Home insurance articles

Home insurance averages $2,601 per year but varies widely by location. Compare quotes to find the best rate for your coverage needs.

Homeowners insurance doesn’t cover injuries to you or your family at home, but it does cover guests. Learn what’s protected and how to fill the gaps.

The cost of hurricane insurance takes a bite of the budget for many Floridians. Read on to learn more about hurricane insurance cost in Florida.

After a total loss, home insurance will pay out the full limits of the policy in most cases. You can use this money to rebuild the home.

Condo assessment insurance helps cover unexpected fees your HOA charges for shared property damage or liability that exceeds the master policy limits.

The average cost of auto and home insurance with State Farm is $2,853 a year, which reflects a 24$ bundling discount. Find out if a State Farm bundle is right for you.

Our condo insurance calculator estimates how much you'll pay for condo insurance based on the amount of coverage you need.

Home insurance companies often turn down homes with knob and tube wiring due to the fire risk. You'll likely need to replace knob and tube wiring to get insurance.

According to our data, condo insurance costs an annual average of $656 or $55 per month. Your exact rates may vary depending on your location and the coverage limits you choose.

Moving to another state in the U.S? Find out how much it will cost. See the highest and lowest cost of living by state, plus compare the price of home and car insurance policies.

An insurance expert had flood damage—but didn’t file a claim. Here’s why.

There are multiple ways to find your homeowners insurance policy and policy number, including checking with your insurer and mortgage lender.

A CLUE report contains a record of the insurance claims filed on a particular property and reported by the insurance company.

A home insurance claim can increase your rates, but how much depends on the type of claim, the cost and how many claims you have filed.

Filing a home insurance claim can be a complex process, but understanding the steps involved and what to expect can help ensure you receive the compensation you're entitled to.

Estimate renters insurance costs in your area with a renters insurance calculator and compare rates for your specific needs.

You can hire a public adjuster to handle your claim negotiations. They work on contingency, so their fee is a percentage of your payout.

Mobile home insurance is a policy that protects manufactured homes and their contents from damage, theft, and liability risks.

State Farm tops the list of the best renters insurance companies in 2025, scoring 4.72 out of 5. The scores are based on an analysis of rates, third-party ratings and Insure.com’s best insurance companies ranking.

High-risk home insurance covers homeowners with greater claim risks due to location, past claims, or home condition, often at higher costs and with fewer options—though safety upgrades may help lower premiums or improve eligibility.

Planning to insure your home in Wyoming? Explore the best homeowners insurance companies and the average cost of home insurance in the Wyoming.

Planning to insure your home in West Virginia? Explore the best homeowners insurance companies and the average cost of home insurance in the West Virginia.

Planning to insure your home in Wisconsin? Explore the best homeowners insurance companies and the average cost of home insurance in the Wisconsin.

Planning to insure your home in Washington D.C.? Explore the best homeowners insurance companies and the average cost of home insurance in the Washington D.C..

Planning to insure your home in Virginia? Explore the best homeowners insurance companies and the average cost of home insurance in the Virginia.

Planning to insure your home in Washington? Explore the best homeowners insurance companies and the average cost of home insurance in the Washington.

Planning to insure your home in Vermont? Explore the best homeowners insurance companies and the average cost of home insurance in the Vermont.

Planning to insure your home in Texas? Explore the best homeowners insurance companies and the average cost of home insurance in the Texas.

Planning to insure your home in Utah? Explore the best homeowners insurance companies and the average cost of home insurance in the Utah.

Planning to insure your home in Tennessee? Explore the best homeowners insurance companies and the average cost of home insurance in the Tennessee.

Planning to insure your home in South Carolina? Explore the best homeowners insurance companies and the average cost of home insurance in the South Carolina.

Planning to insure your home in South Dakota? Explore the best homeowners insurance companies and the average cost of home insurance in the South Dakota.

Planning to insure your home in Rhode Island? Explore the best homeowners insurance companies and the average cost of home insurance in the Rhode Island.

Planning to insure your home in Pennsylvania? Explore the best homeowners insurance companies and the average cost of home insurance in the Pennsylvania.

Planning to insure your home in Oregon? Explore the best homeowners insurance companies and the average cost of home insurance in the Oregon.

Planning to insure your home in Oklahoma? Explore the best homeowners insurance companies and the average cost of home insurance in the Oklahoma.

Planning to insure your home in North Dakota? Explore the best homeowners insurance companies and the average cost of home insurance in the North Dakota.

