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Authors

Beth Orenstein

Insurance Expert

Beth W. Orenstein is a freelance writer working in Eastern Pennsylvania. She writes for newspapers, lifestyle magazines and trade journals. She specializes in real estate and medical topics. She graduated magna cum laude from Tufts University in Medford, MA., with a degree in English.

Recent Articles By Beth Orenstein

What happens if you keep auto insurance claim money instead of making repairs?
If you are considering keeping your car insurance claim money instead of making repairs, weigh the benefits of financial relief against potential risks like future claim complications and decreased vehicle safety.
April 9, 2025
Your rights when buying Medicare insurance
Know what are your rights when buying Medicare insurance. Get answers of your questions about Medicare coverage and more.
October 6, 2023
Can you dispute a life insurance beneficiary?
You can dispute the beneficiary of a life insurance policy, but it's a costly and time-consuming legal battle that is hard to win.
July 6, 2023
Why you must insure all the cars you own
Even if you rarely drive a vehicle, it still requires auto insurance.
November 23, 2022
Drop your ex from your health insurance plan
Divorced? Make sure to take your ex-spouse off your health plan at work.
August 17, 2021
How to buy a health plan when you have a chronic medical condition
Here's what to look for in a health insurance plan when you go to the doctor frequently.
August 13, 2021
Chain saw massacre: Insurance for downed trees
Insurance coverage hinges on whether the tree lands on a house, in a yard or on a car.
October 8, 2019
10 things millennials should know about health insurance
Research shows millennials know too little about health insurance, and that could cost them down the road.
November 6, 2017
How to do a needs analysis before you buy life insurance
Don't choose a life insurance policy before you understand the financial needs of your beneficiaries.
October 18, 2017
5 surprising things your health plan may cover
Every health plan has to cover the basics, but some also cover alternative therapies such as acupuncture.
July 14, 2016
Inscripción abierta de 2017: 10 datos importantes
¿Necesita un plan de seguro individual o familiar para el 2017? Primero lea esto.
May 2, 2016
Tobacco surcharge: Smoking just got very expensive
The Affordable Care Act allows only four factors to increase your health insurance premium. Tobacco is a big one. A smoker surcharge can be costly.
February 27, 2015
Retiring abroad? Here’s what happens to your long-term care insurance when you move
Long-term care policies may offer some coverage for care should you move abroad. You need to consider that their payouts are likely to be far less generous in length and amount.
February 24, 2015
Medical tourism might be just the ticket
Here’s one way to beat the hassles of health insurance and get cheaper dental work or bariatric surgery: Go abroad.
January 15, 2015
Using your health plan for doctors who don’t take insurance
Just because your doctor refuses to take insurance doesn’t mean you can’t get reimbursement.
June 26, 2014
Higher-paid workers get bigger bills for group health insurance
What’s old is new again: Asking higher-paid employees to pay a larger share for their health plans.
January 13, 2014
Life settlements industry tries a new spin: Health care funds
Life settlement companies are encouraging seniors to sell their life insurance policies and use the money to pay for their health care. Not so simple, consumer advocates warn.
November 6, 2013
Cigna is the least likely to deny your health insurance claim
A study by the AMA finds the highs and lows of health insurance claims.
July 2, 2013
Is your health plan at work any good?
A new study reveals average health insurance plan costs and benefits. How does your plan stack up?
October 4, 2012
Who’s doing what? The rise of usage-based auto insurance
Want lower car insurance rates? See which insurers lure safe drivers with usage-based tracking devices.
September 4, 2012
Being overweight can pump up your health insurance quotes
Why and how health insurance companies take your weight into account when selling you a policy.
June 10, 2010
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