your current situation

How much is your body worth? Should you consider insuring specific parts of your body, and if so, for how much? That's where AD&D coverage comes into play.

A pre-existing condition is a health issue that existed before you applied for insurance coverage.If you have a pre-existing condition here are some important things to know before you apply.

Shop around carefully for child life insurance quotes, and compare plans, coverage amounts, and premium costs to determine the best life insurance for kids.

If you're shopping for a life insurance policy, you know that health problems will result in a higher premium. But what are the most expensive medical conditions?

Yes, you can make changes to your health insurance plan if you get pregnant but only during the open enrollment period. Read on to know insurance moves you should make.

If you decide that a term life policy is the best option for you, be sure to do your homework. Here are questions to ask when considering a term life policy

Learn why life insurance trusts for child beneficiaries are crucial. Find out how life insurance companies typically require trustees or guardians before paying death benefits to minors.

Want to buy life insurance online? Follow our steps to shop for life insurance online and find the perfect policy for your needs. Get started today!

Discover the best whole life insurance companies in 2023. Make an informed choice for financial security. Compare ratings and benefits now!

Learn how to protect yourself and your finances when you file for divorce.

Explore Massachusetts Mutual Life Insurance reviews: Customer satisfaction, financial strength, costs, and policy offerings assessed. Get insights today!"

Read our Guardian Life whole life insurance review for insights on cost, pros/cons, customer satisfaction, and financial strength.

Read our National Life whole life insurance review for insights on cost, pros/cons, customer satisfaction, and financial strength.

Ohio National Financial Services Group review: Explore pros/cons, cost, customer satisfaction, and financial strength. Get your life insurance quotes today!

Penn Mutual whole life insurance review: Explore pros/cons, cost, customer satisfaction, and financial strength. Get your life insurance quotes today!

Some applicants succumb to lying on their applications, hoping their misrepresentations will sneak through the approval process and earn them a lower rate.

When you buy online life insurance, you’re getting pivotal financial protection for your loved ones if you die. Use our guide to save on online life insurance. Read on to know more.

The average cost of online term life insurance varies by company as well as personal factors like age. A 25-year-old can get $500,000 of coverage for less than $20 a month.

A term life insurance policy will differ in price based on numerous factors. Gender, and especially age, can alter the cost dramatically. Read on to know more.

Northwestern Mutual is the biggest life insurer, according to the National Association of Insurance Commissioners, followed by New York Life, MetLife, and Prudential.

The best life insurance companies in 2023 are State Farm, New York Life and Northwestern Mutual, based on Insure.com’s rankings

Cash value life insurance is a permanent policy that offers a savings like component in addition to the death benefit. Read on to learn more about how cash value life insurance works.

Buying life insurance when you have dementia isn't easy, but you have options like guaranteed issue life insurance.

You can get two of the main types of life insurance from online life insurance companies - term life & whole life.These policies are similar to traditional life insurance in many ways.

Policies typically range from 10 to 30 years with limits up to $1 million.Learn more about the best online term life insurance premiums and how personal factors impact rates.

Online life insurance is a type of life insurance policy that is offered completely online.Read on to know how does online life insurance work & what does it cover.

New York Life ranks well for policy renewal, trustworthiness and customer satisfaction.

Northwestern Mutual comes in third place in Insure.com’s Best Life Insurance Companies rankings, receiving positive scores for its ease of service.

State Farm ranks first in Insure.com’s Best Life Insurance Companies rankings, with customers giving it high marks in customer service, policy renewal and other areas.

Life insurance can be used to help fund your golden years.

Yes. You can get life insurance as a smoker, but you will pay higher rates. Also, read on to know more about how insurance companies check if you smoke.

There are multiple types of term life insurance policies that let you choose a plan that works for you. Here's what you need to know about term life insurance policies.

Whole life insurance is a type of permanent life insurance that comes with a savings like component called the cash value. Read on to know about how does it works & what does it cover.

No-medical-exam life insurance is a type of life insurance policy that doesn’t require a physical during the application process. Read on to know more about how does it works,

An MIB report is a summary of an individual's medical information and history that is maintained by the Medical Information Bureau (MIB). Read on to know more.

Guide to Accidental death and dismemberment insurance, how it works & how much does it cost.

It’s crucial to understand life insurance options for people with autism. Read on to learn about life insurance for people with autism & how do parents buy life insurance for a child with autism.

Discover life insurance options for individuals with disabilities like Down syndrome.Learn about underwriting challenges & how do parents can buy life insurance for a child with Down syndrome.

Naming beneficiaries for life insurance may seem simple, but it can get tricky. Avoid 10 common mistakes to ensure the smooth distribution of life insurance money after your passing.

The life insurance contestability period is a short window when insurance companies can investigate and deny death claims.Read on the complete guide to know more.

Buying life insurance when you're a senior citizen can be costly, but you can still get a policy that fits your needs. Here's what you need to know about buying life insurance when you're a senior.

No, you can’t change your level of coverage on that policy, but you could buy an additional small term life policy to provide the extra coverage you need.

When you're paid up -- which means you have enough cash value to cover your life insurance premium payments -- you can terminate the policy and take the cash.

It's possible that you could be in good health and yet be told by your life insurance company that your life insurance application has been turned down or put on hold.

Since 1862, John Hancock has been providing leading insurance and financial service products including life insurance and mutual funds.

Permanent life insurance has a cash value. However, withdrawing cash can reduce or eliminate the death benefit. Learn when it's OK to take cash out of your policy.

Considering cashing out your life insurance policy? Learn more about the potential benefits and drawbacks of this decision to determine if it's worth pursuing.

You can get life insurance with high blood pressure, but you might pay more. Controlling your blood pressure will improve your rates.

Your employer's group life insurance benefits probably aren't enough to protect your family. Here's why.

Survivorship life insurance might be a worthwhile purchase for people whose heirs will have to pay hefty estate taxes. Here are the reasons you'd want to purchase a survivorship life insurance.

