Health insurance articles

UnitedHealthcare tied with Kaiser Permanente as the best health insurance company for 2025, scoring 4.17 out of 5 stars.

For the second year in a row, Kaiser Permanente earned the top spot in Insure.com’s study of the best health insurance companies for 2025 among national carriers, scoring 4.17 out of 5.

Highmark was ranked No. 4 on our list of the best health insurance companies for 2025. It earned excellent ratings for customer satisfaction and is among the top insurers customers would recommend to others.

Elevance tied for fifth place in Insure.com’s study of the best health insurance companies for 2025, with an overall score of 3.95 out of 5.

Health Care Service Corp. tied for fifth place in Insure.com’s study of the best health insurance companies for 2025. It earned an overall score of 3.95 out of 5.

Kaiser Permanente and UnitedHealthcare top this year’s ranking, followed by Aetna and Highmark. Other companies on our list of top health insurers are Humana, HCSC, Elevance, Cigna and Molina.

Molina was ranked ninth in Insure.com’s study of the best health insurance companies for 2025. It earned an overall score of 3.60 out of 5.

Coinsurance is a percentage of costs you pay after meeting your deductible, while a copay is a fixed fee for specific services.

It's optional to accept health insurance through your employer. You can deny or waive this benefit and get health insurance on your own.

Most health insurance plans allow you to add your spouse during the annual open enrollment period or after a qualifying life event, such as marriage.

This guide explains how COBRA insurance works when transitioning to a new job, outlining your options for continuing coverage and the key factors to consider during the change.

People in domestic partnerships enjoy the same rights and benefits as married couples, including health insurance coverage. Read our guide to learn what your health insurance options are if you are in a domestic partnership.

Know can you remove your spouse from health insurance at any time and what are the qualifying event to remove your spouse from insurance?

Same-sex married couples now have most of the same rights as opposite-sex couples when it comes to insurance. However, you may still have issues getting health insurance for your spouse depending on where you work and live.

AARP offers quality comprehensive & supplemental health insurance plans for members ages 50-64. Read on to know more about how much does it cost & company review in detail.

Get affordable health insurance quotes, learn about health insurance coverage options and compare different health insurance plans and companies

Florida Blue is ranked among Insure.com’s Best Health Insurance Companies of 2024. It was one of only three insurers with an A+ rating from AM Best, indicating Florida Blue’s financial stability.

Blue Shield of California is No. 12 on Insure.com’s 2024 Best Health Insurance Companies list, with customers saying they would recommend it to friends and family and renew their policies.

BCBS of Michigan tied with Aetna for 10th place on Insure.com’s 2024 Best Health Insurance Companies list – earning 3.66 stars out of 5.

Horizon, No. 3 on Insure.com’s Best Health Insurance Companies list, scored well for customer satisfaction and trustworthiness.

BCBS of North Carolina, No. 7 on Insure.com’s Best Health Insurance Companies list, ranked well for customer satisfaction, quality and trustworthiness, earning the insurer 3.86 out of 5 stars.

Read our complete guide on how to get individual health insurance.

It's common to find health insurance companies that will not pay for weight-loss surgery. Whether they will approve bariatric surgery depends on multiple factors.

We’re all looking to improve our physical and financial well-being in the new year. A great place to start is evaluating your health, disability, life and long-term care insurance needs.

If you retire before age 65 and lose your employer-sponsored health insurance plan, you can buy coverage on the marketplace.

The open enrollment period is November 1, 2022, through January 15, 2024. Read on to learn everything you need to know about getting health insurance for 2024.

A health insurance deductible is the minimum amount you must pay for health care before your insurance coverage kicks in.

If you move out of state, you may still be able to get COBRA coverage, but it depends on whether your insurer has a network in the new state.

Know the 7 COBRA qualifying events that ensure continued health coverage during life changes. Stay informed and secure your healthcare options.

Know if retirement qualifies for COBRA coverage. Learn about eligibility factors, benefits, and make informed health insurance decisions post-retirement.

Insurance companies may not cover pricey drugs like Ozempic, Wegovy and Mounjaro for weight loss. Know what experts say.