Planning to insure your home in Ohio? Explore the best homeowners insurance companies and the average cost of home insurance in the Ohio.

Planning to insure your home in New York? Explore the best homeowners insurance companies and the average cost of home insurance in the New York.

Planning to insure your home in North Carolina? Explore the best homeowners insurance companies and the average cost of home insurance in the North Carolina.

Planning to insure your home in New Mexico? Explore the best homeowners insurance companies and the average cost of home insurance in the New Mexico.

Planning to insure your home in New Jersey? Explore the best homeowners insurance companies and the average cost of home insurance in the New Jersey.

Planning to insure your home in Nevada? Explore the best homeowners insurance companies and the average cost of home insurance in the Nevada.

Planning to insure your home in New Hampshire? Explore the best homeowners insurance companies and the average cost of home insurance in the New Hampshire.

Planning to insure your home in Montana? Explore the best homeowners insurance companies and the average cost of home insurance in the Montana.

Planning to insure your home in Nebraska? Explore the best homeowners insurance companies and the average cost of home insurance in the Nebraska.

Planning to insure your home in Missouri? Explore the best homeowners insurance companies and the average cost of home insurance in the Missouri.

Planning to insure your home in Mississippi? Explore the best homeowners insurance companies and the average cost of home insurance in the Mississippi.

Planning to insure your home in Minnesota? Explore the best homeowners insurance companies and the average cost of home insurance in the Minnesota.

Planning to insure your home in Michigan? Explore the best homeowners insurance companies and the average cost of home insurance in the Michigan.

Planning to insure your home in Massachusetts? Explore the best homeowners insurance companies and the average cost of home insurance in the Massachusetts.

Planning to insure your home in Maryland? Explore the best homeowners insurance companies and the average cost of home insurance in the Maryland.

Planning to insure your home in Louisiana? Explore the best homeowners insurance companies and the average cost of home insurance in the Louisiana.

Planning to insure your home in Maine? Explore the best homeowners insurance companies and the average cost of home insurance in the Maine.

Planning to insure your home in Kentucky? Explore the best homeowners insurance companies and the average cost of home insurance in the Kentucky.

Planning to insure your home in Kansas? Explore the best homeowners insurance companies and the average cost of home insurance in the Kansas.

Planning to insure your home in Indiana? Explore the best homeowners insurance companies and the average cost of home insurance in the Indiana.

Planning to insure your home in Iowa? Explore the best homeowners insurance companies and the average cost of home insurance in the Iowa.

Planning to insure your home in Illinois? Explore the best homeowners insurance companies and the average cost of home insurance in the Illinois.

Planning to insure your home in Idaho? Explore the best homeowners insurance companies and the average cost of home insurance in the Idaho.

Planning to insure your home in Georgia? Explore the best homeowners insurance companies and the average cost of home insurance in the Georgia.

Planning to insure your home in Hawaii? Explore the best homeowners insurance companies and the average cost of home insurance in the Hawaii.

Planning to insure your home in Florida? Explore the best homeowners insurance companies and the average cost of home insurance in the Florida.

Planning to insure your home in Connecticut? Explore the best homeowners insurance companies and the average cost of home insurance in the Connecticut.

Planning to insure your home in Delaware? Explore the best homeowners insurance companies and the average cost of home insurance in the Delaware.

Planning to insure your home in Colorado? Explore the best homeowners insurance companies and the average cost of home insurance in the Colorado.

Planning to insure your home in California? Explore the best homeowners insurance companies and the average cost of home insurance in the California.

Planning to insure your home in Arizona? Explore the best homeowners insurance companies and the average cost of home insurance in the Arizona.

Planning to insure your home in Arkansas? Explore the best homeowners insurance companies and the average cost of home insurance in the Arkansas.

Planning to insure your home in Alaska? Explore the best homeowners insurance companies and the average cost of home insurance in the Alaska.

Planning to insure your home in Alabama? Explore the best homeowners insurance companies and the average cost of home insurance in the Alabama.

While tornado damage can't be completely avoided, you can minimize its impact on your home by taking a few proactive steps. Strengthening your roof, windows, and doors is essential to keeping the storm's force at bay.

Most standard home insurance policies don’t cover building code upgrades after a claim, but you can add this protection through an endorsement.

Sam’s real-life experience with severe water damage shows how homeowners insurance can provide vital financial protection, while also revealing the importance of understanding your policy and being prepared for a complex claims process.

The average home insurance cost nationwide is $2,601, but rates vary by state, sometimes by thousands of dollars. See the average cost of home insurance in your state.