These occupations come with more risk to their workers, and life insurance companies know this all too well.

Life insurance can help provide for the long-term needs of special needs children. Parents of special needs children should set up a trust for the death benefit.

Here's how to get life insurance if you're in poor health.

Getting life insurance with depression or anxiety can be more difficult, but if your condition is well-treated you won't pay much more.

Life insurance for diabetics may be harder to find and cost more. The type of diabetes and how well it's controlled affect how much you pay.

Insure.com's life insurance calculator offers an individualized analysis of your life insurance needs. Experts recommend getting at least 10 times your income in life insurance coverage.

It’s important to have the right people listed in your life insurance policy. Here’s everything you need to know about who’s who on a life insurance policy.

Life insurance policies are full of legal and confusing language. Read our full guide on how to read life insurance policy and understand the terms and definitions.

Here's how to get life insurance if you're a senior.

Allstate provides life insurance, retirement and investment products for individual and institutional customers.

Transamerica has 12.5 million total insurance policies in force and received an A rating from AM Best for financial strength.

Yes, as long as the policy is in-force when the policyholder dies. A standard life insurance policy covers any cause of death--except for suicide within the policy's first two years...

Check out what discounts and coverage options Gerber Life Insurance offers. Also, learn what type of life insurance policies Gerber offers.

Guaranteed Issue Life Insurance: What it is and How it Works. Basically, guaranteed issue life insurance is a type of final expense insurance.

Simplified issue life insurance lets you apply for coverage without undergoing a medical exam. Learn more what it is & how it works.

You can lower your life insurance rates by proving that you have improved your health, quit smoking or otherwise reduced risks in your life.

Men generally pay more than women for life insurance due to a shorter average lifespan and other statistical risks.

People who are overweight or obese may have difficulty getting life insurance.Here’s what you need to know before you apply for life insurance if you’re overweight or obese.

Learn how life insurance companies strictly distribute payouts only to listed beneficiaries, ensuring your intended recipients receive the financial benefits.

Brighthouse Financial traces its roots back to Travelers Insurance Company, founded in Hartford, Conn., in 1863.

Lincoln Financial Group is a diversified financial services organization headquartered in the Philadelphia region.

If you're worried about someone taking out a life insurance policy on you without your consent, you can rest assured that it's highly unlikely.

Learn effective strategies for securing life insurance coverage if you have bipolar disorder. Explore options and discover how managing symptoms can help you obtain the coverage you need

Life insurance for people with HIV is easier to get than in the past, but you may still pay higher rates or have limited options.

Oral swabs can be used in a life insurance exam to check for nicotine, drug use and HIV, among other things.

If you're buying life insurance, find out what's included in a life insurance medical exam and how to get the best results.

You can take cash from your life insurance policy if you need it to pay off debt or for extra retirement income, but make sure it’s the right choice before you do.

People who use e-cigarettes are usually charged the same life insurance rates as smokers. Here's what you need to know if you vape.

Life insurance rates are based on many factors including overall health & habits, excessive alcohol consumption is considered a health risk. You may face higher premiums if you are a heavy drinker.

Filing a life insurance claim requires a few documents including the death certificate and any forms the company asks you to fill out.

You can dispute the beneficiary of a life insurance policy, but it's a costly and time-consuming legal battle that is hard to win.

Faking a death to get a life insurance payout is an uncommon form of fraud, but it does happen. The penalties for insurance fraud are steep.

Burial or funeral insurance is a type of whole life insurance policy that helps protect your loved ones from having to pay the last expenses. Read on to know more about what to consider when planning ahead.

Vindictive spouses can cause substantial damage through insurance policies.

Variable universal life insurance offers more investment opportunities than other permanent life insurance. Here's what you need to know about variable universal life insurance.

Universal life is designed to be flexible life insurance. As long as you pay enough in premium to keep the insurance part of the policy in force, you can vary the frequency and amount of your premium payments.

Life insurance policies often go unclaimed because beneficiaries don’t notify the insurance company when the policyholder dies. Read our complete guide on finding a lost life insurance policy.

Learn about a spouse's right to life insurance and where the spouse is automatically entitled to the death benefit.

An accelerated death benefit allows you to tap into your life insurance policy funds before your death. Read on to know more about how it works, types of accelerated benefit riders and more.

A contingent beneficiary receives the death benefit if the policyholder dies and the primary beneficiary can’t collect the payout. Read on to learn more about contingent beneficiaries.

According to an analysis by Insure.com,Father’s Day Index 2023, dad’s salary jumps 5% to nearly $55,000.The increase keeps Dad’s earnings in line with current inflation of about 5% in April.

LIMRA’s research director discusses when dads should buy life coverage, how much they should get and the advantages of term and whole insurance policies.Read on to know more.

A 35-year-old female pays $440 annually for a 20-year term policy with $500,000 in coverage. Learn more about how much term life insurance costs by age, coverage amount, term length & smoker status.

Indexed universal life insurance is one of the permanent policies.Read on to know experts opinion on Indexed universal life insurance.Also learn how does it works & who should buy it.

J.D. Power ratings are an industry benchmark for customer satisfaction.Read on to know how does J.D. Power rate insurance companies & J.D. Power scores for the biggest life insurance companies.

AM Best grades insurance companies on their ability to meet their financial obligations. Read on to know more about how does AM Best evaluate life insurance companies & why it is important.

Life insurance is a financial contract where an individual pays premiums to an insurance company in exchange for a lump-sum payment to their beneficiaries upon their death.

Whether you’re a stay-at-home parent or primary breadwinner, women need life insurance to protect their family’s financial health. Here's everything you need to know about life insurance for women.

Instant life insurance provides coverage quickly without requiring a medical exam or a lengthy application process. Read on to know more about how does it works & how to buy it.

According to findings at the spring 2023 meeting of the NAIC in Louisville, Ky. The percentage of families with life insurance has plummeted from 85.4% in 1971 to 59.4% in 2021.Read on to know more.