You can typically add your spouse and children to a health insurance plan, but it’s ultimately up to your employer or health plan.Also, learn how to remove dependents from health insurance.

According to the Affordable Care Act, health plans and issuers that offer coverage for a dependent child provide coverage until a child turns 26 years old.

People losing their eligibility can avoid coverage gaps by enrolling in private insurance or programs offered via state health insurance exchanges.Read on to know more.

Yes. If you change jobs, you will have to start over to meet your new deductible.Read on to understand how deductibles work when you lose your health insurance.

Many people don't know how COBRA works or where to turn when they encounter problems with the program. Below are eight common COBRA problems and who you should contact for help.

If you have a medical emergency, you have the right to receive prompt and comprehensive care.Read the guide to know more about emergency room laws.

Your new job may come with health insurance benefits, but don’t expect them to start right away. Employers are allowed to have an eligibility waiting period of up to 90 days.

You can be listed as a dependent on a parent’s health insurance plan until you are 26. Always check with the insurance company because there may be some limitations or exclusions.

COBRA is generally available when your employment ends or you experience a qualifying event.Read on to learn everything you need to know about COBRA in New York.

Cobra insurance is one option in California & everywhere else in the United States. Read on to know more about how does cobra insurance work in California & how does it work.

In Texas, you can keep COBRA insurance for six months longer through the state program.Read on to know more about cobra insurance in Texas & how much does it cost.

How long you have health insurance after leaving a job depends on your previous employer.Also check what are your health insurance options after leaving a job.

For spouses with dual health insurance, insurance companies use Coordination of Benefits (COB) to determine which plan is the primary insurance.Read on to get more details on COB.

Qualifying life events are life-changing events in your household, residence or other health insurance coverage that make you eligible to change your coverage outside of open enrollment.

Here are 10 things you should know about COBRA.Read our full guide to everything you need to know about COBRA. Also check what our readers are asking us about COBRA.

Receiving an inheritance can complicate matters with Medicaid. It could mean you have to drop coverage and even pay back for some of the care received.Read on to know more.

Health insurance rates are going up, the Kaiser Family Foundation found that insurers are proposing a 10% increase on premiums on average. Read to know why the rates are rising & ways to save.

The Inflation Reduction Act of 2022 has significant implications for Medicare beneficiaries and how much they pay for medications.

If you're eligible for Medicare, doctor and hospital visits should be covered -- to a point. Medigap supplemental insurance can help fill in the gaps.

Employer-sponsored are usually a more affordable option to individual health insurance.

The birthday rule is a way to determine whether someone is covered by your health insurance during the time they were not legally part of your household. Here's how it works!

Dependents can stay on your employer-sponsored health plan until the open enrollment period unless there is a qualifying event to remove the dependent from the plan.

There are a number of reasons why you might want to buy health insurance outside the marketplace. Let’s discuss the advantages of buying health insurance off exchange in detail.

¿Cómo puede hacer cambios en su cobertura médica fuera del período de inscripción abierta? El período especial de inscripción abierta es la clave.

Affordable health insurance plans can be found if you qualify or if you shop around & compare plans during open enrollment.Read on to know best affordable health insurance rates and companies.

There are multiple health insurance options for college students. Here's what you need to know to make sure your child is properly covered.

Insure.com surveyed Americans to gauge what they think of their health insurance. This is how people rated their employer plans, Medicare, Medicaid and individual insurance.

We asked people about what's most important when choosing a health insurance plan, as well as what their employers offer. We found many people say a company's health insurance is vital to whether they choose to work there.

Surprise billing is a problem for many patients. There are ways to protect yourself against surprise medical bills. Here are some ways to protect against a large medical bill.

UnitedHealthcare, the country’s largest health insurance company, offers marketplace plans in 11 states and hopes to expand into other states in 2022.

Exclusive provider organization (EPO) plans have restricted provider networks but are often more affordable than other types of plans.

TriTerm is a type of short-term health insurance plan offered by UnitedHealthcare

Pharmaceutical companies, the federal government, and multiple programs offer ways to save money on medications. Read on to know more get free prescription drugs.Also, learn about programs.

