Life Insurance Quotes

Feature

The biggest lies told on life insurance applications Why would someone shave his head in order to get low life insurance rates? Find out, plus other tales of scheming.

How to save money on life insurance

10 ways to save money on life insurance The most important strategy is to shop around. Here are 10 more.

"Free look" laws let you back out of insurance purchases If you experience buyer's remorse after signing a life insurance or annuity contract, you may be able to void the deal.

How to buy life insurance wisely

Life Insurance Needs Estimator Tool Know how much life insurance you need before you shop. Life insurance basics The types of policies you can buy. Term life insurance basics A closer look at term life. Permanent life insurance basics How to make intelligent choices among permanent life insurance options. "Return of premium" term life insurance Here's a way to get all your premium money back if you outlive your term life insurance policy.

Tips for buying pre-need and final expense insurance There are plenty of reasons to pre-plan and, if possible, pre-pay your final arrangements long before the need arises. Cash value in life insurance: What's it worth to you? A close look at cash value vs. buying term life and investing the difference. How life insurance companies view you: Underwriting categories How insurers determine your risk class. 6 things you didn't know your life insurance covers Life insurance can pay off before you die.

Life insurance & medical conditions

Being overweight carries life insurance pains It's all about "build." How to buy life insurance after a heart attack Life insurance rates will depend on the severity of your heart disease and treatment steps. How blood pressure and cholesterol affect life insurance rates How combinations of problems affect prices. How to buy life insurance if you have diabetes The key is controlling your diabetes. How to buy life insurance when you have anxiety or depression People with anxiety and depression are more likely to suffer from cardiovascular disease, diabetes and asthma. How to buy life insurance when you have asthma The severity of your asthma determines how much you'll pay for life insurance.

How to buy life insurance when you have bipolar disorder Getting the proper treatment and showing success will help your application. How to buy life insurance when you have sleep apnea Sometimes sleep apnea is revealed duing the insurance application process. How alcohol use affects your life insurance rates Life insurers want to know about your drinking habits. Healthy and turned down for life insurance? Here's what to do The first step is not to panic. 8 ways to find life insurance when you're "uninsurable" Is life insurance eluding you because of your health? Here's where to look. How impaired-risk specialists find life insurance for people with medical problems Impaired-risk specialists are insurance brokers who know which life insurance companies will tend to offer the most competitively policies for applicants with certain medical conditions or even risky lifestyles.

Special problems

How to find missing life insurance policies Can't find the policy of your deceased relative? Here's how to look. Can someone have a secret life insurance policy on you? Can it be done? Highly unlikely.

How personal bankruptcy affects your life insurance and annuities You can likely hold on to some of your life insurance policy's cash value and your annuity assets.

How choose a good life insurance company

Find financial strength ratings here! Look up the S&P rating for insurance companies. Ratings: Evaluating your life insurance company How to keep tabs on your insurance company.

How ratings analysts judge insurance companies We asked the major ratings firms what goes into their ratings evaluations. What happens when your insurance company becomes insolvent In the worst case scenario, how much would you get for your life insurance policy or annuity?

More life insurance articles

Accelerated death benefits Accidental death and dismemberment insurance (AD&D) Alcohol use: How it affects premiums Annuities: Getting out of one Annuities library Annuity payouts: How much you'll get Annuity waivers: Access before retirement Asthma: Buying life insurance Bankruptcy: How it affects life insurance & annuities Bipolar disorder: Buying life insurance Basics of life insurance Buying: How much do you need? Cancer: Buying insurance after Cash value in permanent life insurance Charity: Giving your life insurance away Children: Life insurance for kids Cigar smokers' life insurance Credit insurance Demutualization: What it means Denied: Healthy and denied life insurance? Depression and anxiety: Buying life insurance Disputes: Can you dispute a beneficiary? Diabetes: Buying life insurance Divorce: How divorce affects your life insurance needs Estate tax: Its death and resurrection "Free look" laws let you back out Funeral insurance: Tips for buying Group life: Don't view it as your main protection Group life insurance for small business Guaranteed issue life insurance Health effects on life insurance Health problems: How impaired-risk advocates help Heart attack: Buying life insurance after High blood pressure & cholesterol: Buying life insurance HIV: Life insurance for people with HIV Home-business owner's life insurance Insolvencies: What happens Irrevocable life insurance trusts Key person insurance Lapsing: The effects of lapsing your life insurance Life insurance settlements: Selling your policy Life expectancy Lost policies: How to find missing life insurance Medical exams for life insurance Mental illness and buying life insurance Mistakes: Buy life insurance you'll want to keep Occupations that affect life insurance Overweight: Life insurance problems Privacy: What your health, life, and disability insurers know Return of premium term life insurance Save money: 10 ways to save on life insurance Smoking and life insurance Special needs children and life insurance Sports that could affect life insurance Survivorship (second-to-die) life insurance Taxes on class action settlements Term life insurance basics Trusts for child beneficiaries Underwriting classifications Universal life insurance Variable annuities, immediate Variable life and variable annuity subaccounts