MetLife Auto & Home has its roots in the Metropolitan Life Insurance Co. which pre-dates cars on the road. The company began in 1863 when a group of New York businessmen formed the National Union Life and Limb Insurance Co. to insure Civil War sailors and soldiers against wartime-related disabilities.
After five difficult years, the board of directors, led by a doctor, James R. Dow, decided to drop the casualty business and focus solely on life insurance business. Thus, in 1868, the company became the Metropolitan Life Insurance Co.
Through the years, MetLife expanded its insurance offerings to include annuities and employee benefits programs, disability income, and home and car insurance. MetLife added car insurance in 1972.
Today, MetLife is a publicly held global company traded on the New York Stock Exchange under the symbol MET. MetLife Auto & Home corporate offices are in Warwick, R.I.
It now has nine affiliate personal lines insurance companies of which MetLife Home & Auto is the flagship. You can get auto coverage through MetLife for your auto, RV, ATV, boat, mobile home, collectible vehicle, and motorcycle. MetLife Auto writes policies in all 50 states and the District of Columbia.
In 2010, MetLife began offering its GrandProtect policy, which allows you to combine your home, valuable items, autos, RVs, and boats into one comprehensive policy package. You receive one bill and have only one deductible.
MetLife offers discounts to safe drivers and to employees of participating companies and associations. The longer you are a member of a participating group, the greater the discount for which you are eligible.