The trust owns your life insurance policy, pays the premiums, and gives the death benefit to your beneficiaries when you die. Read on to learn more.

Per capita is the default method for life insurance policies to be distributed. While per stirpes death benefit divided among your beneficiaries according to their family branch.Read on to learn more.

Insure.com spoke with Alison Salka, Ph.D., LIMRA senior vice president and research director, to discuss the importance of life coverage for all mothers.

Find out if Wyshbox online life insurance is right for you. Read an unbiased Wyshbox life insurance review and know its rates and what coverage options it offers.

According to the Mother's Day Index, mothers would have made over $126,725 last year.That's an increase of 9.2% over last year findings. Read on the article to know more about mother's day index.

According to Insure.com’s Mother’s Day Index for 2023, the work moms do is worth more than $133,000 a year. The Mother’s Day Index is intended to acknowledge the work that mothers do. Read on to learn more information.

An irrevocable life insurance trust holds your life insurance policy. Read on to learn more about when to put your life insurance in a trust, how it works and who needs it.

Demutualization is when a mutual insurance company becomes a publicly traded company that shares joint stocks. Read on to learn more about its pros and cons.

You can take out a life insurance policy on your spouse because you have an insurable interest on their life.

If the life insurance policyholder stopped making payments, you can still try to collect some money. Here's how.

An irrevocable beneficiary is guaranteed to receive part of a life insurance policy’s death benefit. Read on to know more about it, how it works and types of beneficiaries.

When you die, any remaining cash value in your life insurance policy goes back to the life insurance company. Read on to learn more about how the cash value works.

Life insurance companies make it easier to buy life insurance. Online options provide immediate or nearly immediate approval for coverage.

Here’s what not to do so you can get the best possible life insurance rates. Read on to learn what to do before your life insurance medical exam so you can pay the lowest possible price for coverage.

The best time for a parent to get life insurance is before becoming a parent. Learn everything you need to know about incorporating life insurance into your family plan.

Here's a complete guide on life insurance marijuana. Learn everything you need to know about getting life insurance if you use marijuana.

Find out the benefits of group life insurance — and its limitations.

A wave of lawsuits from policyholders has prompted insurers to issue refunds. Here’s what to do if your life insurance company raised your rates.

Life insurance companies cannot reject applicants or charge them higher premiums for being transgender. Here’s everything else you need to know about transgender applicants getting life insurance.

The life insurance underwriting process is an important step to getting coverage & determines how much you pay. Read on to learn how it can affect your life insurance premiums.

Certain lifestyle choices, such as smoking, increase how much you pay for life insurance coverage. Read on to know more.

Amica, a multi-line company, is a well-regarded insurer that has the lowest number of customer complaints and ranks 7th place in our best life insurance companies ranking.

100% of AIG customers plan to renew. The insurer, which is rebranding as Corebridge, ranks eighth in Insure.com’s Best Life Insurance Companies ranking.

Prudential ranks fifth in Insure.com’s Best Life Insurance Companies rankings, getting 3.4 out of 5 stars. Most customers we surveyed said they would renew their policy with the insurer.

AAA ranks sixth in Insure.com’s Best Life Insurance Companies rankings. The insurer scores high for policy renewal and costs less than the industry average.

Mutual of Omaha scores well for renewals and customer satisfaction. The company ranked No. 4 among life insurers.

Globe Life ranks well for customer satisfaction and the company placed ninth in the Insure.com list of Best Life Insurance Companies.

If you can’t find the life insurance policy of a deceased family member, you can use life insurance locator services or contact your state’s department of insurance. Read on to know more details.

The Insure.com elves calculate an annual salary for the Man with the Bag each year using U.S. Bureau of Labor Statistics (BLS) salary information for comparable jobs. Read on to know more.

As the upward trend of shopping online continues, some insurance companies are answering the call. Read on to know more.

Indexed universal life insurance is a type of cash value life insurance that grows value based on the market. Read on to know more how does it work & how to buy it.

Find out if Bestow online life insurance is right for you. Read an unbiased Bestow life insurance review and know its rates and what coverage options it offers.

Find out if Vantis online life insurance is right for you. Read an unbiased Vantis life insurance review and know its rates and what coverage options it offers.

Find out if Lemonade online life insurance is right for you. Read an unbiased Lemonade life insurance review and know its rates and what coverage options it offers.

Find out if Ethos online life insurance is right for you. Read an unbiased Ethos life insurance review and know its rates and what coverage options it offers.

Find out if Ladder online life insurance is right for you. Read an unbiased Ladder life insurance review and know its rates and what coverage options it offers.

Find out if Fabric online life insurance is right for you. Read an unbiased Fabric life insurance review and know its rates and what coverage options it offers.

Find out if SoFi online life insurance is right for you. Read an unbiased SoFi life insurance review and know its rates and what coverage options it offers.

Find out if Haven online life insurance is right for you. Read an unbiased Haven life insurance review and know its rates and what coverage options it offers.

No, you cannot withdraw money from term life insurance.Read on to know more, whether you can get money back from a term life insurance policy or not.

The life insurance health classification you receive determines how much you pay for coverage. Read on to understand the different life health classifications & how insurers determine rates.

The best wedding insurance company for you depends on what type of protection you need & what your venue requires.Refer the best companies list given to protect your wedding.

Insure.com's annual study calculates Dad's 'salary' to be 51,293 for 2021 for all the tasks he does around the house. A big bump from an extra pandemic 'job' at home. It is critical that fathers or any caregiver have life insurance to give their loved ones financial security and protection.

Insure.com's annual Father's Day Index looks at the value of dads’ household jobs and the need to protect the families’ finances with life insurance.

Insure.com compiles its Mother’s Day Index annually. Salaries are rising and a mother’s economic value increased 9.2% in the last year.Read on to know more.

Mom's worth this year is in the six-figure range, $116,022. With an extended task of assisting with children's education during the pandemic.What mom does for 'free' at home would be pricey.

¿Sospechas que un familiar, amigo o vecino quiere beneficiarse en secreto de tu poliza de seguro de vida?