Self employed health insurance is a plan in which the insured is both the business owner and sole employee.Read on to know about how much it is for and how to get it.

A point of service (POS) health insurance plan combines aspects of preferred provider organization (PPO) & health maintenance organization (HMO) plans. Read on to know more about how does it work.

A health maintenance organization (HMO) is a type of plan that requires members to get care within the plan’s network of providers.

Group health insurance require you to add a baby within 30 days or 60 days after a baby is born.Also,check the health insurance coverage for the types of health services it covers for children.

Preferred Provider Organization (PPO) health insurance is the most common health plan offered in employer-sponsored health insurance.Learn more about its cost & how does it work.

Know which health insurance coverage options is right for pregnant women, as well as learn about other special benefits that may be offered.

Guide to handling health insurance claim denials

Here’s how to keep seeing your doctors even if they are no longer part of your plan’s network.

No deductible health insurance plans can cost over $1,000 more in premiums than health coverage with higher deductibles. Read on to know more abut what it is, how does it works.

Form 1095-A, Health Insurance Marketplace Statement, is the IRS tax form that reports the premium tax credit that members received in advance from the health insurance marketplace.

Health insurance helps pay your health care costs.Read on to know all health insurance basics like the types of health insurance,how it works,plans,where & when to buy.Also know about its cost.

You may be allowed to add your out-of-state child to your health insurance, but the out-of-network expenses may make it cost-prohibitive.

The advance premium tax credit (APTC) reduces health insurance payments of the premium for those with ACA marketplace plans. Read on to know more about how these tax credits work & who is eligible.

Answer a few simple questions on your current health insurance coverage and the Health Insurance Advisor will identify what coverage you may need to have a well-rounded health insurance portfolio

Most insurers and pharmacy benefit managers say they will cover the RU-486 abortion pill (Mifeprex), but they are leaving it up to employers to decide whether to extend the benefit to their employees.

Not everyone can or should buy a catastrophic insurance plans. Read the compete guide to understand how the catastrophic medical insurance plan works and when you should buy it.

Divorced? Make sure to take your ex-spouse off your health plan at work.

Wondering who you can add to your health insurance policy and who is ineligible? Here's everything you need to know about adding dependents to your health insurance plan.

Learn about access to maternity insurance benefits when you become eligible for a health plan at work.

If you are anxious about health insurance and health care for your aging parents, you can reduce your stress by educating yourself about your parents' health insurance needs. The key is knowing exactly what information you need and where to look for it.

Your kids could be making secret medical insurance claims.

If your child has been diagnosed with attention deficit/hyperactivity disorder (ADHD), you'll need to find proper health insurance coverage. Here's what you need to know.

Here's what to look for in a health insurance plan when you go to the doctor frequently.

You need a Plan B once you can no longer stay on a parent’s health plan.

Getting mental health treatment for your child can be an ordeal. Here's how to understand the game.

You can shop around for affordable health insurance premiums just as you would for better car insurance rates.

If you have two employers offering you two different health insurance plans, it likely isn’t worth the money -- or hassle.

If your wife is covered by your health insurance plan, pregnancy and childbirth are automatically covered as essential benefits.

You can continue your health insurance coverage through COBRA, assuming you weren't fired for 'gross misconduct'.

Your coverage terminates on your last day of employment, which is why you should consider buying health insurance through COBRA.

TRICARE Supplemental health insurance covers out-of-pocket healthcare costs that you would otherwise have to pay. Learn more about how much does it cost & how it works.

Private health insurance is a type of medical coverage that covers the cost of your healthcare. Read on to know more about its plans, types, and how to get it.

Nearly 40% of people said they delayed health care during the COVID-19 pandemic. Dentist and primary care were the most commonly postponed care. More than one-third said they expect to use more health care services over the next year.

Most people get their dental insurance through an employer, but you can also get an individual policy. Here's what you need to know about dental insurance.

Most states have also added provisions to the COBRA laws that expand that right for those working in smaller companies.

Here are options for buying health insurance if you retire before age 65 when you become eligible for Medicare.

Not all health insurance offers the same level of coverage. Here's what's considered major medical insurance and what isn't.

