Part of the Farmers family

21st Century Insurance was founded in 1958 as an inter-insurance exchange offering auto insurance, primarily in California. Initially, the insurance provider carried the name “20th Century Insurance.” In 2009, Farmers purchased 21st Century and made it part of its insurance group. 

21st Century Insurance auto claims are serviced by HelpPoint Claims Services, part of the Farmers family of companies. Claims professionals are available 24/7 and in the case of a catastrophe, with specialized teams available to arrive at the scene to offer customer service.

Types of auto coverage

Offerings can vary by state.

  • Personal and commercial auto
  • Antique cars
  • Motorcycle
  • All-terrain vehicle
  • Boat/Personal watercraft
  • RVs


Other types of coverage

  • Homeowners
  • Mobile/Manufactured home
  • Renters
  • Flood
  • Life

Consider 21st Century if you’re on a budget

21st Century has a direct-buy model, which means you can buy online, over the phone or even through its mobile app. They do not have offices for you to visit. Keeping the overhead low by not having brick and mortar agencies allows the company to pass a savings onto its customers.  The company’s motto is “same great coverage for less.”  21st Century also accepts high-risk drivers, those with DUIs or other major violations and those in need of a SR-22 filing.


Contact information

Corporate offices
3 Beaver Valley Road
Wilmington, DE 19803

Quote assistance: 1-877-310-5687

Claims: 1-888-244-6163