Con una poliza de seguro de vida permanente, no tienes que preocuparte con la posibilidad de sobrevivir a la vigencia de la poliza debido a que tu contrato te da cobertura para toda la vida, siempre y cuando se paguen las primas.

Cuando compres un seguro de vida, tus tarifas de seguro de vida se encuentra en parte por la clase de riesgo que se define por las directrices de suscripcion de una compania de seguros de vida.

Obtener cotizaciones de seguros de vida es la mejor manera de ahorrar dinero. Aqui hay mas maneras de obtener seguro medico de bajo costo de la vida.

Consejos para la compra de seguro de vida si tienes diabetes.

Cuando compres un seguro de vida, podrias estar recibiendo mas de lo esperado.

No se sienta intimidado por pólizas de muchas páginas y con términos confusos. Nuestra guía lo ayudará a comprender las secciones de la póliza de su seguro de vida, ayudándolo a que se sienta más seguro al revisar su póliza o la de un ser querido que falleció.

Seguros de vida a termino es facil de entender. Asi es como encontrar un seguro de vida barato.

El seguro de vida es facil de entender. Para saber como navegar los fundamentos de seguro de vida, seguro de vida, seguro de vida universal, el valor efectivo y seguro de vida variable.

Dezaste de una poliza de seguro de vida inadecuada, despues de pagar las primas durante varios anos es una terrible perdida de dinero. estos son los mayores errores a evitar.

This whimsical annual study reminds us of the importance of a good life insurance policy. With Christmas fast approaching, Insure.com considers Santa's potential annual earnings and happily reports that the beloved "essential worker" deserves another raise.

Final expense insurance can help with cost of a funeral.Here are 12 ways to save on funeral.Also,check how much do funerals cost.

Use this site map of Insure.com to find insurance information and insurance quotes.

Whole & Term Life Insurance Calculator - Life Insurance Needs Calculator

Whole & Term Life Insurance Calculator - Life Insurance Needs Calculator

Combination life insurance is a permanent policy with the added benefit of long-term care. Here's what you need to know about the popular option.

Determining how much life insurance coverage you need can be overwhelming and confusing. Our simple steps to a life insurance needs analysis can help.

Learn the options available to you when your term life insurance ends. That way, you know what to do when your term life insurance expires.

If you’re listed as a beneficiary to a life insurance policy but want to forfeit the money, you must contact the insurance company to waive your rights to the benefits.

Considering annuities for retirement? But they are not for everyone. Get an in-depth understanding of how they work so you can determine whether they work for you.

Simplified issue term insurance provides life insurance quickly.Learn how to buy it and when to buy it.

Obten cotizaciones y precios de seguro de vida facil y rápido de las principales compa as de seguros. Entiende como comprar seguro de vida y como comparar planes y compa as de seguro de vida.

Taking on additional “jobs” during pandemic, father’s economic value jumps 36% over last year. Dad's annual value is assessed as a reminder that it's important to have life insurance on loved ones.

While “educator” is heaped on to mom’s duties during the pandemic, driving the kids around sees biggest spike in unpaid work for primary caregivers. Mom's annual value is assess as a reminder that it's crucial for her to have life insurance.

Mom's worth this year soars to over $93,000 thanks in part to the extra tasks she has taken on during the pandemic. Replacing what she does for 'free' at home would be pricey. That's why it's important for mothers to have life insurance.

Displaced and laid-off workers have options to secure insurance coverage and receive benefits. Insure.com delves into what choices for insurance those who are unemployed have available.

Insure.com's annual survey of more than 3,700 policyholders reveals insurance companies consumers love.

Those working remotely may benefit from reassessing home, auto, health and life insurance policies and limits.

The Insurance Advisor tool helps consumers review their auto, home, health and life insurance polices and see if any gaps need to be filled or limits changed.

Ninth annual survey asked more than 2,000 consumers to consider cost, customer service, website/app and more; AAA Life Insurance ranks on top in 2021.

Is term better than whole life insurance? Learn the difference between term and whole life insurance policies and when it makes sense to buy a whole insurance policy.

Learn how to get instant-approval life insurance, what it costs and what the benefits are of this emerging trend in term life insurance coverage.

Having diabetes can lead to other health problems. That can put you in a lower life insurance classification. This is what you need to know about life insurance if you're a diabetic.

Heirs might discover a tug of war between a will and a life insurance policy.

The whimsical study points to the fact that everyone should have a life insurance policy in place to protect loved ones. The analysis clears up misconceptions and explains that in case of an untimely end, a life insurance policy can allow your loved ones to maintain their current standard of living.

Seniors usually have multiple life insurance options. Permanent life insurance is one way to get coverage, but there are also usually term life options depending on your age and health.

Before you start shopping for an insurance policy, take a look at this list of common questions about life insurance.

Guide answers vital questions about insurance to help family caregivers make tough decisions

A consumer would like to know whether purchasing the waiver of premium in case of disability is a wise decision. A well-researched, comprehensive answer is provided.

Learn about what it's like to buy life insurance when you're a senior citizen and when it might be too late to buy life insurance.

Term or perm? This crucial decision is the first you'll face as you evaluate your life insurance options.

Permanent life insurance guarantees your loved ones receive a death benefit when you die. Learn more about permanent life insurance and how it compares to term life insurance.

Here is a list of today’s top life insurance companies for you to make a more informed choice on which insurer suits you and your family best.

For life awareness month, Insure.com recognizes the importance of life insurance coverage and offers guidance on policy options, tax consequences and more.

Life insurance, both premiums and death benefits, are usually not taxable.Here's what you need to know about circumstances related to your life insurance and taxes.

Wedding insurance is a way to get protection for your special day. Know how does wedding insurance works & when you should buy.Also, know alternatives for wedding insurance.

Insure.com's 10th annual Father's day Index shows that the tasks many dads do around the home would amount to a salary of $37,835.