An HOA master insurance policy is the coverage your homeowners association carries to protect shared spaces and the overall building structure.

Wildfires are becoming more destructive and costly. See the 10 costliest wildfires in U.S. history and how they impact homeowners and insurers.

Hurricane preparedness can make recovering from a storm easier. Find out how to be ready for a hurricane before it approaches your home.

Allstate offers the cheapest homeowners insurance coverage on average across the U.S., according to a new Insure.com analysis of major insurers. Find out which other companies have affordable policies.

The best flood insurance company for you depends on your needs and location. See some of the top options.

The average cost of renters insurance is $263 a year or $22 a month nationwide, but rates vary by location. coverage and more.

Remote work can affect home and car insurance. Learn how working from home can impact your insurance needs and how you might save some money

You need flood insurance if you live in a high-risk flood zone, but everyone should consider a flood policy as home insurance doesn’t cover flooding.

Amica, State Farm and Allstate are the top-rated homeowners insurance companies of 2025.

Use our homeowners insurance calculator to estimate the cost of homeowners insurance in your area.

Read our full guide to bundling your home and auto insurance so you can save on coverage.

Homeowners insurance covers your home and personal property and provides liability coverage, among other benefits. Find out what coverage your home needs.

To calculate your home’s replacement costs, multiply the square footage of your home by the local rebuild cost.

Learn how homeowners insurance covers wildfire damage and what to do when filing a claim. Get expert insights on coverage gaps, rebuilding costs, and policy options.

Dog liability insurance is a standalone policy that provides financial protection for injuries and damage done by your dog, including dog bites.

Insurance for an off-the-grid home is similar to standard home insurance, but certain properties may pose challenges when it comes to securing coverage.

Renters insurance is specifically designed for individuals who rent a house or apartment. It provides protection for your personal belongings against unexpected events like theft, fire, or water damage.

Renters insurance covers your personal property from a variety of risks and includes liability insurance. Learn how to get renters insurance today.

Looking for renters insurance in Wyoming? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Wisconsin? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in West Virginia? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Washington? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Virginia? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Vermont? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Utah? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Texas? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Tennessee? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in South Dakota? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in South Carolina? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Rhode Island? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Pennsylvania? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Oregon? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Oklahoma? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Ohio? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in North Dakota? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in North Carolina? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in New York? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in New Mexico? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in New Jersey? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in New Hampshire? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Nevada? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Nebraska? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Montana? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Missouri? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Mississippi? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Minnesota? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Michigan? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Massachusetts? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Maryland? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Maine? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Louisiana? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Kentucky? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Kansas? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Iowa? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Indiana? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Illinois? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Idaho? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Hawaii? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Georgia? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Florida? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Delaware? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Connecticut? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Colorado? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in California? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Arkansas? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Arizona? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Alabama? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Looking for renters insurance in Alaska? We've got you covered! Find out how much it will cost to insure your belongings. Get a quote today!

Switching home insurance companies is easy, but make sure you’re getting the right policy and that there is no lapse in coverage.

Personal property insurance is included with standard home insurance policies and covers your personal belongings even if they’re damaged outside of your home.

Home insurance covers wildfires, but in risky areas, it may be expensive or hard to find.

Whether you pay homeowners insurance through escrow or directly is typically determined by your lender and loan agreement.

Homeowners can switch home insurance companies in the middle of a policy. Learn how today.

Among the best home insurance companies for high-value homes are Chubb, Corebridge Direct and Amica. Protect your home with the right coverage.

Dwelling coverage is the part of a homeowners insurance policy that protects the structure of your home, including walls, roof, and attached structures, against covered perils.

Condo owners need an HO-6 policy, which is similar to homeowners insurance but tailored to condos, providing coverage for interior damage up to the policy limits as well as liability protection if someone is injured in the home.

Mortgage disability insurance pays your mortgage if you become disabled and are unable to work; it's a living benefit, unlike life insurance.

Hurricane insurance is a combination of policies including homeowners, flood and in some areas windstorm insurance. Find out what's covered.

Home insurance covers theft from your home or anywhere in the world. To file a theft claim, you must first report the crime to the police.

Fires caused by alternative heating sources like wood stoves are covered by insurance, but there are some exceptions.

For a homeowners insurance policy with $300,000 in dwelling coverage, $100,000 in liability coverage and a $2,500 deductible, the average annual rate is $2,338.

Additional living expenses coverage helps pay for extra costs, such as temporary housing and meals, when you’re forced to live away from home due to a covered event that makes your home uninhabitable.

