Life Insurance Quotes

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Is your New Year's resolution to buy term life insurance? It's easy to understand once you know the basics.

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Life insurance for new parents Life insurance is easy to understand once you know the basics.

How to save money on life insurance

10 ways to save money on life insurance The most important strategy is to shop around. Here are 10 more.

"Free look" laws let you back out of insurance purchases If you experience buyer's remorse after signing a life insurance or annuity contract, you may be able to void the deal.

How to buy life insurance wisely

Life Insurance Needs Estimator Tool Know how much life insurance you need before you shop.   Life insurance basics The types of policies you can buy.   Term life insurance basics A closer look at term life.   Permanent life insurance basics How to make intelligent choices among permanent life insurance options.   "Return of premium" term life insurance Here's a way to get all your premium money back if you outlive your term life insurance policy.

Tips for buying pre-need and final expense insurance There are plenty of reasons to pre-plan and, if possible, pre-pay your final arrangements long before the need arises.   Cash value in life insurance: What's it worth to you? A close look at cash value vs. buying term life and investing the difference.   How life insurance companies view you: Underwriting categories How insurers determine your risk class.   6 things you didn't know your life insurance covers Life insurance can pay off before you die.

Life insurance & medical conditions

Being overweight carries life insurance pains It's all about "build." How to buy life insurance after a heart attack Life insurance rates will depend on the severity of your heart disease and treatment steps. How blood pressure and cholesterol affect life insurance rates How combinations of problems affect prices. How to buy life insurance if you have diabetes The key is controlling your diabetes. How to buy life insurance when you have anxiety or depression People with anxiety and depression are more likely to suffer from cardiovascular disease, diabetes and asthma. How to buy life insurance when you have asthma The severity of your asthma determines how much you'll pay for life insurance.

How to buy life insurance when you have bipolar disorder Getting the proper treatment and showing success will help your application. How to buy life insurance when you have sleep apnea Sometimes sleep apnea is revealed duing the insurance application process. How alcohol use affects your life insurance rates Life insurers want to know about your drinking habits.   Healthy and turned down for life insurance? Here's what to do The first step is not to panic.   8 ways to find life insurance when you're "uninsurable" Is life insurance eluding you because of your health? Here's where to look.   How impaired-risk specialists find life insurance for people with medical problems Impaired-risk specialists are insurance brokers who know which life insurance companies will tend to offer the most competitively policies for applicants with certain medical conditions or even risky lifestyles.

Special problems

How to find missing life insurance policies Can't find the policy of your deceased relative? Here's how to look.   Can someone have a secret life insurance policy on you? Can it be done? Highly unlikely.

How personal bankruptcy affects your life insurance and annuities You can likely hold on to some of your life insurance policy's cash value and your annuity assets.   The biggest lies told on life insurance applications It doesn't pay to lie, but here's how some people try to game the system.

How choose a good life insurance company

Find financial strength ratings here! Look up the S&P rating for insurance companies.   Ratings: Evaluating your life insurance company How to keep tabs on your insurance company.

How ratings analysts judge insurance companies We asked the major ratings firms what goes into their ratings evaluations.   What happens when your insurance company becomes insolvent In the worst case scenario, how much would you get for your life insurance policy or annuity?

More life insurance articles

Accelerated death benefits
Accidental death and dismemberment insurance (AD&D)
Alcohol use: How it affects premiums
Annuities: Getting out of one
Annuities library
Annuity payouts: How much you'll get
Annuity waivers: Access before retirement
Asthma: Buying life insurance
Bankruptcy: How it affects life insurance & annuities
Bipolar disorder: Buying life insurance
Basics of life insurance
Buying: How much do you need?
Cancer: Buying insurance after
Cash value in permanent life insurance
Charity: Giving your life insurance away
Children: Life insurance for kids
Cigar smokers' life insurance
Credit insurance
Demutualization: What it means
Denied: Healthy and denied life insurance?
Depression and anxiety: Buying life insurance
Disputes: Can you dispute a beneficiary?
Diabetes: Buying life insurance
Divorce: How divorce affects your life insurance needs
Estate tax: Its death and resurrection
"Free look" laws let you back out
Funeral insurance: Tips for buying
Group life: Don't view it as your main protection
Group life insurance for small business
Guaranteed issue life insurance
Health effects on life insurance
Health problems: How impaired-risk advocates help
Heart attack: Buying life insurance after
High blood pressure & cholesterol: Buying life insurance
HIV: Life insurance for people with HIV
Home-business owner's life insurance
Insolvencies: What happens
Irrevocable life insurance trusts
Key person insurance
Lapsing: The effects of lapsing your life insurance
Life insurance settlements: Selling your policy
Life expectancy
Lost policies: How to find missing life insurance
Medical exams for life insurance
Mental illness and buying life insurance
Mistakes: Buy life insurance you'll want to keep
Occupations that affect life insurance
Overweight: Life insurance problems
Privacy: What your health, life, and disability insurers know
Return of premium term life insurance
Save money: 10 ways to save on life insurance
Smoking and life insurance
Special needs children and life insurance
Sports that could affect life insurance
Survivorship (second-to-die) life insurance
Taxes on class action settlements
Term life insurance basics
Trusts for child beneficiaries
Underwriting classifications
Universal life insurance
Variable annuities, immediate
Variable life and variable annuity subaccounts