Insure.com's annual Father's Day Index shows the value of household jobs Dad do for the family, based on federal wage data, to show the connection between life insurance and the contributions by caregivers.

Father’s Day around the country conjures images of breakfast in bed, grilling burgers and dogs on the patio, and lavishing praise for handmade cards from the kids. Each year, the Insure.com team highlights dad’s responsibilities at home and acknowledges what his salary should be for these tasks.

Insure.com's 10th annual Mother’s Day Index shows that the work many moms typically perform for their households could justify an income of $93,920.

If mom was paid BLS wages for all she does for the household, she'd earn about $71,000, which would be difficult to replace for free. That's why it's important for mothers to have life insurance.

Insure.com interviewed life insurance experts to find out how the coronavirus is affecting consumer demand for life insurance policies and what people need to know about getting a policy today.

The Insurance Advisor Tool makes it easy to see if you have gaps in your insurance portfolio.

This year’s Santa Index shows he could bank more than $155K for his work as Insure.com gives a light-hearted reminder about the importance of life insurance.

Insure.com, a comprehensive resource for insurance information, today released a survey showcasing the best rated life insurance companies, as picked by the policyholders who have them.The survey asked over 1,700 current customers to rank the companies by customer service, value for the price, ease of website and mobile apps, and whether they’d recommend the company to others.

Most term life insurance policies let you convert to a permanent life policy before your policy ends.Read on to know the process on how to convert a term life policy to permanent life insurance.

A new series of articles helps those with high blood pressure, diabetes, cancer and other high-risk conditions on obtaining life insurance coverage.

Insure.com uses labor data to calculate that Dad would earn over $26,000 for all the various tasks he does around the house. Dad's annual value is a reminder that it's critical to have life insurance for parents.

Insure.com's annual Father’s Day Index shows the wages Dad would earn for household jobs, based on federal wage data, and aims to raise awareness about life insurance for caregivers.

Insure.com calculated that mom would earn over $71,000 for all the various tasks she does. Mom's annual value is a good reminder that it's essential to have life insurance for her.

Learn why it's paramount for mother's to have life insurance by seeing how much families would pay to have all her household jobs done by someone else.

Avoid a tax trap by understanding how to assign the key players in a life insurance policy.

Find out how much your heirs might pay in estate tax, and how life insurance can help them pay the bill -- if it's arranged properly.

Guaranteed issue individual life insurance will insure anyone who comes along, with no medical examination.

Insure.com's annual report on Santa's "salary" for his various tasks puts him in the upper class income bracket.

Policyholders rate top insurance carriers for auto, home, life and health.

Policyholders rate life insurance carriers; find out who they chose as the top companies.

When you buy life insurance, your life insurance rates will be set in part by your risk class, which is defined by a life insurance company's underwriting guidelines.

Insure.com calculated dad's "salary" for all the various household tasks he does. Dad's worth is a gentle reminder of the importance of life insurance.

Learn why the 2017 salary for what Dad does for the household is important to know when mapping out your life insurance strategy.

Insure.com calculated that mom would earn nearly $69,000 for all the various tasks she does. Mom's annual value is a good reminder that it's essential to have life insurance for her.

Mom's pay continues to rise, but only a bit. Learn what the tasks mothers do most are worth if she was paid wages for them in 2017.

Insure.com’s new Insurance Advisor tool reviews your coverage portfolio and provides customized recommendations for ensuring you have the protection you need.

Insure.com annual reports calculats Santa's "value" based on an analysis of wage data from the BLS.

Term-universal life insurance policies combine flexibility and affordability. But are they right for you?

Don't choose a life insurance policy before you understand the financial needs of your beneficiaries.

Just a few of these savings strategies could pay for your life insurance policy.

Insure.com's annual Father's Day Index finds that Dad's value is over $26,000, the highest "salary" yet for Dad. Knowing how much Dad's tasks are worth can help when determining life insurance needs.

The latest national survey finds Dad would earn a “salary” of $24,738 for all the jobs he does around the house – a 3.8 percent drop from last year.

Insure.com finds that mom would earn over $67,000 for all that she does, if someone handed her a paycheck. Mom's worth is a reminder of the need for life insurance.

AIG was ranked the best life insurance company for GenXers in a new survey released today by Insure.com.

Each year, Insure.com calculates the “value of Santa” based on analysis of wage data from the Bureau of Labor Statistics.

Voya was ranked the best life insurance company in a new survey released today by Insure.com.

AXA Group is a worldwide leader in financial protection and wealth management.

Jackson is one of America's largest life insurance companies and a leading provider of annuities. The company also offers life insurance through its affiliates and subsidiaries.

To ensure a homeowners insurance policy that meets each individual's life and needs, Nationwide provides a variety of coverage options to protect policyholders' homes and the personal propriety within. These coverages options include fire, theft, vandalism, smoke and falling objects damage.

Learn about Aflac Life Insurance Company, including how they ranked on our annual life insurance company customer satisfaction survey.

To determine if your relative had a life insurance policy will take legwork because there is no clearinghouse to check.

First of all, rest assured no one can steal the life insurance money if you are named the beneficiary. Learn what to do if a relative withholds information about a life insurance policy.

An accidental death insurance policy has many exclusions. Insure.com's expert answers if an AD&D policy would pay out in the event of a cocaine overdose.

Insure.com’s annual survey finds Dad would earn a ‘salary’ of $24,738 for the jobs he does around the house, but Dad says he doesn’t want anything… except maybe some time to relax.

Dad’s value is up in 2015, but it's still well below Mom's.

The cost to replace Mom's work didn't keep pace with inflation. Learn what a mother's work is worth this year.

The latest annual survey by Insure.com finds Mom’s “salary” isn’t close to keeping up with the cost of living. What gives?

Insure.com finds that mom would earn a “salary” of $65,523 for all that she does, but we’d add another timely job to the list: President of the United States.

Solo algunas de estas estrategias de ahorro podrían pagar por la póliza de su seguro de vida.

If you come to suspect that something is amiss, you have the right to know where you stand as a beneficiary and what the life insurance company is doing to make sure your assets are protected.