Homeowners insurance for seniors provides essential protection for their property, belongings, and finances, ensuring peace of mind during retirement.

Carpenter ant damage is not covered by home insurance, which excludes pest infestations. Find out how to prevent pests from damaging your home.

Personal liability insurance protects your financial health if you are responsible for injuries or property damage to others.

A mold damage claim will be covered by home insurance if the damage was caused by a covered peril. Find out how to file a successful claim.

If you bundle your home and auto insurance together with Travelers, you’ll pay an average of $6,210 a year. That’s an 11% average discount.

The average home and auto bundle discount with Progressive is 9%, for an average annual combined premium of $4,245 a year. Find out if it’s right for you.

The average cost of an auto and home bundle with Erie Insurance is $3,332 a year; the average discount is 15%. Find out if it’s right for you.

Bundling home and auto insurance with Nationwide saves an average of 18% on the combined premiums, for an average rate of $3,643 a year.

The cost of bundling home and auto insurance together with Auto-Owners averages $3,417 a year. That’s a 12% average discount, but it varies depending on where you live.

If you bundle your home and auto insurance with Amica, you’ll receive an average 18% discount and pay about $3,924 per year for premiums.

American Family offers an average discount of 17% on bundled home and auto insurance, with an average annual rate of $3,340. Find out if it’s right for you.

Bundling home and auto insurance with Allstate saves an average of 16% a year on combined premiums, with an average bundled rate of $3,886 a year.

The average cost of a home and auto and bundle with Farmers is $4,693 a year, that’s an average discount of 18%, but it varies by state.

Allstate offers the cheapest homeowners insurance for people with bad credit. Your credit score affects insurance rates in most states; low scores raise rates.

State Farm is the best home insurance company for people with claims, with annual average rates of $2,376. After a claim, you can expect your home insurance rates to go up, so it’s a good time to shop around.

New York home insurance averages $1,816 yearly, below the national average of $2,601. Use our New York home insurance calculator to estimate your rates.

Michigan homeowners insurance averages $2,411 yearly, which is below the national average. Use our Michigan home insurance calculator to estimate your rates.

North Carolina homeowners insurance averages $2,941, above the national average. Use our North Carolina home insurance calculator to estimate your rates.

Average Georgia homeowners insurance rates are $2,302 yearly, lower than the national average. Use our Georgia home insurance calculator to estimate your rates.

Minnesota home insurance rates average $2,420 yearly, below the national average. Use the Minnesota home insurance calculator now to estimate your rates.

Average Pennsylvania home insurance rates are $1,911 yearly, below the national average. Use our home insurance calculator to estimate your home insurance rates.

Louisiana home insurance rates average $3,594 annually but may not include hurricane or flood coverage. Use our Louisiana insurance calculator to find average rates.

The average cost of condo insurance in Alabama is $655, but the cheapest rates are found at Alfa Corporation at $317 a year on average.

The average cost of condo insurance in Alaska is $930, but the cheapest rates are found at Country Financial at $226 a year on average.

The average cost of condo insurance in Arizona is $892, but the cheapest rates are found at State Farm at $509 a year on average.

The average cost of condo insurance in Arkansas is $801, but the cheapest rates are found at State Farm at $447 a year on average.

The average cost of condo insurance in California is $767, but the cheapest rates are found at State Farm at $663 a year on average.

The average cost of condo insurance in Colorado is $883, but the cheapest rates are found at Allstate at $340 a year on average.

The average cost of condo insurance in Connecticut is $646, but the cheapest rates are found at State Farm at $428 a year on average.

The average cost of condo insurance in Delaware is $407, but the cheapest rates are found at Cumberland Insurance at $180 a year on average.

The average cost of condo insurance in Florida is $962, but the cheapest rates are found at Travelers at $363 a year on average.

The average cost of condo insurance in Georgia is $872, but the cheapest rates are found at Georgia Farm Bureau at $467 a year on average.

The average cost of condo insurance in Idaho is $499, but the cheapest rates are found at Allstate at $334 a year on average.

The average cost of condo insurance in Illinois is $614, but the cheapest rates are found at State Farm at $294 a year on average.

The average cost of condo insurance in Indiana is $590, but the cheapest rates are found at State Farm at $285 a year on average.

The average cost of condo insurance in Iowa is $435, but the cheapest rates are found at West Bend Mutual at $141 a year on average.

The average cost of condo insurance in Kansas is $482, but the cheapest rates are found at Iowa Farm bureau at $289 a year on average.