Medicaid is a low-cost health insurance option for millions of Americans. Here's more about the public health program, including eligibility, costs, and other alternatives.

Association health plans are a health insurance option for small businesses & self-employed Americans.Read on to learn more about association health plans & how to sign up for that.

A number of measures Obamacare are designed to make it easier for people to qualify for and pay for health insurance.

Buying your own health insurance can seem daunting, but it can also open up more possibilities. Check out how to get your own health insurance.

Health insurance is a major cost for most Americans. The amount you pay for health insurance a month depends on multiple factors. Here is the detailed information.

Here is a list of today’s leading health insurance companies, including their addresses and contact information, to help make choosing one easier.

Learn whether your significant other can be covered on your health plan.

You can stay on your parents' health plan until you turn 26, regardless of your marital status.

Secondary health insurance, also called supplemental insurance, can help you pay for health care. They can also provide dental and vision coverage and provide help if you become disabled.

Insure.com has been tracking public opinion on health reform in the lead up to the 2020 presidential election. In this survey of 1,500 people found that more Americans support Medicare for all than at any time over the past year. Get to know more what are choices and what each entails

Health insurance, life insurance, auto insurance and disability insurance are all affected by the coronavirus. Here's what you need to know.

Health insurance companies have responded to coronavirus (COVID-19) by lowering potential cost burdens and removing barriers to care like prior authorizations and limitations on telemedicine. Choose your insurer to find out what they’re doing.

Long-term disability insurance provides income for an extended period if unable to work because of disability. It is often the forgotten insurance but it ensures ability to produce an income.

Coronavirus is having multiple affects on health insurance. People who are laid off are losing employer-sponsored health insurance. Americans who need to get tested are worried how a diagnosis will affect their wallet as much as their health. Here's what you need to know.

Know your coverage needs and review your insurance regularly to avoid being underinsured. Consider your current and future health needs when choosing a health insurance plan.

Find information on Coventry Health Care insurance company, including how they ranked in our annual insurance company customer satisfaction survey.

Cambiar de trabajo es lo suficientemente estresante. Aquí encontrará cómo navegar la cobertura de su seguro de salud durante el período sin un seguro.

Health insurance, life insurance and disability insurance all use medical records to set your rates or deny coverage. When medical records are accessed, there are questions about personal privacy.

Your 2012 tax return will affect your health insurance in 2014.

¿Necesita un plan de seguro individual o familiar para el 2017? Primero lea esto.

Obten cotizaciones de seguros medico economico, aprende sobre las opciones de cobertura de seguro medico y compara diferentes planes y compañ&iacte;as de seguro de salud

Be aware of these top insurance mistakes mistakes when having a baby.

Health insurance exchanges will be set up in each state to serve as a one-stop shop for comparing health plans and buying health insurance.

Don’t be surprised if your health insurance company asks you to give personal information on your spouse when you try to add him or her to your plan.

A partir de la Ley de Atención Médica Accesible, ha habido una transformación considerable en lo que respecta a los seguros de salud.

While most employees cannot be forced to take the company’s group health insurance plan, there are exceptions. Union contracts can be one such exception.

You're on the hook for more of the health care bill. Here's how to save.

Here’s one way to beat the hassles of health insurance and get cheaper dental work or bariatric surgery: Go abroad.

The birthday rule used by health insurance companies applies only to children covered under two parents’ health plans, not to spouses with double coverage.

Typically, your employer can’t force you to participate in its health insurance plan. But there are exceptions to this rule.

Your COBRA coverage doesn’t extend past its expiration date, even if you’re in the hospital at the time. Before it expires use special enrollment period to shop for replacement health policy.

Your employer can automatically enroll you in a job-based health insurance plan, but must also give you the ability to opt out of the coverage if you so desire.

Just because your doctor refuses to take insurance doesn’t mean you can’t get reimbursement.

Finding a cheaper health insurance plan can be difficult when the marketplace’s open enrollment period is closed.

You don't have to purchase short-term health insurance or COBRA if you don't want to if you have a 30-day gap in coverage.