Life insurance benefits are not considered taxable income by the IRS, however, sometimes the policy owner can owe gift taxes when the policy pays out.

Santa is worth over $140,000 this year according to Insure.com’s annual Santa Index.

Whether you are facing bankruptcy or only considering it, one of the biggest questions you may have is how your lifestyle and property will be affected.

Blood and urine alone can provide a revealing window into your life. Here's what life insurance companies are looking for.

Insure.com's annual Father's Day Index finds that Dad's value is over $25,000 for the first time. However, his value around the house is still way below Mom's.

Dad’s value is about $24,000 this year, but here’s how to make him feel like a million bucks.

If you worry about earthquakes, plane crashes and storms, the statistics around these events may calm you.

Insure.com's annual Mother's Day Index finds that Mom's value has increased to over $65,000. Is this value too high or too low for what she does around the house?

The cost to replace the work Mom does around the house has risen. Learn what a mother's work is worth this year.

Mom's hard work would cost more to replace in 2014, according to Insure.com's annual Mother's Day Index.

Insure.com calculated wages for Santa’s tasks and finds he gets a tiny raise for 2014.

If your spouse dies due to driving under the influence, a life insurance policy will still generally pay out. Read on to know more about DUI life insurance payout

A beneficiary cannot tap into the cash value of a life insurance policy, unless he is also the policy owner. The person who owns the policy controls all the decisions.

If you don’t want (or can’t get) a term or whole life insurance policy, burial insurance is an option that will help pay for your funeral costs – so your family doesn’t have to.

Insure.com’s annual Father’s Day Index finds that dads can increase their household value by doing more family finances, plumbing and coaching.

High school reunions aren't just a nostalgic trip down memory lane, they also shine a glaring light on our mortality.

Term life insurance doesn’t give you something for nothing. You have pay for the policy for a beneficiary to be paid out if the insured dies during the policy period.

Insure.com’s annual Mother’s Day Index finds that Mom’s value is up 5 percent over last year at $62,985.

Insure.com’s survey reveals a cold world where Santa is expected to work for free.

Life settlement companies are encouraging seniors to sell their life insurance policies and use the money to pay for their health care. Not so simple, consumer advocates warn.

A handful of states offer databases to help locate life insurance policies purchased in that state.

Fathers can increase their household value by balancing the checkbook and fixing leaky pipes.

Dads: Here’s one more reason to put your feet up and celebrate yourself this Father’s Day: Your household value is up from last year.

Insure.com's annual Mother's Day Index puts the 2013 value of Mom at $59,862.

Someone call Jim Cramer. Moms need to get higher valuations.

Your father may have purchased a pre-need insurance policy.

Insure.com's analysis of wage data puts Santa's salary at about $135,000.

Yikes! These words spell trouble when it comes to life insurance. Learn more about those words that can be connected to your life insurance coverage and what you can do about it.

Death due to illegal drug use is typically excluded from accidental death and dismemberment insurance policies. Learn more about how AD&D insurance works

Insure.com is helping Certified Financial Planner Jeff Rose spread the word about the importance of life insurance.

The ex-spouse gets the death benefit if she is the beneficiary listed on the policy. A life insurance policy is a contract, so the beneficiary gets the death benefits.

Researching the financial strength of insurance carriers is an crucial step before you do business with an insurer. Learn how to interpret financial ratings for life insurance companies.

A beneficiary cannot take out a loan on a life insurance policy unless the beneficiary is also the policyholder or has power of attorney to make financial decisions for the policyholder.

You're probably overestimating the cost of a life insurance policy.

If we had to pay Dad for his tasks around the house, we’d cut a check for less than $21,000.

The index, which takes a look at jobs associated with fatherhood, found that the paycheck for Dad’s domestic tasks this year would be $20,248.

Unearthing an old life insurance policy could be a windfall. Here's what to expect.

To qualify for the best non-smoker life insurance rates, you'll need to wait 1-2 years. Learn how long you have to kick the habit to get nonsmoker life insurance rates.

From hookah to e-cigs to cigars, every insurer has its own way of defining “smoking.”

Death Master File of the SSA was a valuable resource for insurance companies. Learn more about how companies have a hard time finding beneficiaries if they don’t know who has died.

You don't want to die without utilizing the cash value built up in your policy. Here are strategies to avoid this mistake.

Optional term life insurance is additional coverage you can purchase through your employer. Find out whether you should opt for optional term life insurance.

Life insurance companies are making it easier for breast cancer survivors to qualify for policies. Hartford was the first insurer to offer the standard rates. Read on to know more

A consumer would like to know whether an adult daughter can challenge a life insurance beneficiary change days before her father's death.

You may think Dad is tops, but an analysis of federal labor statistics shows that his work around the house probably isn't worth nearly as much as Mom's.

Insure.com's new Father's Day Index shows that a dad's household contribution is worth $20,415 this year. See what a typical father's tasks are worth.

States are hot on the money trail of unclaimed life insurance policies. But for life insurers, not finding policy beneficiaries has substantial rewards.

To find out if you are named as a beneficiary on a life insurance policy, your first step is to find out whether a policy exists and, If you find a policy, contact the insurance company that issued the policy.

Life insurance beneficiary receives only the face value of the policy; however, there are limited exceptions. Check your policy to be sure, or call your insurance agent.

Congratulations on kicking the habit. You're correct that you need to refrain from smoking for a considerable period of time before life insurance companies consider you to be a non-smoker.

A new life insurance calculator from Insure.com makes it simple for users to find quick answers to two crucial questions: What type of life insurance do I need, and how much life insurance should I buy?

Life insurance beneficiaries can remain suspects in killings for years without collecting death benefits, and life insurance companies often wind up seeking answers in court.

Press release - Insure.com examines 8 life insurance myths

Your life insurance quotes can be affected by your travel plans. Life insurance companies have used risk assessment for foreign travel for many years. Learn more to know more

When you buy life insurance, you may be getting more than you expected. Here are some of the ways your life insurance policy could hold good surprises.