The average cost of condo insurance in Kentucky is $476, but the cheapest rates are found at State Farm at $327 a year on average.

The average cost of condo insurance in Louisiana is $1,093, but the cheapest rates are found at State Farm at $496 a year on average.

The average cost of condo insurance in Maine is $362, but the cheapest rates are found at Vermont Mutual at $207 a year on average.

The average cost of condo insurance in Maryland is $642, but the cheapest rates are found at State Farm at $304 a year on average.

The average cost of condo insurance in Massachusetts is $669, but the cheapest rates are found at Andover Insurance at $334 a year on average.

The average cost of condo insurance in Michigan is $651, but the cheapest rates are found at Auto-Owners at $117 a year on average.

The average cost of condo insurance in Minnesota is $423, but the cheapest rates are found at Secura Insurance at $259 a year on average.

The average cost of condo insurance in Mississippi is $765, but the cheapest rates are found at State Farm at $411 a year on average.

The average cost of condo insurance in Missouri is $485, but the cheapest rates are found at Shelter Insurance at $283 a year on average.

The average cost of condo insurance in Montana is $486, but the cheapest rates are found at Sentry Insurance at $151 a year on average.

The average cost of condo insurance in Nebraska is $542, but the cheapest rates are found at Iowa Farm bureau at $186 a year on average.

The average cost of condo insurance in Nevada is $620, but the cheapest rates are found at Country Financial at $445 a year on average.

The average cost of condo insurance in New Hampshire is $502, but the cheapest rates are found at Vermont Mutual at $251 a year on average.

The average cost of condo insurance in New Jersey is $484, but the cheapest rates are found at Franklin Mutual at $244 a year on average.

The average cost of condo insurance in New Mexico is $408, but the cheapest rates are found at State Farm at $323 a year on average.

The average cost of condo insurance in New York is $656, but the cheapest rates are found at State Farm at $289 a year on average.

The average cost of condo insurance in North Carolina is $882, but the cheapest rates are found at North Carolina Farm Bureau at $433 a year on average.

The average cost of condo insurance in North Dakota is $373, but the cheapest rates are found at Nodak Insurance at $255 a year on average.

The average cost of condo insurance in Ohio is $573, but the cheapest rates are found at Allstate at $294 a year on average.

The average cost of condo insurance in Oklahoma is $1,071, but the cheapest rates are found at Oklahoma Farm Bureau at $393 a year on average.

The average cost of condo insurance in Oregon is $633, but the cheapest rates are found at State Farm at $319 a year on average.

The average cost of condo insurance in Pennsylvania is $657, but the cheapest rates are found at State Farm at $284 a year on average.

The average cost of condo insurance in Rhode Island is $581, but the cheapest rates are found at State Farm at $446 a year on average.

The average cost of condo insurance in South Carolina is $569, but the cheapest rates are found at State Farm at $425 a year on average.

The average cost of condo insurance in South Dakota is $389, but the cheapest rates are found at Iowa Farm bureau at $266 a year on average.

The average cost of condo insurance in Tennessee is $616, but the cheapest rates are found at Tennessee Farmers at $322 a year on average.

The average cost of condo insurance in Texas is $1,007, but the cheapest rates are found at Farmers at $804 a year on average.

The average cost of condo insurance in Utah is $668, but the cheapest rates are found at State Farm at $266 a year on average.

The average cost of condo insurance in Vermont is $289, but the cheapest rates are found at Vermont Mutual at $150 a year on average.

The average cost of condo insurance in Virginia is $548, but the cheapest rates are found at Universal Insurance Holding at $309 a year on average.

The average cost of condo insurance in Washington is $616, but the cheapest rates are found at Nationwide at $309 a year on average.

The average cost of condo insurance in Washington, D.C. is $503, but the cheapest rates are found at USAA at $402 a year on average.

The average cost of condo insurance in West Virginia is $373, but the cheapest rates are found at Allstate at $219 a year on average.

The average cost of condo insurance in Wisconsin is $527, but the cheapest rates are found at West Bend Mutual at $102 a year on average.

The average cost of condo insurance in Wyoming is $272, but the cheapest rates are found at State Farm at $212 a year on average.

Texas homeowners insurance rates average $3,851 annually. Use our Texas home insurance calculator to estimate your rates.

Florida home insurance rates average $4,419 annually, much higher than the national average. Use our Florida homeowners insurance calculator to estimate your

California homeowners insurance averages $1,405 annually, but costs vary. Use our California homeowners insurance calculator to estimate rates.