Regence is the name given to Blue Cross and Blue Shield plans in four northwestern states.

For more than 30 years, Health Net has been providing health insurance coverage to families, businesses and military members across the country.

After more than 75 years of providing health insurance coverage, CareFirst BlueCross BlueShield has grown to be the largest medical insurer in the Mid-Atlantic Region.

BCBS of North Carolina customers can select from a variety of benefit packages, including high deductible health insurance which can be combined with a health savings account.

For more than 75 years, Blue Cross Blue Shield of Massachusetts has been providing health coverage to state residents.

In many states, Anthem provides vision, dental, life and Medicare coverage as well as manages flexible spending accounts offered through employers as a workplace benefit.

Pregnant? Here are ways to navigate the health insurance system.

What’s old is new again: Asking higher-paid employees to pay a larger share for their health plans.

Investigate drug coverage if you’re buying a marketplace health insurance plan.

Some states allow “groups of one” for small business health insurance.

Generally the “dependent” coverage of your health insurance plan does not extend to the babies of your children.

A study by the AMA finds the highs and lows of health insurance claims.

Federal law mandates “zero cost” contraception, but don’t put away your checkbook just yet.

Insurance payments have pushed patients off the couch.

Options for securing health insurance coverage after a divorce.

Possibly, if she meets the definition of a 'qualifying relative' under IRS rules.

The complex physical and mental needs associated with eating disorders can turn coverage into a battle.

No, because she doesn't qualify as your dependent for the purposes of health insurance.

You might be surprised at what employer health plans can make you do.

Yep, so it's a good idea to verify your health insurance coverage with the insurer at the beginning of next year, especially of you think this is a possibility.

The health plan can cut you off when you turn 26.

Look into buying COBRA right away. The federal COBRA law allows you to continue to buy the same health plan you've had through your employer for 18 more months.

A new study reveals average health insurance plan costs and benefits. How does your plan stack up?

Children can stay on their parents' health insurance plans until 26 except when the plan is "grandfathered."

Find out whether you can get health insurance coverage through your significant other's health plan.

Games and prizes help insurers and their customers beat health care costs.

We can't turn back the clock, so we'd better understand long-term care policies.

Cancer insurance can fill in the gaps of health plans. For some people, knowing they have special coverage is important.

Learn whether an employer can offer health insurance to some workers but not others.

Learn whether your employer can require you to accept the company's health insurance.

Learn how a 1986 federal law helps you maintain health insurance coverage you might otherwise have lost.

Get the reimbursements you deserve! These common-sense actions will help speed your claim money.

Learn how specialists can help you with tricky health insurance claims.

See the health care expenses you won’t have to labor over.

A woman who is five-months pregnant gets her health insurance through her husband's group plan. He is about to lose his job. She wants to know her health insurance options. She receives a well-researched, comprehensive answer.

A consumer would like to know whether health insurance covers Viagra, and receives a well-researched, comprehensive answer.

We've answered our top reader questions about health insurance at work. Find out what your employer is allowed to do.

If you want to buy a quality health insurance plan, be sure to take time to read the policy carefully before you make a purchase. Here's what to look for.

You have 60 days to activate COBRA coverage from the date you lost coverage or when you were sent an election notice from the employer--whichever date was later.

When celebrities receive treatment for mental health problems, they likely dont have to worry about the cost. The rest of us worry about our health insurance.

Adding your domestic partner to your group health insurance plan depends on where you live and your employer's policies. Eighteen states mandate group health insurance plans to cover domestic partners.

What defines an excessive increase in health insurance premiums, and who's going to do something about it?

With rising health benefit costs and a tough economy, a growing number of employers are asking for documentation to verify dependents on health plans.

No, an ex-spouse is no longer considered a 'dependent,' but children can remain on the health plan. Health insurance is among the many important issues you need to think about if you're contemplating divorce.

Critical illness insurance provides payment if you experience a serious illness, such as a heart attack, cancer or stroke. The policies vary in what they cover, but generally pneumonia would not be considered a critical illness.

Is a condition you never knew you had considered ?pre-existing?? We answer this and other questions.