Si compras para una poliza de seguro de vida, sabes que los problemas de salud se traduciran en una prima mas alta. ¿Pero cuales son las condiciones medicas mas caras?

Broken collarbones and legs, paralysis, blindness -- even death -- are potential results for those who indulge in extreme sports.

Antes de comprar una poliza de seguros, echale un vistazo a esta lista de preguntas comunes sobre el seguro de vida.

Your life expectancy is everything to your life insurance company.

The subsidiaries of Great American Financial Resources, or GAFRI, offer traditional fixed, fixed-indexed and variable annuities and various forms of supplemental insurance through independent financial professionals and registered representatives.

Americo Financial Life and Annuity Insurance Company offers a variety of life insurance types such as term, permanent, universal and whole.

AARP, formerly known as the American Association of Retired Persons, is a United States-based non-governmental organization and interest group.

Allianz offers a wide variety of life insurance products, including traditional universal life, single premium options, affordable term coverage and fixed index universal life.

In order to provide policyholders with a strong sense of security, Allstate provides a variety of coverages in their homeowner insurance policies. These coverages include flood, home structure, personal property, liability and guest medical insurance.

American Family Insurance Company offers a variety of home insurance coverage options for homeowners, renters, condominium owners, and mobile/manufactured homeowners. American Family also offers flood insurance for coastal homes as well as a variety of available discounts for eligible customers.

American Fidelity offers life insurance that is available to individuals or through an employer/association. 

American National Life Insurance offers a wide array of insurance products and services including life insurance, annuities, health insurance, property and casualty insurance, credit insurance and pension plan services.

American United Life Insurance offers a wide variety of life insurance options focusing on individuals, families and small business. 

Ameritas offers universal and variable universal life insurance plans.

Assurant Health's health insurance policies offer flexible, affordable coverage options including individual medical, small business health insurance, short term health insurance and student health insurance products.

Assurity provides term-life, whole life and universal life insurance options for its customers. 

Aurora National Life Assurance Company offers a variety of individual and group life insurance options, focusing  mainly on term and whole life insurance. 

Aviva is the world's fifth-largest insurance group, the largest insurance group in the UK and the second-largest insurance group in Canada operating as Aviva Canada.

Beneficial Financial Group offers families and businesses in the Intermountain states and western U.S. a wide variety of financial services and products, including life insurance.

Centrian offers a variety of life insurance types and coverage options such as term life, while life, and children's life.

Chubb's homeowner insurance is designed to provide protection to homes with distinct or custom features. Because of this, the company offers higher levels of coverage and services in addition to the basic coverage including a complimentary home appraisal available, extended replacement cost options, rebuilding to code, additional living expenses and replacement cost settlement options.

Cincinnati Life Insurance Company's LifeHorizon product line offers term life, guaranteed whole life and universal life insurance policies.

Combined A&H's life insurance policies and coverage options vary widely. Final expenses, housing expenses, and replacement income all all covered under a life insurance policy from combined including financial peace of mind. Combined A&H offers two types of life insurance: whole life and term life.

Conseco offers four different kinds of life insurance:term-life, whole life, universal life and indexed universal life.

In hopes to provide protection and security to their policyholders, Country Financial's homeowners insurance policies offer a variety of coverages to fit each individual's need. These coverages include liability, medical payments, home and personal property protection,identity theft coverage, inflation protection and earthquake protection.

Farmers Insurance Company specializes in providing home, condominium, and renter insurance policies based on specific customer needs. They offer a variety of homeowners coverage such as protection for dwellings and other structures, dwelling improvement, alterations, and additions, loss assessment, personal property, and personal liability.

FBL Financial Group, Inc. was developed to serve the needs of members of the Iowa Farm Bureau Federation.

Fidelity offers five different types of life insurance: hybrid life, rapid decision term life, rapid decision mortgage term life, graded death benefit term and whole life, and accidental death benefit.

In hopes to best fit the needs of each individual policyholder, First Central National offers term life insurance with a variety of options and feactures.

Forethought Financial Group, Inc., through its subsidiaries, provides life insurance, trust programs and annuities.

Fort Dearborn Life markets and administers group term life, long- and short-term disability, group dental and individual life as well as fixed and index annuity programs. 

Grange life insurance policies include term life, whole life, and universal life coverage.

Great-West is a leading provider of employer-sponsored retirement savings plans backed by innovative services. It also provide annuity and life insurance products for individuals, families and corporate executives.

Horace Mann Insurance Company offers a variety of life insurance coverage: term, whole, universal and variable universal.

In hopes to best fit the needs of each individual policyholder, Household offers term life insurance with a variety of options and feactures.

In hopes to best fit the needs of each individual policyholder, HSBC offers term life insurance with a variety of options and feactures.

Independent Order of Foresters offers four main types of life insurance: term -life, whole life, universal life and variable universal life insurance.

Kansas City Life health insurance plans include dental and vision insurance. The company offers comprehensive employer-sponsored and voluntary dental plans.

Kemper investors offers individual and group fixed-rate and variable annuity contracts in addition to term and variable life insurance packages.

KMG primarily deals in life insurance through their online individual sales portfolio while specializing in both term life and whole life insurance. 

Permanent life insurance from Knights of Columbus provides coverage for families with level premiums and growing cash value.

Liberty offers five kinds of life insurance policies to new customers: whole life, single pay whole life, term life, return of premium term life, and universal life.

Marquette National Life Insurance Company has been providing health and life insurance plans to seniors since 1967. 

MetLife offers a variety of homeowners insurance options to ensure protection to policyholders homes and their belongings inside. These coverages include Property Damage Protection, Coverage for the Contents of the Home, Court Fees and Liability Coverage. MetLife also offers superior 24/7 claims services to best fit their customers needs.

Minnesota Life offers an array of insurance packages and financial services such as long-term care insurance and annuities, yet its specialty is life insurance. 

