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SelectQuote Term Life Insurance

About SelectQuote

SelectQuote regularly monitors the products, prices and services of highly-rated insurance companies that compete for term life business placed by independent agents. Different insurance companies have varying standards for underwriting classifications and range in policy size, age, health factors and life style. SelectQuote has established relationships with a select group of insurers and offers highly competitive products. It has established strong personal relationships with the insurance companies' underwriters and administrative staffs to facilitate prompt and responsive service.

Since 1985, SelectQuote agents have helped hundreds of thousands of people (many with high blood pressure, diabetes and even cancer survivors) receive needed coverage at the lowest prices available from the companies it represents.

SelectQuote Term Life Insurance Says

Through its partnerships, SelectQuote offers term life insurance with a variety of options. Term life insurance provides financial protection for families or businesses in the event of the insured's death. Most financial advisors recommend term life as the most economical protection. Term life insurance options include:

  • Level term life -- death benefit and premium are guaranteed to remain level for the entire policy term. The customer can cancel at any time without penalty and the insurance company cannot cancel the policy as long as the premiums are paid. At the end of its term, coverage either stops or can be continued at increased premiums.
  • Return of premium term life (ROP) -- offers a return of premium payments at the end of the policy period selected (usually 15, 20 or 30 years), assuming the policy is still in force. The amount returned is equal to the sum of the premiums paid for the base plan of insurance and does not include any premiums paid for riders and/or sub-standard premiums.

Contact SelectQuote at:

SelectQuote Insurance Services
595 Market St., 10th Floor
San Francisco, CA 94105
Telephone: (800) 963-8688

Sources: "SelectQuote Saves You Time and Money", SelectQuote Web site, 2009; "Types of Insurance We Sell", SelectQuote Web site, 2009

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Penny Gusner has been working in the insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm. Read More

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