A growing number of people visit roughly 1,200 retail-based clinics that operate in pharmacies, grocery stores and big-box outlets throughout the country.

Descubre los 6 mitos mas comunes sobre el seguro medico

Expatriate insurance is a specialized type of health insurance designed specifically for people on extended stays outside the United States.

Hearsay and incorrect information often fuel people?s misunderstandings of health insurance.

Health insurance for autism can be hard to find. Here are strategies for parents of autistic children.

How to select a cancer insurance policy and determine whether it's a good bet.

Health insurance companies that cover mastectomies must also provide breast reconstruction surgery, according to the Women's Health and Cancer Rights Act.

Your daughter will be covered for maternity care if your health insurance policy includes maternity coverage and she is a dependent on your plan.

If you?ve been denied health insurance coverage because of a pre-existing condition, you can now get temporary coverage through a program set up by the states and the federal government.

Why and how health insurance companies take your weight into account when selling you a policy.

Some of these plans and found many to be inferior, with very low coverage limits and high costs, which puts families at risk of financial disaster.

Most states have enacted legislation that requires health insurance plans to provide coverage for mental health treatment that's equal to coverage for physical illness.

The Health Insurance Portability and Accountability Act imposes limits on the extent to which some group health plans can exclude coverage for pre-existing conditions.

The medical conditions that qualify under supplemental critical illness policies include serious injuries, disease, and major surgeries.

Como encontrar un seguro médico y el plan perfecto para ti.

Si estás pensando en comenzar una familia, es una buena idea planificar para lo inesperado - especialmente cuando se trata de su seguro medico.

If you're thinking about starting a family, it's a good idea to plan for the unexpected -- especially when it comes to your health insurance.

Un plan individual es cualquier seguro que compres que no esta vinculado a las prestaciones o beneficios laborales. Aunque se les llama plan "individual", puede cubrir a tu cónyuge e hijos.

As parents grow older, it often falls to their children to provide the care they need. Learn more about options for your parent's health insurance.

How to find low-cost health insurance when you're young

A sample second level of appeal letter for a denied health insurance claim.

There are several ways to work out your situation after having your health insurance claim denied.

Medicare es un programa de seguro de salud para personas mayores de 65 años o más, ciertas personas más jóvenes con discapacidad, y personas con enfermedad renal en etapa terminal (ESRD).

Afteryou have determined your eligibility for pregnancy-related benefits, you also need to be aware of how they may coordinate with the Family Medical Leave Act.

Aegon's health insurance products include coverage for disability, long-term nursing or custodial care needs.

Aflac Incorporated is the largest provider of supplemental insurance in the United States, founded in 1955 and based in Columbus, Georgia. In the United States, Aflac underwrites a range of insurance policies, but is perhaps best known for its payroll deduction insurance coverage, which pay cash benefits when a policyholder has a covered accident or illness.

AIG offers two lines of health insurance; Supplemental Health Insurance and Essential Health Insurance.

American Family health insurance policies provide Medicare supplement coverage.

Ameritas offers flexible, affordable dental and eye care insurance coverage to employers.

In 2007, three longtime insurers - Assurity Life, Security Financial Life and Lincoln Direct Life- combined under the Assurity name. 

Conseco Health offers a variety of health insurance products: Medicare Supplement , Cancer Insurance, Hospital Insurance, Heart/Stroke Insurance, Accidental Injury Insurance.

Though its parent company, CNA Financial, Continental Assurance Company  is able to offer a variety of health insurance solutions such as advanced medical technology companies, allied healthcare facilities, dentists, nurses, hospitals, and long-term care service

COUNTRY Financial health insurance offers coverage options for long-term care, disability income and Medicare supplement insurance.

Global Life's health insurance pays for medical expenses. It is sometimes used more broadly to include insurance coverage for disability, long-term nursing or custodial care needs.

Guardians says, good financial planning critical in protecting independence, assets and your choices. considering long term care insurance is an important part of that process.

Horace Mann's long-term care insurance provides medical and support services for those who have lost some or all capacity to function on their own due to a chronic illness or condition, and who are expected to need such services over a prolonged period of time.

Ingenix's health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies.