Erie offers cheaper bundled auto and home insurance rates thanks to a larger discount, but Auto-Owners has cheaper average rates even without the bundle. Compare these companies to save.

Nationwide’s auto and home insurance bundle is cheaper than Allstate’s, but Allstate offers coverage in more states. Compare Nationwide vs. Allstate for bundling here.

State Farm’s auto and home insurance bundles are cheaper than Progressive’s; before you buy, compare State Farm vs. Progressive for auto and home insurance.

Nationwide has cheaper bundled auto and home insurance rates, but Amica has more affordable average home insurance rates. Compare Nationwide and Amica for bundling your insurance.

State Farm has cheaper home and auto rates and offers a larger bundling discount than Travelers. Compare State Farm vs. Travelers for bundling insurance.

Allstate offers cheaper auto and home bundling, but Farmers has cheaper auto insurance rates. Compare Allstate vs. Farmers for auto and home bundling.

Amica provides a larger bundling discount, resulting in cheaper auto and home insurance when combined. Progressive offers lower auto and home rates individually.

The best home insurance company overall in California is Travelers. Shop around to find the best company for your particular needs.

The best home insurance company overall in Florida is Travelers. Shop around to find the best company for your particular needs.

The best home insurance company overall in Georgia is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Illinois is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Michigan is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in New York is Chubb Ltd. Shop around to find the best company for your particular needs.

The best home insurance company overall in North Carolina is State Farm. Shop around to find the best company for your particular needs.

The best home insurance company overall in Ohio is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Pennsylvania is Farmers. Shop around to find the best company for your particular needs.

The best home insurance company overall in Texas is State Farm. Shop around to find the best company for your particular needs.

The best home insurance company overall in Alabama is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Alaska is Western National Mutual. Shop around to find the best company for your particular needs.

The best home insurance company overall in Arizona is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in Arkansas is Farm Bureau Mutual Ins Co of AR. Shop around to find the best company for your particular needs.

The best home insurance company overall in Colorado is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in Connecticut is Chubb Ltd. Shop around to find the best company for your particular needs.

The best home insurance company overall in Delaware is Cumberland Insurance. Shop around to find the best company for your particular needs.

The best home insurance company overall in Hawaii is State Farm. Shop around to find the best company for your particular needs.

The best home insurance company overall in Idaho is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in Indiana is Indiana Farmers. Shop around to find the best company for your particular needs.

The best home insurance company overall in Iowa is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Kansas is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in Kentucky is Nationwide. Shop around to find the best company for your particular needs.

The best home insurance company overall in Louisiana is State Farm. Shop around to find the best company for your particular needs.

The best home insurance company overall in Maine is Vermont Mutual. Shop around to find the best company for your particular needs.

The best home insurance company overall in Maryland is Travelers. Shop around to find the best company for your particular needs.

The best home insurance company overall in Massachusetts is Andover Insurance. Shop around to find the best company for your particular needs.

The best home insurance company overall in Minnesota is Western National Mutual. Shop around to find the best company for your particular needs.

The best home insurance company overall in Mississippi is Southern Farm Bureau. Shop around to find the best company for your particular needs.

The best home insurance company overall in Missouri is Shelter Insurance. Shop around to find the best company for your particular needs.

The best home insurance company overall in Montana is Chubb Ltd. Shop around to find the best company for your particular needs.

The best home insurance company overall in Nebraska is Farmers Mutual Ins Co of NE. Shop around to find the best company for your particular needs.

The best home insurance company overall in Nevada is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in New Hampshire is Vermont Mutual. Shop around to find the best company for your particular needs.

The best home insurance company overall in New Jersey is Chubb Ltd. Shop around to find the best company for your particular needs.

The best home insurance company overall in New Mexico is Farmers. Shop around to find the best company for your particular needs.

The best home insurance company overall in North Dakota is North Star Mutual. Shop around to find the best company for your particular needs.

The best home insurance company overall in Oklahoma is Shelter Insurance. Shop around to find the best company for your particular needs.

The best home insurance company overall in Oregon is American Family. Shop around to find the best company for your particular needs.

The best home insurance company overall in Rhode Island is State Farm. Shop around to find the best company for your particular needs.

The best home insurance company overall in South Carolina is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in South Dakota is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Tennessee is Auto-Owners. Shop around to find the best company for your particular needs.

The best home insurance company overall in Utah is Auto-Owners. Shop around to find the best company for your particular needs.