Modern Woodmen of America offers a variety of life insurance products including permanent life, term life and children's and younger adult's life insurance. 

National Western Life focuses on helping each indiviudal select a life insurance policy based on both need and affordability. 

North American Life offers five different forms of life insurance: term, whole, universal, indexed universal and variable universal.

Old Mutual offers three different types of life insurance. These are whole life, universal life and indexed universal life.

Pacific Life Insurance provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.

Although Phoenix Life Insurance Company offers a variety of financial services and insurance products such as estate planning strategies, annuities, and income strategies, their primary focus is centered on permanent  universal, variable, and whole life insurance

Physicians Mutual offers a variety of life insurance options including term-life, whole life and juvenile whole life.

Presidential Life has two main types of life insurance: graded benefit (whole) life and simplified issue (whole) life. 

Primerica Life Insurance offers financial products and services through its affiliates that include term-life insurance, mutual funds, variable annuities, segregated funds, loans, long-term care insurance and pre-paid legal services.

Known simply as The Principal to many, Principal Financial Group has undergone many transformations during its 135 year history

The Progressive Corporation (PGR), Progressive Casualty Insurance Company, through its subsidiaries, provides personal automobile insurance, and other specialty property-casualty insurance and related services in the United States.

Reliance Standard Life hopes to provide a comprehensive benefits package that will best fit the needs of the employees and still remain affordable for the employers. 

Reserve National Insurance Company offers a broad array of insurance products such as accident, individual hospital, hospital indemnity, supplemental outpatient, Medicare supplement, home, and health yet their main line remains life insurance.

SBLI offers a variety of life insurance types and coverage options such as term life, while life, and children's life.

SelectQuote regularly monitors the products, prices and services of highly-rated insurance companies that compete for term life business placed by independent agents.

Sentry Insurance Company offers both term life and permanent life insurance. 

Southern Farm Bureau offers term and permanent life insurance.

Stonebridge Life offers term and whole life insurance to their policyholders.

Sun Life offers dental insurance through its US location Sun Life; United States. Their dental insurance incorporates a full product range with options such as maximun allowable charge (MAC), traditional indemnity, scheduled planes, dual select dental, voluntary dental, DHMO, and self insured (ASO) dental.

Sun Life Financial is a leading international financial services organization providing a diverse range of protection and wealth accumulation products/services to individuals and corporate customers.

Symetra Life offers six different types of life insurance: term life, whole life, universal life, variable universal life, flexible premium variable life, and worksite.

The Standard is a leading provider of financial services and products such as individual disability insurance, dental insurance, retirement plans, annuities and group life insurance.

Thrivent Financial offers four different kinds of life insurance.

ULLICO offers two types of life insurance for groups and individuals: term-life and whole life. 

United American offers life insurance policies for term and whole life tailored to their customer's unique needs.

United States Life offers four different kinds of life insurance and cancer care insurance. These policies are term life, universal life, variable life and whole life.

Unum offers term life, interest-sensitive whole life, and universal life policies.

West Coast life insurance policies include term life, universal life and survivor life options.

Current contact and company information about Western and Southern Financial Life Insurance. Read about term life, whole life, universal life, and accident insurance options.

Ameriprise Financial health insurance offers coverage options for long-term care and disability income.

A life settlement allows you to receive a large sum of cash in exchange for your life insurance policy when you are still alive.

Buying a viatical or life settlement may or may not be the right choice for you. The following tips are provided by the National Association of Insurance Commissioners.

Viatical glossary provides a comprehensive list of terms and phrases for the education of the consumer regarding the sale, purchase and other aspects of the viatical settlement process.

Selling your life insurance policy may or may not be the right choice for you. The following tips are provided by the National Association of Insurance Commissioners.

Life settlements and viaticals are regulated at the state level. Find out who oversees them in your state.

Life insurance provides the option of accelerated death benefits. Learn about what is Life insurance living benefits & how it provide cash for the terminally ill

The question of whether life insurance policies will pay out to policyholders who opt for assisted suicide is one that has not been widely addressed.

Low cost life insurance can be obtained even when you have asthma.

Business Men's Assurance Co. of America (BMA) has been purchased by Royal Bank of Canada (RBC) through Liberty Life Insurance Co.

Important considerations when you're shopping for group life insurance.

If you smoke cigarettes or a pipe, you're going to be placed in a high-risk category and will pay more for your life insurance rates.

If you've just taken out a loan, or are in the process of borrowing money or signing up for a credit card, your lender may have suggested you buy credit insurance.

What do you get out of demutualization?

If you divorced recently -- or anticipate a divorce in the coming months -- review your insurance to make sure it meets your new obligations and financial situation.

Looking at the rating of your life insurance company is just as important as determining how much life insurance you should buy, and what type.

Life insurance rates will depend on the severity of your heart disease and the steps you've taken to treat it.

If you are healthy and unemployed, employed part-time, going to school, graduating from college, leaving home for the first time, or even retiring early, you might consider carrying short-term health insurance coverage.

If you've taken Xanax or Zoloft for anxiety, or if you once used Paxil or Prozac for depression, there's a chance you won't have to pay higher life insurance rates.

PennCorp Financial Group Inc. is selling two of its life insurance companies to Reassure America Life Insurance Co.

Find out how high blood pressure and cholesterol affect your life insurance rates.

All insurance companies are required by law to fulfill their insurance contracts regardless of their corporate structure. You won't see a difference in the long run.

When it comes to your investment choices on variable life insurance policies and variable annuities, life insurance companies seem to think that more is better.

Life insurance can be hard to get when you're overweight.

El uso de la nicotina no puede ser ocultado. Y si has mentido en tu solicitud de seguro de vida, tu familia podria perder los beneficios a la hora de tu muerte.

los precios de seguro de vida dependera de la severidad de tu enfermedad del corazon y los pasos que has tomado para tratarla.

Si estas considerando seguro de vida para tu hijo, es una buena idea tomar tu tiempo y considerar tus necesidades y las de tu hijo antes de tomar una decision de compra.

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