John Hancock offers long-term care insurance products which specialize in innovative coverage options to meet long term needs.

Knights of Columbus offers long-term care insurance to its policyholders as a health insurance option.

Lincoln Financial health line is centered on their group long-term care insurance line.

MetLife health insurance offers coverage options for long-term care and disability income.

New York Life has entered into sponsored marketing relationships with other insurance companies to expand its product offerings.

OptumHealth's insurance pays for medical expenses. It is sometimes used more broadly to include insurance covering disability, long-term nursing or custodial care needs.

Physicians Mutual health insurance policies include a variety of options to protect policyholders from financial losses due to illness. These options include basic health care, long-term care and dental insurance coverage.

Principal Insurance offers a variety of health insurance coverage options along with comprehensive employee benefit solutions. Principal offers online services to manage benefits and access multiple resources in addition to consumer tools such as Principal's, work secure which helps employees get the coverage they need through voluntary products.

Reserve National provides a number of health care services to best fit the needs of their customers. These health insurance policies include medicare supplement insurance, critical illness coverage, supplemental outpatient, home health care, hospital indemnity, and accident insurance policies.

The Standard is a leading provider of both individual and group disability protection.

Thrivent Financial offers long-term care insurance with a wide variety of benefits and incentives.

Woodmen of the World t provides a wide variety of health insurance options available to policyholders, like Major Medical Insurance, Critical Illness Insurance, and Disability Income Insurance.

I was laid off from my job. What happens to my health insurance?

What are my options for buying health insurance for myself or my family?

There are 24 states that have enacted laws requiring group health insurance companies to cover prescription contraceptives if they cover other prescription drugs and devices, and other states have similar proposals pending.

Our health insurance plan says the charges are higher than average — they're not 'usual, customary, and reasonable.' This is supposedly determined by comparing the cost to that in nearby markets.

Find out how to keep health insurance for your college-bound child.

Access to — or insurance coverage for — alternative health care benefits is provided in various ways.

Tired of long waits at the doctor's office and short appointments? Concierge medicine may be the answer.

In September 2006, Wal-Mart rolled out a plan to sell 291 generic prescription medications at $4 for a 30-day supply at selected pharmacies in Florida, and announced plans to expand the program to 14 additional states.

Insurers are the gatekeepers of health care for most Americans. This arrangement can put investigational and experimental medical treatments out of reach.

There is power in numbers, especially when it comes to finding affordable health insurance. Here's how group health insurance works.

HSAs combine a high-deductible health insurance policy with a savings account. The high-deductible policy protects the insured from the many costs.

Everything in health care is negotiable. Here are tips for negotiating your medical bill down.

Depending on which state you live in and the type of health insurance you have, you do have some rights when your health plan or doctor changes without your consent -- but not a lot.

While you're certainly aware of many common health risks and germ factories, we went looking for less-known hazards that lurk where we sleep, eat and frolic.

For some consumers, individual health insurance is the last rung on the ladder to becoming uninsured.

Health coverage is regulated only by the federal ERISA law, which has no provision for infertility treatment.

For the fourth consecutive year, large employers will experience a double-digit increase in their health care costs.

The number of reported cases of Lyme disease has increased 25-fold since 1982 and there are more than 177,000 people in the United States who have been infected with the disease.

Medical bills can quickly pile up and if you're not prepared, you could find yourself dealing with bankruptcy. Here are six ways to avoid medical bankruptcy.

Individual insurers might deny you coverage based on your medical history if it includes use of prescription drugs or counseling for anxiety, depression, grief, or an eating or sleep disorder.

Before you rush into buying your children their own health plans, there are several factors to consider so you don't end up with a policy that omits needed coverage.

Health insurance for pregnant teens and their babies is available. It’s important to start investigating the insurance options immediately

Forget the bell curve. When it comes to women's health, not one state earns a passing grade.

If President George Bush's proposed health tax credits become law, eligible Americans will see the average cost of individually purchased health insurance drop.

Learn about EmblemHealth Insurance and explore different types of discounts and coverage options available.

Learn about Centene Health Insurance and explore different types of discounts and coverage options available.