PEMCO Car Insurance

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About Public Employees Mutual Insurance Company

Public Employees Mutual Insurance Company (PEMCO) was established in 1949 as a Seattle-based provider for auto, home, boat, life and umbrella insurance to Washington state residents. PEMCO Insurance is sold by community agents throughout the state through PEMCO offices. 

Wiki Says

In 1936, Seattle schoolteacher Robert J. Handy took advantage of the newly legalized “credit union” concept and founded the Seattle Teachers Credit Union (now School Employees Credit Union of Washington). Handy is reputed to have started the credit union with only $5 in capital. Out of that enterprise grew a group of seven different but related companies, the largest of which is now PEMCO Insurance. PEMCO has grown from premiums of $8,500 in 1949 to $322 million in 2006.

PEMCO’s stated niche market is “preferred risk”– policyholders who are least likely to have traffic tickets or car accidents and who take proactive steps to protect their property with safeguards like car alarms, smoke detectors and deadbolt locks.

PEMCO Car Insurance Says

PEMCO offers a wide selection of auto insurance coverages:

  • Bodily injury liability, pay for bodily injury to another person and court defense costs
  • Property damage liability, pays for damage to someone else’s property and court defense costs
  • Uninsured/underinsured motorists bodily injury
  • Uninsured/underinsured motorists property damage
  • Personal injury protection (PIP) covers medical expenses, income loss and benefits for extra expenses in case of accidental injury or death.
  • Collision
  • Comprehensive, for vehicle damage other than collision like fire, theft, vandalism and glass breakage.
  • Towing and labor
  • Rental Reimbursement, pays for a rental car when the insured vehicle is being repaired after an accident
  • Auto accidental death pays the insured’s spouse, family member or estate the limit of coverage purchased if the insured is fatally injured in an automobile accident
  • Auto loan endorsement, in case the unpaid balance of a loan exceeds the value of the vehicle at the time of loss 

Contact PEMCO at:

PEMCO Insurance Company
325 Eastlake Ave. East
Seattle, WA 98109-5466 
Telephone: (800) 467-3626

Sources: PEMCO press release, May 19, 2009; “PEMCO”, Wikipedia, February 13, 2009; “Auto Coverages”, PEMCO web site, 2009



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